John Polanshek Jr. is a financial advisor with UBS Financial Services in South Burlington, VT, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary market assumptions and research to tailor investment plans. The firm operates as both a broker-dealer and investment adviser, combining institutional trading capabilities with wealth management services.

Erikson Hameline is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Raymond James & Associates since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Patricia Brodsky is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she serves as a board member of the Red Pines Condo Association and owns a pet sitting business in Colchester, Vermont. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and advanced modeling tools to support financial decisions.

Adam Macaluso is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has previously worked at TD Private Client Wealth, J.P. Morgan Securities LLC, JP Morgan Chase Bank, N.A., and Bank of America, N.A. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers investment and planning services both directly and through Corporate Financial Planning agreements.

Charles Hall is a financial advisor at Raymond James & Associates with three years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Rockefeller Financial LLC, Riveria Investment Group, Aviditi Financial LLC, Duff & Phelps, and Capstone Headwaters. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities with a range of financial planning and consulting services, employing various portfolio management styles and an extensive affiliate network.

Justin Hooper is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2018. Prior to that, he was employed at INVEST Financial Corp. for seven years and has a longstanding role at Community Bank, NA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from multiple sources.

Abraham Trabulsy is a financial advisor with LPL Financial in Williston, VT, holding a Series 66 designation and having four years of industry experience. Prior to joining LPL Financial in 2024, he worked with Mass Mutual Life Insurance Company and Mass Mutual Investors Services from 2020 to 2024. He has a background that includes academic involvement with the University of Vermont and The Robert Larner, M.D. College of Medicine at UVM. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, supported by research and model portfolios, with both discretionary and non-discretionary management options.

Joseph Hameline III is a financial advisor with Raymond James & Associates in Burlington, VT, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, he owns a rental property managed by a rental service organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipalities. The firm offers financial planning and non-discretionary investment consulting, leveraging a range of portfolio management styles and affiliated research.

Charles Vella is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 13 years before joining Wells Fargo in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brad Martin is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at Metlife Securities Inc. from 2015 to 2017. Martin serves as a board member on the Prudential Committee for the Colchester Water Department and Fire District No. 2. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational programs to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative planning engagements using firm-approved software and various investment strategies.

Chet Schwartz is a financial advisor with LPL Financial in Burlington, VT, holding Series 65 and Series 63 licenses and 16 years of industry experience. His prior roles include positions at M&T Bank, People's Securities, Inc., People's United Advisors, Inc., GWN Securities, Inc., and working as an independent consultant. Outside of his advisory work, he also works as an Uber driver. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management along with access to research and model portfolios.

Christian Blue is a financial advisor with Edward Jones in Plattsburgh, NY, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2021, he worked at the Adirondack Park Agency, Mountain Lake Academy, and Adirondack Watershed Institute. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions with approximately $1.01 trillion in assets under management and a large nationwide network of financial advisors and branch offices.

Jamie Ha Obrien is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing Services, LLC. since 2020. Prior to this, she spent ten years working in real estate with Soon Ja Park Real Estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, including a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jennifer Mcgrath is a Series 66 licensed financial advisor with 10 years of industry experience. She is affiliated with UBS Financial Services and has been associated with Painewebber Incorporated since 1994. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides extensive capital markets services through a broad advisory network.

Adam Robert is a financial advisor at LPL Financial in Plattsburgh, NY, holding the CFP® designation and Series 66 license with 12 years of industry experience. He has worked at LPL Financial since 2010 and has been involved with Clute Wealth Management since 2018. In addition to his advisory work, he writes articles related to the industry. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and technology-driven investment strategies.

Bryan Deslauriers is a financial advisor with LPL Financial in South Burlington, VT, holding Series 63 and Series 66 credentials and 16 years of industry experience. He previously worked at Lincoln Financial Securities Corporation and has been involved with the Vermont Expos Baseball Club for over 25 years. Deslauriers also serves as a Selectboard member for the Town of St. Albans, VT, and holds a notary public designation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services supported by research and a variety of investment management strategies.

Gilles Owen is a financial advisor at Mass Mutual Investors Services with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Empower Advisory Group, Prudential Insurance Company of America, and Sentinel Financial Services Company. He serves as Treasurer on the board of the Shaun Corbett Foundation, assisting with fundraising and organizational outreach. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative planning engagements supported by firm-approved analytical tools and educational seminars.

Azulena Godeck is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Raymond James Financial in Burlington, VT. Her career includes roles at Vanguard, BlackRock, Mercer Investments, and State Street Global Advisors. She serves on the Finance and Investment Committees for United Way Northwest Vermont. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Melissa Long is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 licenses and eight years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Ameriprise Financial from 2013 to 2018. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate strategies. The firm uses structured planning tools and models to support clients, managing approximately $2.74 trillion in client assets.

Jason Frank is a CFP® professional with 16 years of industry experience. He is currently affiliated with LPL Financial in Williston, VT, and previously worked for Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. for 11 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and retirement plan consulting.