John Russo is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His career includes roles at LPL Financial, Invest Financial Corporation, and SCF Securities, among others. In addition to his advisory work, he is involved in tax preparation and accounting services through Financial Planning Advisors. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based solutions through a network of 477 independent advisors.

Stephen Constantine is a financial advisor with Guardian Life in Buffalo, NY, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Guardian Life since 2011 and is also involved with Alliance Advisory Group. Outside of his advisory roles, he has operated the Bada Bing Bar & Grill for over 20 years. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, including high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services alongside discretionary and model-based investment management delivered through proprietary programs and third-party platforms.

Nicholas Chiera is a Series 66-licensed financial advisor at Guardian Life with three years of industry experience. His prior work includes roles at Park Avenue Securities LLC, Guardian Life Insurance Company of America, CoreLogic, and Vornado Realty Trust. He also provides financial education and wellness presentations as an independent contractor. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses, combining advisor-led discretionary management with model-based strategies and a range of integrated financial planning and consulting solutions.

Jackson Tarr is a financial advisor at Citizens Securities, Inc. with four years of industry experience and holds a Series 66 designation. He has worked at Citizens Securities since 2023 and previously held positions at MML Investors Services, LLC, MassMutual Life Insurance Company, and several independent school districts. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory program that uses algorithm-driven ETF portfolio recommendations.

Jacob Van Housen is a financial advisor with Key Investment Services LLC and holds a Series 66 designation. He has two years of industry experience, including prior roles at Principal Financial Services and KeyBank. His background also includes various positions at the University at Buffalo and in the food service and landscaping sectors. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model for portfolio management and integrates resources from KeyCorp affiliates, providing a blend of discretionary and non-discretionary investment options.

Emily Repka is a financial advisor at Citizens Securities, Inc. in Amherst, NY, holding a Series 66 designation and beginning her advisory career in 2026. She has prior experience at Citizens Bank, where she worked from 2015 to the present. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. Its advisory options include a digital advisory program managed with SigFig and a Managed Account program, operating under the ownership of Citizens Bank, N.A.

Douglas Littlewood is a financial advisor with Hightower Advisors in Williamsville, NY, holding Series 63 and Series 65 registrations and possessing 51 years of industry experience. He has been with Hightower Advisors since 2017 and previously worked at Wells Fargo Advisors Financial Network. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and diverse investment vehicles. The firm also manages complex mandates with an emphasis on operational support and international exposure.

Jonathan Berube is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. His prior work includes 18 years at UBS Financial Services. He is also the manager of Derbyshire LLC, a role intended to ensure orderly succession in a personal capacity. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and advisory services to individuals, high-net-worth clients, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to various investment platforms.

Brian Pirritano is a financial advisor with Citizens Securities, Inc. in Buffalo, NY, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. He previously worked at HSBC Securities (USA) Inc. for nine years. Outside of his advisory role, Pirritano serves as a board member for a local homeowners association, overseeing community upkeep and maintenance. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and managed accounts, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Daniel Sperrazza is a Series 65 licensed advisor with Hightower Advisors in Buffalo, NY, where he has worked since 2017. He has nine years of industry experience and is also the managing partner of LakeWater Capital LLC, an SEC-registered investment advisory firm. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, employing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and customized portfolio construction strategies.

Jonathan Miller is a financial advisor with Independent Financial Partners in Lockport, NY, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His prior roles include positions at CenterBridge Planning Group, Commonwealth Financial Network, Geneos Wealth Management, Cornerstone Capital Wealth Management, and Next Financial Group. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving tens of thousands of clients and offers a decentralized advisory model with specialized retirement-plan and pension consulting capabilities.

Diana Lougen is a financial advisor with Private Advisor Group, LLC, based in Williamsville, NY, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. Her prior experience includes eight years at M & T Securities and concurrent roles at LPL Financial since 2017. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model that utilizes both proprietary and third-party investment solutions and technology platforms to implement client strategies.

Kevin Roche is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 15 years of industry experience. He previously worked at Key Bank NA for seven years before joining Key Investment Services in 2015. Outside of his advisory work, he serves as a board member, coordinator, and head coach for a local youth basketball league in Amherst, NY. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider platform combining third-party and in-house portfolio management and offers various wrap-fee programs with custodial services through Pershing.

Dominic Pellicano is a financial advisor with Principal Financial Services, holding a Series 63 designation and 33 years of industry experience. He has worked at Principal Securities Inc. since 2016 and has been involved with Wealth Management Services LLC and Principal Life Insurance Company for over a decade. Outside of his advisory work, he serves on the board of the Buffalo Launch Club, where he participates in monthly financial and operational reviews. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under multiple arrangement structures.

Anthony Van Dette is a financial advisor at Transamerica Retirement Advisors, LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles within Transamerica and Citizens Bank entities since 2015. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education focused on asset allocation, contribution rates, and retirement age guidance. The firm relies on Morningstar Investment Management for portfolio construction and oversight and operates with a large client base primarily utilizing non-discretionary investment programs.

David Bush is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. David has worked with Eagle Strategies since 2021 and has been affiliated with NYLIFE Securities LLC and New York Life Insurance Company since 2016. Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm provides tailored advice and multiple program types, focusing primarily on non-discretionary assets and maintaining fiduciary responsibilities to retirement investors.

Matthew Slovick is a financial advisor with Principal Financial Services in Amherst, NY, holding Series 63 and Series 66 licenses and having 14 years of industry experience. His prior work includes roles at LPL Financial, Northwest Bank, Key Investment Services LLC, and KeyBank. He is also involved in outside sales of life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm’s advisory offerings include direct advisory programs, financial planning, and access to third-party money managers through various arrangements, with investment implementation generally carried out on a discretionary basis by third-party managers.

Joseph Masino is a financial advisor with Kestra Advisory Services, holding a Series 66 designation and four years of industry experience. His prior roles include positions at JFG Family Office, Pennington Partners & Co., Rios Partners, and JPMorgan. Masino is based in Williamsville, NY. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional, and individual investors. The firm offers fiduciary services, plan design, compliance testing, and access to multiple management platforms and third-party solutions, serving a range of clients from large institutional investors to sovereign wealth funds.

Derek Bock is a financial advisor at Hightower Advisors with 26 years of industry experience. He has held roles at Hightower Advisors and HighTower Securities since 2017 and previously worked at Wells Fargo Advisors Financial Network LLC for eight years. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, pension and profit-sharing plans, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a range of portfolio management and financial planning services.

Donald Armstrong is a Series 66-licensed financial advisor with 20 years of industry experience. He currently works at Key Investment Services LLC, where he has been since 2022. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, M and T Securities, LPL Financial, Citizens Securities, Inc., and Uvest Financial Services Group, Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm delivers portfolio management and model-based advisory products, utilizing a multi-provider platform approach with discretionary implementation and a range of optional tax and values overlay services.