Jacob Barreira is a financial advisor with Merrill, holding a Series 66 license and one year of industry experience. His prior work includes roles at Euclid Financial Services and Follett Corporation, as well as experience in education and retail sectors. Outside of finance, he has been involved with Del's Lemonade. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anindita Banerjee is a financial advisor at Merrill with one year of industry experience. She holds the Series 66 designation and previously worked at Ventois Inc. and Home. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Charles Kelly is a ChFC® with 41 years of experience in the financial industry. He has been with Cambridge Investment Research Advisors since 2018 and previously worked at Cetera Advisors LLC, Investors Capital Corp., OSAIC Services, Inc., Mutual Service Corporation, and Eastern Point Advisors Inc. He is based in Barrington, RI. Cambridge Investment Research Advisors, Inc. serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, proprietary model strategies, and third-party advisers.

Christopher Collins is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill since 2013 and is also associated with Bank of America, N.A. since 2017. Outside of his advisory role, Collins participates as a registered player with USA Volleyball in competitive tournaments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Rick Nichols is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Bank of America, Merrill, and Fidelity Investments in various capacities since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Paci is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Citizens Securities, Inc. and CITIZENS Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Terrance Jones is a Series 66-licensed advisor at Merrill with one year of industry experience. Prior to joining Merrill, he held roles at The District & Blue Room, Nova Farms, Hope Artist Village, and Bravo restaurant. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Claire Moscrop is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2021, she held roles at Securian Financial Services Inc, Pioneer Financial Group, Minnesota Life Insurance Company, and operated Claire Moscrop Nutrition from 2013 to 2020. She also has experience with Island Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advisory support delivered through a large network of investment adviser representatives.

Nelson Ribeiro is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 designations. He has 22 years of industry experience, including roles at Mass Mutual Life Insurance Company and METLIFE Securities Inc. Outside of his advisory work, he is a partner in Neri Financial, an LLC used for managing expenses. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships and provides educational seminars along with several investment program options.

William Howe is a Series 66 licensed financial advisor with 24 years of industry experience. He is currently with LPL Financial, joining the firm in 2023 after prior roles at Securities America Advisors, Securities America, Inc., Invest Financial Corp., and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of advisors.

Robert Kerr Jr. is a financial advisor at Merrill with 26 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

William Wall Jr. is a CFP® professional with 39 years of industry experience, currently serving at Wells Fargo Advisors since 2016. He owns a hunting property called Rock Wall Farms LLC in East Providence, RI. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with optional implementation through brokerage or advisory programs.

Jordy Martinez is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to Merrill, he held roles at several organizations, including Global Montello Group and Year Up. Outside of his advisory work, he owns an automotive window tinting business based in Providence, Rhode Island. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alicia Larson is a financial advisor at OSAIC with 34 years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at Fsc Securities Corporation for 14 years. Outside of her advisory role, she owns a sole proprietorship that provides life and long-term care insurance recommendations. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, offering a range of brokerage and advisory services across various programs.

Mark Savastano is a financial advisor with Ameriprise, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he owns Hair Affair, Inc., a retail hair salon, and serves as a mentor to entrepreneurs through the organization E-for-All. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Elizabeth Burns is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sheila Matthews is a financial advisor with Primerica Advisors in Westport, MA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. She has worked with Primerica Advisors since 2014 and has experience at Brennan Financial Group and Lynn Durkin, CPA. Outside of her advisory role, she is involved with Matthews & Matthews, LLC, a non-investment-related business based in Boston. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven recommendations and supporting a range of investment strategies managed by unaffiliated asset managers.

Nicholas Perry is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America N.A., Coastal Outsourced Solutions/First Citizens Federal Credit Union, and New York Life. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Silva is a financial advisor with Merrill in Riverside, RI, holding a Series 66 designation and 23 years of industry experience. He has been with Merrill since 2009 and previously worked at Banc of America Investment Services, Quick & Reilly, and TD Ameritrade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ajay Kajaria is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.