Ralph Hochuli is a financial advisor with IHT Wealth Management LLC in Red Bank, NJ, holding a Series 63 designation and possessing 25 years of industry experience. His career includes roles at IHT Wealth Management since 2020, Private Advisor Group, LLC from 2016 to 2020, and LPL Financial LLC since 2016. Additionally, he is a partner in Baumann, Dennis & Hochuli LLP, a CPA firm. IHT Wealth Management serves individuals, corporate and institutional clients, and retirement plan sponsors, offering services such as discretionary asset management, financial planning, ERISA plan consulting, and outsourced CIO arrangements. The firm combines fundamental value screening, quantitative optimization, and tactical strategies with a network of approximately 160 advisors managing around $9.8 billion in assets.

Bradley Harrison is a financial advisor with B. Riley Wealth Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at National Securities Corporation for eight years before joining B. Riley Wealth Advisors in 2022. Outside of his advisory role, he serves as President and CEO of Harrison Wealth Management, a holding company. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in assets across 274 advisors. The firm provides a wide range of services to individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans through various advisory programs and proprietary asset allocation models.

Gregory Dillon is a CFP® and CFA® with 18 years of experience in the financial services industry. He is currently with Prosperity Capital Advisors and has previously worked with M Holdings Securities, Atlas Advisory Group, and ONETEAM FINANCIAL LLC. Outside of his advisory role, he serves as president and instructor for a nonprofit chapter focused on social security and retirement income education and is an advisory board member for Best Buddies NJ. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base including individual investors, corporate clients, charitable organizations, and retirement plan sponsors. The firm employs a model-driven, multi-sleeved investment approach utilizing mutual funds, ETFs, SMAs, and alternative solutions, and offers institutional services such as TAMP and sub-advisory support.

Timothy Mceneny Jr. is a financial advisor with Garden State Investment Advisory Services, LLC, holding Series 63 and Series 66 designations and over 34 years of industry experience. He has worked at Garden State Securities, Inc. since 2010 and Paulson Investment Company, Inc. since 2002. Outside of his advisory role, he organizes youth sports clinics, camps, and tournaments through Big Shot Hoops and serves as a sports official with IAABO-Shoreboard #194. Garden State Investment Advisory Services, LLC provides personalized investment advisory services to individuals, high-net-worth clients, trusts, estates, corporations, and other business entities. The firm manages approximately $674 million in client assets through a multi-advisor team, offering discretionary portfolio management based on client risk profiles using fundamental, technical, and third-party research.

Danon Robinson is a financial advisor with Pine Valley Investments, holding a Series 65 designation and bringing 10 years of industry experience. He has worked at Monadnock Capital Management, LP since 2016 and has been involved with Rumson Fair Haven High School since 2014. Pine Valley Investments offers discretionary portfolio management, financial planning, and pension consulting to individual, high-net-worth, and institutional clients. The firm utilizes fundamental, technical, and quantitative analysis in managing portfolios with a range of investment strategies and also provides advisory services to pooled investment vehicles and affiliated private funds.

Michael Megill is a financial advisor at Summit Financial, LLC with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Summit Financial since 2018. Prior to that, he was associated with firms including Purshe Kaplan Sterling Investments, Inc., Summit Equities, Inc., and Summit Financial Resources, Inc. In addition to providing financial advice, he offers insurance products through various insurance companies, earning compensation from these sales. Summit Financial, LLC is an SEC-registered, multi-team advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm provides a range of investment advisory, portfolio management, and retirement plan advisory services, operating both discretionary and consultative platforms to accommodate client preferences.

James Maimone is a financial advisor at Summit Financial, LLC with nine years of industry experience. He holds a Series 66 designation and has been with Summit Financial since 2018. In addition to his advisory role, he serves as an adjunct professor at Bergen Community College, teaching a financial fitness course focused on risks retirees face and risk hedging. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative services to accommodate varied client preferences.

Gregory Calderaro is a financial advisor with Garden State Investment Advisory Services, LLC in Red Bank, NJ, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. His prior work includes roles at Garden State Securities, Inc., Private Advisor Group, LLC, and LPL Financial, LLC. Outside of advisory work, he has experience in technology systems analysis and design through Progressive Systems and has served as a notary public. Garden State Investment Advisory Services, LLC offers personalized investment advisory services to individuals, high net worth clients, trusts, estates, corporations, and other business entities. The firm’s multi-advisor team provides discretionary and non-discretionary portfolio management, financial planning, and oversight of third-party portfolio managers using a range of analytical methods and custodial relationships.

Ronnie Howard is a financial advisor with Arkadios Wealth Advisors, holding Series 63 and Series 66 registrations and has 24 years of industry experience. He has worked at Arkadios Wealth Advisors and Arkadios Capital since 2019, following three years at GTS Securities, LLC. Outside of advisory work, he is involved in life insurance and fixed annuity sales. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans implemented through various internally managed accounts and selected third-party managers, utilizing fundamental, technical, and cyclical analysis methods.

Danielle Arlotta is a CFP® and holds a Series 66 designation with six years of industry experience. She currently works at Core Planning, where she has been since 2026, and previously worked at Brooklyn Plans, LLC for four years. Prior to her financial advisory roles, she was employed at William Paterson University. Core Planning is a fee-only firm serving individual and high-net-worth clients with financial planning, wealth management, and retirement-plan advisory services. The firm uses a range of service models and incorporates third-party model portfolios and automated rebalancing tools in its investment approach.

Philip Simone is a CFP® professional affiliated with Arkadios Wealth Advisors, with four years of industry experience. He has worked at several firms including Spartan Solar, Freedom Forever, and Titanium Solar before joining Arkadios in 2025. He is also involved as an associate in financial planning with Foresight Financial Partners. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, and retirement plans. The firm offers customized investment plans using fundamental, technical, and cyclical analysis, deploying portfolios through internally managed accounts, model portfolios, or third-party managers.

Susan Maes is an investment advisor with NWF Advisory Services Inc, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Her prior roles include positions at OSAIC, The Ameriflex Group, TFS Securities, Inc., LPL Financial LLC, and Ameriprise Financial Services, Inc. Outside of her advisory work, she operates a sole proprietorship under Maes Financial and is licensed to sell and service term life insurance. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through a network of over 100 advisory representatives. The firm primarily serves individual and high-net-worth clients, offering portfolio management, model portfolios, SMA/UMA programs, financial planning, and retirement plan consulting through an open-architecture, technology-driven platform.

Andrew Alter is a CFP® and PFS™ with 14 years of industry experience. He is currently with Forum Financial Management, LP and previously founded and led Alter Financial Group LLC and Alter Wealth Management, LLC. He serves as a board member and treasurer for Unique Melodies, Inc., a nonprofit music education organization for individuals with special needs. Forum Financial Management, LP provides investment advisory and related services to individuals, retirement plan sponsors, charitable organizations, and institutional clients. The firm uses model asset-allocation portfolios based on Modern Portfolio Theory, employing institutional mutual funds, ETFs, and other strategies, while also serving as a turn-key asset-management platform for independent advisors and RIAs.

Terry Brodt Jr. is a financial advisor with Garden State Investment Advisory Services, LLC, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has worked at Garden State Investment Advisory Services and its affiliated broker-dealer since 2010, with prior roles at Invest Financial Corporation, First Montauk Securities Corp., LPL Financial, and Prudential Equity Group. Brodt also holds a real estate license, though he is not currently active in that area. Garden State Investment Advisory Services provides personalized investment advisory services to individuals, high-net-worth clients, trusts, estates, corporations, and other business entities. The firm manages discretionary portfolios based on client risk profiles using fundamental, technical, and third-party research, with approximately $674 million in client assets under management across a multi-advisor team.

Edward Massari Jr. is a CFA® charterholder and holds Series 65 and Series 63 licenses. He has 14 years of industry experience and is currently with International Assets Investment Management, LLC, where he has worked since 2016. His prior experience includes roles at First Allied Advisory Services, Rhino Asset Management, and Blue Ocean Capital Management. Massari also serves as co-successor trustee for two trusts. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent representatives. The firm offers customized portfolio management and financial planning with a focus on long-term strategies using mutual funds, ETFs, equities, and fixed income, and employs third-party managers and wrap programs as part of its investment approach.

James King is a financial advisor with Diversify Advisory Services, LLC and holds Series 63 and Series 66 licenses. He has eight years of industry experience and has worked at firms including B. Riley Wealth Management and Equitable Advisors. He is also involved with Griffin Wealth Partners, a financial securities business conducted through B. Riley Wealth Management. Diversify Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individuals, corporations, pension plans, and small business owners. The firm employs a tactical diversification approach using a combination of internal models and third-party solutions across multiple platforms and offers a broad range of investment strategies and consulting services.

Grant Shulman is a CFP® professional with two years of experience currently serving as a financial advisor at The AmeriFlex Group. He previously worked at C2P Capital Advisory Group and has been involved with Middletown Sports Complex as an independent marketer. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers customized portfolio management, financial planning, and retirement plan consulting utilizing various investment platforms and model strategies.

Jack Casey is a financial advisor at Pinnacle Associates, Ltd. He holds a Series 65 designation and joined the firm in 2024. Prior to his current role, he spent five years at Providence College. Pinnacle Associates, Ltd. provides discretionary investment management and financial planning to individuals, families, trusts, endowments, foundations, pension and profit-sharing plans, and other institutional clients. Founded in 1984, the firm manages approximately $9.9 billion in discretionary assets and employs a fundamental, bottom-up investment approach across a range of equity strategies, tailoring allocations to client objectives and offering socially responsible overlays on request.

John Padgett is a financial advisor with B. Riley Wealth Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at B. Riley Wealth Advisors since 2022 and previously held roles at National Asset Management, National Securities Corporation, and First Montauk Securities Corp. Outside of his advisory work, Padgett is the owner of Meritage Group LLC, a company established for IRS record keeping purposes. B. Riley Wealth Advisors offers investment advice and portfolio management to a diverse client base, including individual investors, pension plans, trusts, and charitable organizations. The firm provides various programs and manages approximately $4.21 billion in client assets through a team of about 173 advisors.

James Boyle III is a financial advisor at Alexander Capital Wealth Management LLC with 20 years of industry experience. He holds a Series 66 designation and previously worked at Cetera Advisors LLC, Morgan Stanley, and Citigroup Global Markets. Outside of advisory services, he serves as managing member of JFB III LLC, acting as a broker for AFLAC supplemental insurance. Alexander Capital Wealth Management LLC provides investment advisory services to individual, high-net-worth, and institutional clients. The firm employs a top-down investment approach that integrates proprietary technical analysis with fundamental review, using discretionary management and third-party platforms to implement diversified strategies.