Patricia Gugliotti is a financial advisor at LPL Financial with 43 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 65 licenses. Her prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and The Strategic Financial Alliance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

John Grant is a CFP® professional associated with LPL Financial, with four years of industry experience. His prior roles include positions at Right Capital and Andrew Kipperman CPA Office. Outside of financial services, he was involved with Wood N Tap for eight years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools.

Javier Dedios is a financial advisor with Merrill in Southbury, CT, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008, following a brief tenure at Citigroup Global Markets. Prior to that, he was with Merrill for 11 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Paul Mariano is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 44 years of experience in the industry, having worked with Mass Mutual Investors Services since 1982 and MassMutual Life Insurance Company since 1978. He also works as an insurance agent, providing life, disability, long-term care, health insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools and a collaborative planning process.

Michael Salcedo is a financial advisor at Fisher Investments with 13 years of industry experience. He holds a Series 66 designation and previously worked at TD Ameritrade for six years before joining Fisher Investments in 2021. Outside of his advisory role, he serves as a Technical Sergeant in the Air National Guard, focusing on military service and management. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across various asset classes. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and offers a range of services including sub-advisory and retirement plan management.

John Eimer is a financial advisor with Edward Jones in Middlebury, CT, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience, all with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies and affiliated products, operating under a fiduciary standard.

Bryan Bogen is a CFP® with 35 years of industry experience, currently affiliated with Cetera since 2019. He has held positions at Summit Financial Group Inc and Summit Brokerage Services Inc, and is president of Spectrum Financial Strategies, Inc., where he has provided tax preparation and insurance product services for over 30 years. Bogen also owns Taj Enterprises, LLC, a real estate business, and holds a Notary Public commission. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a variety of program structures and strategies.

Christopher Derham is a financial advisor with Mass Mutual Investors Services in Hamden, CT, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2015. Outside of his advisory role, he is involved in insurance brokerage focusing on fixed annuities and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by proprietary tools and also provides specialized planning programs including divorce, estate settlement, and employer-sponsored plans.

Brian Clemente is a financial advisor with Merrill in Southbury, CT, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Giuseppe Mancini is a financial advisor with Ameriprise in Waterbury, CT, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service for individuals nearing or in retirement who meet certain asset thresholds, providing detailed Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary advice through a centralized consulting team, with a focus on assets held in Ameriprise-managed accounts.

Daniel Kopf is a financial professional with seven years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at various entities within the Cetera network, as well as Ciampi Financial Services and Ciampi Wealth Management Corp. Outside of his advisory role, he serves as an investment analyst for Ciampi Tax and Financial Services, LLC. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Anthony Gallagher is a financial advisor with Primerica Advisors in Hamden, CT, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been with Primerica Advisors since 2017 and has also worked with Primerica Financial Services since 2013. Outside of his advisory role, he is involved with Global Spice, a business he has been associated with since 2011. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers, employs a tiered wrap fee structure, and delegates trading responsibilities to BNY Mellon Advisors.

David Ventura is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Wells Fargo Bank since 2018, following prior roles at HSBC Bank and HSBC Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, tailoring services to plan objectives and acting as an ERISA fiduciary when providing investment advice.

Sadik Kulla is a financial advisor with Raymond James & Associates in Watertown, CT, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James and its affiliated entities since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Dean Aita is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 65 licenses, and has 34 years of industry experience. He has worked at Cetera and its affiliates since 2021 and previously led Aita Financial Group, Inc. from 2010 to 2021. He serves as a trustee for Our Lady of Perpetual Help Parish, overseeing its merger and transition in accordance with directives from the Archdiocese of Hartford. Cetera Investment Advisers LLC is an SEC-registered advisor that offers services through a large national network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a multi-manager platform that allows advisors to implement model portfolios, third-party managers, or bespoke strategies.

Damian Campagnano is a financial advisor at Stifel with 27 years of industry experience. He has held his current position since 2007 and holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional entities, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning analyses.

Richard Belanger is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2024, he worked at Cetera Investment Services and Foresters Advisory Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services through a large network of advisors using both proprietary and third-party strategies.

Wilbur Mann Jr. is a financial advisor at LPL Financial with 31 years of industry experience. He has been with LPL Financial since 2004 and previously worked at Main Street Management Company. He holds Series 63 and Series 65 credentials and is based in Cheshire, CT. Mann also acts as an independent agent for fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a broad non-advisory financial services network.

Mark Massa is a financial advisor with Equitable Advisors in Hamden, CT, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Equitable Advisors since 1999 and prior to that was affiliated with Axa Advisors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves assessing client risk tolerance and matching clients to appropriate program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Zachary Green is a financial advisor with Wells Fargo Advisors in Cheshire, CT, holding Series 63 and Series 65 licenses and seven years of industry experience. His career includes roles at Wells Fargo Bank NA, Wells Fargo Clearing Services LLC, and Wells Fargo Advisors since 2017, with earlier experience in retail. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions tailored to clients’ needs using proprietary research and planning tools.