Francis Scally serves as the Senior Resident Director at Merrill Lynch Wealth Management in Flemington, New Jersey. He has been with Merrill since 1996, bringing over 28 years of experience in the financial services field. In his role, he manages the Flemington office while providing wealth management advice centered on a diversified, risk-based investment process aimed at managing risk and generating absolute returns. Francis is a qualified portfolio manager and a CERTIFIED FINANCIAL PLANNER® professional. He offers clients a comprehensive approach that includes personalized strategies involving individual securities, Merrill model portfolios, and third-party investment options. His expertise spans a range of client focus areas such as college education planning, family wealth management, retirement planning, tax minimization, and legacy planning. Francis holds a bachelor's degree from Molloy College, where he also played basketball and earned a scholarship. Residing in Flemington with his wife Michele and their three children, Francis is active in the local community. He coaches youth sports, including his son's lacrosse team, and enjoys activities such as cooking, music, and reading.

Victoria Esarey is a financial advisor with Primerica Advisors in Lebanon, NJ, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. Her career includes roles at Faneuil Inc and long-term engagements with PFS Investments Inc and Primerica Financial Services. She is involved in sales of investment-related products and also receives compensation for referrals related to mortgage loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional or pension plan services.

David Briegs serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been providing guidance since 1989. He is part of The Kugel Briegs Group, which offers client-focused wealth management services that combine personalized attention with the resources of a large financial institution. His approach to wealth management centers on understanding clients' goals and developing long-term, planning-based strategies tailored to each individual's needs. David's areas of expertise include education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds multiple industry designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science degree in Business Economics from Rutgers University and completed the CFP® Professional Education Program at the College for Financial Planning as well as the Certified Investment Management Analyst® Program at the University of Pennsylvania Wharton School of Business. Outside of his professional career, David is a retired three-time U.S. National Champion in Skysurfing with over 2,500 jumps, has competed in three ESPN X-Games, and was a member of the U.S. Team in the World Championships in 1999. He holds a 4th degree black belt in Combat Hapkido.

Brandon Chiappetta is a financial advisor with Edward Jones, holding a Series 66 designation and eight years of industry experience. He has worked at several firms, including Vestmark Advisory Solutions, Royal Alliance, and Merrill. Outside of financial advising, he has been involved in an electrical contracting business, Ace Electric Services, in a support role. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Pratibha Sharma is a financial advisor at Merrill with two years of industry experience. She holds the Series 66 designation and previously worked at Ameriprise, PNC Bank, and in insurance advisory roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a wide range of individual, institutional, and nonprofit clients.

Bruce Hesse is a financial advisor with Cetera, holding the PFS™ designation along with Series 63, 65, and 66 licenses. He has 31 years of industry experience, including roles at Avantax and 1st Global Advisors. Outside of advising, he serves as president of a condominium association in Lebanon, NJ, and owns a tree harvesting business in Maine. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, supporting various program structures and investment strategies.

Meredith Vergara is a financial advisor with Merrill, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill since 2001 and has also worked at Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Woodward is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has 28 years of industry experience, including 19 years at Metlife Securities and over a decade with MassMutual and its investment services affiliate. Woodward is also a partner at Optimum Financial and serves as a group health insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring planning engagements as collaborative, annual relationships using firm-approved analytical tools.

David Lambert is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. He has worked at LPL Financial since 2008 and was previously with Valley National Advisers Inc for five years. Outside of his advisory role, Lambert works as a technical editor for Wiley & Sons. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies with access to advanced operational and research tools.

Austin Joyal is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the Joyal-Ferraro Group in 2013 and focuses on helping clients connect all aspects of their financial lives to prioritize and pursue important goals such as education funding, retirement planning, healthcare cost management, and wealth transfer to younger generations. His client focus areas include corporate executive services, divorce transition planning, education planning, family wealth management strategies, legacy planning, philanthropic planning, small business strategies, and tax minimization. Austin holds a Bachelor's Degree from Villanova University and a High School Diploma from Rutgers Preparatory School. He has earned multiple professional designations, including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He also holds FINRA Series 7 and 66 registrations. Outside of his professional work, Austin is involved with Special Olympics Pennsylvania. He enjoys outdoor activities such as camping, football, golfing, hiking, horseback riding, scuba diving, skiing, and spending time with his family and traveling.

Louis Ferraro is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined The Joyal Group in 2014 and brings a background in banking, investments, and retirement products to his role. Louis works with a range of clients including business owners, senior executives, professionals, and individuals who have inherited assets, offering customized wealth management strategies. With 19 years of experience at Merrill Lynch Wealth Management, Louis assists clients in pursuing their objectives through discretionary management of custom investment strategies, selection from Merrill model portfolios, and third-party investment options. His expertise extends to retirement and 401(k) planning, small business strategies, and holistic wealth management. Louis emphasizes a team effort in wealth management and engages in detailed discovery processes to optimize asset allocations. Louis holds both a Bachelor of Science and a Master of Business Administration with a concentration in Finance from Rider University. He is a Certified Financial Planner (CFP®), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His personal interests include baseball, football, ice hockey, reading, scuba diving, swimming, and spending time with his family.

Stephen Gribben is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and having 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Citigroup Global Markets from 2002 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages substantial assets and offers both brokerage and advisory solutions supported by research and analytics.

Robert Junge is a Certified Financial Planner (CFP®) with 37 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Private Advisor Group, PNC Wealth Management, Wells Fargo Clearing, and Uvest Financial Services Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Douglas Mouridy is a Financial Consultant at Fidelity Investments. He works with individuals and families to develop personalized financial plans aimed at providing peace of mind. He focuses on building ongoing relationships and serves as a primary advisor to monitor clients' financial plans over time. Douglas has held various roles at Fidelity Investments since 2013, progressing from Financial Representative to Relationship Manager, Investment Consultant, Planning Consultant, and currently Financial Consultant. Prior to joining Fidelity, he gained experience as a Wealth Management Intern at Merrill Lynch in 2011.

John Von Nessen is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 16 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Insight Private Advisors, Guardian Life, and VOYA Financial Advisors. He serves as treasurer for the Hillsborough Raiders Touchdown Association and is a board member at Mary Mother of God Church in Hillsborough, NJ. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of financial professionals managing a multi-billion dollar asset base.

Edward Skarbnik is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior experience includes seven years at Citigroup Global Markets. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research and analytics to support diversified investment approaches.

Zeeshan Mir serves as a Senior Financial Advisor and Senior Portfolio Manager at Merrill Lynch Wealth Management. He has over 35 years of experience in wealth management, having joined Merrill in 2002. His client base includes business owners, medical and legal professionals, corporate executives, and others with growing wealth across the nation. Zeeshan specializes in assisting business owners throughout the stages of the business cycle, offering strategies related to cash management, financing, succession planning, and the implementation of defined benefit or defined contribution plans. He holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA) awarded by the National Association of Plan Advisors, Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). These credentials enable him to provide fiduciary advisory services to defined contribution and benefit plans. He earned a Bachelor's degree from Rutgers College. Zeeshan resides in Basking Ridge, New Jersey with his wife and two sons. Outside of his professional work, he is a member of the United States Chess Federation and participates in tournament chess. His personal interests include travel, biking, exploring, golf, and involvement with the community organization Girls on the Run.

Brian Sulewski is a financial advisor at Edward Jones with 18 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Angela Romano Cosgrave is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 designation and has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandon Myers is a Financial Advisor with The De Cerbo & Associates Team at Merrill, recognized as a Forbes Best-In-State Wealth Management Team in 2026. He holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA), Chartered Retirement Planning Counselor (CRPC), Accredited Asset Management Specialist (AAMS), and Personal Investment Advisor (PIA). Specializing in working with NIL, collegiate and professional athletes and coaches, corporate executives, and families, Brandon offers comprehensive wealth management advice. He assists clients with building and preserving wealth through personalized financial strategies, navigating major financial decisions and life transitions, coordinating tax, estate, and investment planning alongside a team of professionals, and creating roadmaps aligned to their goals while managing investment risk. Brandon earned his Bachelor of Science in Finance from Rutgers Business School and is a former Division I football player at Rutgers University. He is a lifelong resident of Somerset County, New Jersey, and is involved in community organizations including Athletes.org, Bridgewater-Raritan High School Football, Bridgewater-Raritan High School Hall of Fame, and the Somerset County Business Partnership. Outside of his professional work, he enjoys golf, collecting sports memorabilia, and spending time with family and friends.