Paul Murray is a CFP® with 34 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2001. He is based in Albany, NY. Murray also serves on the board and investment committee of the Cobleskill Richmondville Education Foundation, a charitable organization supporting student activities and classroom enrichment. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporations, and charitable organizations, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Christine Suozzi is a CFP® professional based in Albany, NY, with nine years of industry experience. She currently works at Focus Partners Wealth, LLC and has previously held roles at The Colony Group, LLC, Atlas Private Wealth Management, LLC, Capital Financial Services, LLC, and The Ayco Company, L.P./Mercer Allied. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients by providing wealth management, financial planning, retirement plan consulting, and access to private and registered pooled investment vehicles. The firm employs a long-term investment approach combining active and passive strategies within an enhanced open architecture framework.

Chas Lacko is a financial advisor at Goldman Sachs Wealth Services with nine years of industry experience. He holds a Series 66 designation and has previously worked at The Ayco Company, L.P./Mercer Allied before joining Goldman Sachs in 2021. Goldman Sachs Wealth Services advises individual investors, executives, plan sponsors, and institutional clients, offering financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs. The firm’s advisory teams use strategic allocation models and manager selections to tailor plans and portfolios, leveraging integration with the broader Goldman Sachs ecosystem and employing advanced operational tools including AI-driven research.

Elizabeth Hoffman is a financial advisor at Equity Services, Inc. with one year of industry experience. She holds a Series 66 designation and has held positions at Equity Services, The Vermont Agency, and Equitable Advisors, LLC. Prior to her advisory career, her work history includes roles in healthcare, retail, and education. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with the option for shorter-term trading and specialized instruments, utilizing multiple advisory platforms and third-party asset managers.

Timothy Drumm is a financial advisor with Private Advisor Group, LLC and holds a Series 66 designation. He has 25 years of industry experience, including roles at LPL Financial, LLC since 2006. Drumm operates within an independent investment advisory firm structure. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model and uses a variety of investment strategies and technology platforms, often implementing advice through third-party managers and advisory programs.

Jason Delaney is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 designations. He has 18 years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company dating back to 2008. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm specializes in tailored advisory solutions for individual investors, institutional clients, and retirement plans, with a focus on non-discretionary asset management and integrated insurance-related advisory products.

Tyler Brady is a financial advisor at Goldman Sachs Wealth Services with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Goldman Sachs & Co. LLC since 2018, following a prior role at The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored investment strategies supported by proprietary research and integrates capabilities from across the broader Goldman Sachs platform.

Brian White is a financial advisor with TD Private Client Wealth LLC in Troy, NY, holding a Series 66 designation and seven years of industry experience. He has been affiliated with multiple educational institutions as an adjunct professor, teaching various business and finance courses. His prior experience includes roles at TD Bank N.A. and Saratoga National Bank. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients. The firm employs a mix of strategic and tactical asset allocations through both affiliated and third-party managers, offering portfolio management, financial planning, and custody services.

Grace Nicastro is a Series 66-licensed financial advisor with six years of industry experience. She has worked at Goldman Sachs & Co. LLC since 2019, following roles at The Ayco Company, L.P./Mercer Allied and Siena ITS. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients, providing financial planning, portfolio management, and specialized wealth programs. The firm leverages strategic allocation models, manager selections, and proprietary analytics, with integration across Goldman Sachs affiliates enhancing its service offerings.

Sarah Polzello is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. She holds a Series 66 designation and previously worked at PKF O'Connor Davies for four years. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm offers financial planning and portfolio management, utilizing strategic allocation models, manager selections, and both discretionary and non-discretionary implementations across a range of fee arrangements and platforms.

Donald Timpanaro is a financial advisor at Goldman Sachs Wealth Services with 27 years of industry experience. He holds a Series 63 designation and has worked at Goldman Sachs & Co. LLC since 2021, following five years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, corporate participants, and institutional clients. The firm uses strategic and tactical allocation models and offers specialized programs such as Private Family Office services and Financial Wellness, leveraging resources across the broader Goldman Sachs network.

Jeffrey Weygant is a financial advisor with TIAA-CREF, holding a Series 66 designation and bringing 24 years of industry experience. He has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and other entities. The firm offers both point-in-time planning and ongoing portfolio management, with a fiduciary standard applied to its advisory services.

Terance Ruso Sr. is a financial advisor at Stratos Wealth Partners, Ltd with 27 years of industry experience. He holds a Series 63 designation and has worked at firms including LPL Financial, Cetera, and Holistic Wealth Advisors. He also serves on the City of Rensselaer Zoning Board of Appeals and the Rensselaer Housing Authority. Stratos Wealth Partners serves a broad range of individual and institutional clients, offering financial planning, portfolio management, and retirement plan consulting through a large network of adviser representatives. The firm combines individualized asset allocation and active monitoring with access to both proprietary and third-party strategies, supporting multiple custodians and a variety of fee arrangements.

Sean Buff is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and three years of industry experience. Prior to joining Goldman Sachs Ayco Personal Financial Management in 2022, he worked at Trustco Bank and held positions at Siena College and Unidine Lifestyles. Outside of finance, he is a part-time employee of DoorDash, providing food delivery services. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporations, and institutional clients. The firm utilizes centralized investment resources and a mix of discretionary and non-discretionary managers, providing tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Liam Roohan is a Series 66-licensed financial advisor at Goldman Sachs Wealth Services with six years of industry experience. Prior to joining Goldman Sachs in 2019, he worked at The Ayco Company, L.P./Mercer Allied and attended Le Moyne College. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm employs strategic and tactical allocation models and offers a range of fee arrangements, leveraging its integration with the broader Goldman Sachs ecosystem to provide access to specialized investment and advisory capabilities.

Rodger Jordan is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Transamerica Financial Advisors, World Financial Group, and Ameriprise Financial Services. Outside of his advisory work, he serves as an independent preacher and minister. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory, brokerage, and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Abigail Kiggen is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and four years of industry experience. Her work history includes roles at Goldman Sachs Ayco Personal Financial Management since 2021, as well as positions at The Mathworks, Bryant University, Nordstrom, Michael's, and Natick High School. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients, offering financial planning, portfolio management, and specialized wealth programs. The firm integrates strategic allocation models and proprietary analytics within a broad ecosystem that includes multiple Goldman Sachs affiliates.

Ray Gonzalez is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 65 and Series 63 licenses and bringing 13 years of industry experience. His prior experience includes roles at Eagle Strategies (NY Life), Kingsguard Capital LLC, NYLife Securities LLC, New York Life Insurance Company, and HSBC Securities and Bank USA. He also operates under the DBA Kingsguard Capital LLC for selling New York Life products and brokering non-registered insurance products. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory program and a managed account program and functions as a broker-dealer and insurance agency.

Christopher Hunt is a financial advisor at Key Investment Services LLC with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with Key Investment Services since 2013. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client direction in model selection and provides oversight and due diligence on third-party advisory products while operating within the KeyCorp group.

Sean O Toole is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Warner Bros. Discovery and teaching experience at Wake Forest University and Riverdale Country School. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm uses a combination of strategic and tactical allocation models, manager selections, and both discretionary and non-discretionary implementations, leveraging resources across the Goldman Sachs ecosystem.