Thomas Benkovich is a CFP® with 35 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he manages a business focused on strategic planning and staff management through Thomas F Benkovich LLC. Ameriprise is a large institutional firm that provides retirement-income planning services targeted at individuals approaching or in retirement, typically with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations.

Gregory Hartman is a financial advisor with Raymond James Financial in Mechanicsburg, PA, holding a Series 63 designation and 23 years of industry experience. His career includes roles at Raymond James Financial Services, HS Financial Services, and Simon Lever LLP, CPA's. He serves on the finance committee of the Dune Deck Condominium Association, contributing to its financial oversight. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work, with specialized programs such as SIMPLE IRA Employer Advisory services.

David Langan is a financial advisor with LPL Financial in Camp Hill, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining LPL Financial in 2026, he spent over a decade at Cambridge Investment Research Advisors and held roles at Cetera and Mass Mutual Investors Services. He is also a speaker for the Association of Financial Educators. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced research and operational tools.

Robert Smith is a Series 66-registered financial advisor with Morgan Stanley who has 19 years of industry experience. He has previously worked at Wells Fargo Clearing, PNC Wealth Management, and Ameriprise. He is based in Camp Hill, PA. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers investment and planning services supported by structured discovery conversations and firm-approved tools.

Keith Russell is a CFP® professional with seven years of experience currently affiliated with Mass Mutual Investors Services. He has worked at MML Investors Services since 2019 and has been with MassMutual since 2017. Prior to his financial services career, he held positions at Securitas Security Services USA and Shippensburg University. Mass Mutual Investors Services, LLC, a broker-dealer and SEC-registered investment adviser, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning, asset management, and educational seminars.

Andrew Herbert is a financial advisor with LPL Financial in Harrisburg, PA, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at PNC Investments and Principal Life Insurance Company. He is also associated with PSECU Financial Services through LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting investment strategies through a large network of advisors.

Cody Morris is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has seven years of industry experience and has worked at MassMutual Life Insurance Company and Mass Mutual Investors Services since 2018. Prior to that, he was employed at McCormick Taylor for ten years. He is also licensed as a life insurance agent through Assurity Investment Relations. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, including high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on annual, collaborative planning relationships and event-driven planning services.

Nathan Smith is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2024, he worked at Johnson Controls Security Solutions and TE Connectivity. Outside of his advisory role, he serves as a swim coach for a local aquatic club in Hershey, PA. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement planning focused on income sources and tax-aware withdrawal strategies.

Paul Wakefield is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 registrations and four years of industry experience. He has worked at several firms including Edward Jones and Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary consulting using analytical tools and supports municipal and public finance through its affiliated municipal advisor.

Tammy Panagos is a financial advisor with LPL Financial in Mechanicsburg, PA, holding Series 63 and Series 65 credentials and with 20 years of industry experience. She worked at M&T Securities for 15 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and technology tools.

Bryan Black is a financial advisor with Wells Fargo Advisors in Lemoyne, PA, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Advisors Financial Network since 2009 and is also a principal with La Porte Asset Management, a firm he has been involved with since 2006. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, supported by proprietary research and planning tools.

David Plouse is a financial advisor with LPL Financial in Harrisburg, PA, holding a Series 66 designation and 21 years of industry experience. He has been with LPL Financial since 2013 and has been involved with Grace United Methodist Church since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Allen Carr Sr. is a financial advisor with Mass Mutual Investors Services in Mechanicsburg, PA, holding the ChFC® designation and Series 63 license. He has 39 years of industry experience, including 37 years with MML Investors Services and Massachusetts Mutual Life Insurance Company. Carr serves on the boards of nonprofit organizations focused on foster care and prison reform. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering various programs including educational seminars and event-driven planning services.

Stacey Barrick is a CFP® professional with 40 years of industry experience, currently affiliated with Cetera. She has held multiple roles in financial advisory and tax services, including positions at Masland & Barrick Advisory, Inc. and Masland & Barrick Tax Services, Inc. Outside of her advisory work, Barrick serves as president of the Friends of Manheim Community Library, where she organizes and assists with fundraising and special events. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporations, charities, and institutions. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by a nationwide network of independent advisors.

Michael Chiha is a financial advisor with LPL Enterprise, holding a Series 66 designation and 22 years of industry experience. He has worked at Prudential Insurance Company of America since 2004 and was with Pruco Securities, LLC. from 2004 to 2024 before joining LPL Enterprise. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and various affiliated services such as trust custody and insurance product sales.

Peter Naylor is a financial advisor with Primerica Advisors in Camp Hill, PA, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2001. In addition to advisory services, he is involved in selling investment-related products and occasionally refers clients to affiliates offering mortgage, home security, and home automation services. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors using model-driven investment strategies and offers discretionary portfolio management with support from third-party asset managers and custodians.

Jordan Hisey is a financial advisor with Morgan Stanley in Camp Hill, PA, holding Series 63 and Series 66 credentials and seven years of industry experience. His career includes roles at Morgan Stanley Private Bank, Bank of America, Merrill, and Prudential. Outside of his financial career, he has been involved with Christ American Baptist Church for over a decade. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Marcelino Oliveri is a financial advisor with Raymond James Financial in Etters, PA, holding a Series 66 designation and four years of industry experience. His career includes roles at Raymond James Financial, Fulton Bank, and Northwestern Mutual. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

H W Nelson is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a broader set of financial product offerings than typical large institutional advisers.

Darlene Michelson is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her career in the financial services industry in 1995 and joined Merrill in 2009. Her practice focuses on investment and retirement income planning strategies, as well as estate and insurance coordination, with the objective of assisting clients in wealth accumulation, preservation, and transfer. Darlene works primarily with high-net-worth individuals to develop customized strategies for asset allocation, portfolio management, liability management, tax minimization, and asset preservation. Her client focus areas include college education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. As a qualified Portfolio Advisor and Personal Investment Advisor (PIA), she recommends a variety of investment strategies, including those managed by Merrill and approved third parties. Darlene holds a bachelor's degree from Bloomsburg University. Outside of her professional role, she enjoys cooking, football, and gardening.