Allison Culley is a financial advisor with Merrill, holding Series 63, 65, and 66 licenses and 26 years of industry experience. She has worked at Merrill since 2000 and concurrently with Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Traditi is a financial advisor with Ameriprise in Pleasant Valley, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of advisory work, he is a 50% owner of a franchise fast casual restaurant through a holding company. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written retirement income plans and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Lyle Roberts is a financial advisor at LPL Enterprise with 43 years of industry experience. He holds the Series 63 designation and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC from 1979 until 2024. Roberts also holds a real estate license as a referral agent, although he has not earned a commission in this area for about 10 years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm uses model-driven investment implementation and offers access to third-party asset managers, with additional services such as affiliated trust custody and insurance product sales.

Randall Gerardes is a financial advisor at Morgan Stanley with nine years of industry experience. He previously worked at Wells Fargo Securities and Assured Guaranty before joining Morgan Stanley in 2025. Outside of his advisory role, Gerardes is involved in real estate through several investment entities in Fishkill, New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

James Lukas is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked with Wells Fargo Clearing from 2016 to 2023 before joining Wells Fargo Advisors. Lukas is the sole proprietor of LUJAM LLC, an investment-related business based in Edison, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, including specialized planning for business-owner transitions, sports and entertainment, special-needs, and divorce, supported by proprietary research and planning tools.

Mark Giordano is a financial advisor with Ameriprise in Fishkill, NY, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2007. Outside of his primary role, he serves as an Associate Financial Advisor at VMCK Associates, Inc., providing client service. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which relies on a combination of proprietary research, third-party data, and algorithmic tools to create personalized recommendations.

Lucas Ward is a financial advisor with LPL Financial, holding Series 66 and Series 63 credentials and five years of industry experience. Prior to joining LPL Financial in 2021, he worked at Hudson Valley Credit Union and Chipotle Mexican Grill. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a wide range of investment solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kenneth Christman Jr. is a financial advisor at Stifel with 25 years of industry experience. He holds the Series 66 and Series 65 designations and has been with Stifel Nicolaus & Co. Inc. since 2011. Outside of his advisory role, he serves on the Finance and Investment Committee of the Community Foundation of the Hudson Valley. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm's investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning.