Todd Miller is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James Financial Services since 1999. Miller is also a partner in Miller & Gay Investment Management, a support company based in York, PA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and maintains specialized programs including municipal advisory and SIMPLE IRA employer consulting services.

Mary Ellen Thomson is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 licenses and has 37 years of industry experience. Her prior experience includes roles at Fulton Financial Advisors and Fulton Bank. Outside of her advisory role, she serves as a check signer for a family business, Markle-Smith Incorporated. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through various advisory programs while maintaining specialized services in municipal and public finance.

Danielle Flickinger is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 12 years of industry experience. She has been with Raymond James since 2017 and previously worked at Wells Fargo Advisors. In addition to her advisory role, Flickinger is involved with Integrity Wealth Strategies, LLC, where she also manages bookkeeping responsibilities. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm offers tailored financial planning and investment consulting, utilizing analytical tools such as deterministic and probability modeling to guide client decisions.

Joel Roberts is a financial advisor at Edward Jones in Lancaster, PA, with two years of industry experience. He holds a Series 66 designation and previously worked at Community Services Group for 17 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and provides affiliated mutual funds and tax-efficient services through a large network of financial advisors and branch offices.

Clayton Williard is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and previously worked for Aerotek from 2016 to 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Kenneth Fahringer is a financial advisor at Cambridge Investment Research Advisors with 38 years of industry experience. He holds a Series 63 designation and previously worked at Grove Point Investments, LLC and H. Beck, Inc. Fahringer is also president of Fahringer & Associates Inc., a separate investment-related business. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through independent Financial Professionals, utilizing both proprietary and third-party model strategies with various custody and platform arrangements.

Samuel Dalby is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a power of attorney for a family member. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process is grounded in modern portfolio theory and includes a broader range of financial products than many peers, such as insurance-related vehicles and bank deposit sweep options.

Thomas Paup Jr. is a CFP®-certified financial advisor with 18 years of industry experience, currently serving at Cetera. He has held roles at multiple entities including Avantax and Sigma Financial Corporation. Paup is also the owner of Carlisle Financial Group, which provides wealth management and tax services, and he serves as a liaison on the Carlisle Pension Advisory Board. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, corporate, and institutional clients across a range of discretionary and non-discretionary portfolio management and financial planning services. The firm supports a large network of over 10,000 advisors and manages assets exceeding $256 billion.

Adam Blevins is a financial advisor with Equitable Advisors, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at Axa Advisors, LLC. He also operates a separate business under the name STAR ADVISORS. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party advisory platforms.

Darren Kushto is a financial advisor at LPL Financial with nine years of industry experience. He has previously worked at MML Investors Services, Mass Mutual Life Insurance, and Northwestern Mutual Life Insurance. Outside of his advisory role, he is involved with Landis Financial Advisors Inc., which provides fixed insurance products and fee-based administrative services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Nicole Gallagher is a financial advisor with LPL Financial in Lancaster, PA. She holds the Series 66 designation and has one year of industry experience. Prior to her current role, she worked at Penn State Health for four years and has held positions with several other organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services through a large network of investment adviser representatives. The firm serves individual clients, retirement plan participants, banks, trust companies, and institutions, providing a range of financial planning and investment management solutions.

Nicholas Sciotti is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on collaborating with clients, their families, and professional teams to develop customized wealth management strategies that address personal goals and long-term plans. Nicholas emphasizes the importance of building tailored financial plans to align investments and manage risks effectively. He holds the CERTIFIED FINANCIAL PLANNER™ certification, the Certified Plan Fiduciary Advisor® designation, and the Chartered Retirement Planning Counselor™ designation. Nicholas graduated with honors from the University of Pittsburgh with B.S. degrees in Finance, Economics, and Accounting, and participated on the Investment Committee of the University’s Portfolio known as The Katz Investment Group. Nicholas is active in community organizations such as Junior Achievement of South Central Pennsylvania, Northeastern Little League Baseball, and the APJ Foundation. He volunteers as a Little League Baseball coach and engages with area schools and internship programs to share his experiences in transitioning from student to the workforce.

Corbin Chevaux is a financial advisor at RBC Capital Markets with six years of industry experience. He holds a Series 66 credential and previously worked at Equitable Advisors, LLC, RKL eSolutions, and held various roles connected to Shippensburg University and other organizations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Nathan Keller is a financial advisor at Primerica Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2015, including time with Primerica Financial Services starting in 2014. Outside of his advisory role, he owns Keller Outdoors LLC, a wildlife management business currently not operational, and is a member of 10X Signature Group, LLC, related to office management. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm offers model-driven investment strategies supported by third-party asset managers and custodians, managing approximately $15.5 billion in assets through a network of nearly 3,700 advisors.

Meghana Dixit is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Pamela Getner is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at Nathan Keller, RVP, Northeastern School District, and PFS Investments Inc. In addition to her advisory work, she also provides virtual assistant services. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors as well as corporate and charitable clients. The firm utilizes model-delivery investment strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Matthew Kale is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been a team member since 2018. He brings extensive experience to his role, having been a partner in his family business for 12 years before selling it. Prior to his entrepreneurial venture, Matthew worked as a Financial Advisor with New England Securities and M&T Securities. He utilizes the resources of Merrill and the banking convenience of Bank of America to provide financial solutions, including cash flow management and unique financing strategies tailored to meet clients' specific needs. Matthew holds a Bachelor's Degree from Millersville University and has earned the Professional Investment Advisor (PIA) designation. His areas of expertise include corporate executive services, executive and equity compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, and tax minimization. Residing in Spring Grove, Pennsylvania, with his wife Danielle and their two daughters, Matthew is involved with the organization Creative York as a board member. Outside of his professional commitments, he enjoys basketball, golf, and painting, and has a passion for playing and coaching basketball.

Whitney Bowers Miller is a financial professional with 23 years of industry experience, currently affiliated with Cetera. She holds the Series 63 and Series 66 designations and has worked previously at LPL Financial, Cetera Wealth Services, and Ameriprise. In addition to her advisory role, she provides administrative support to financial advisors at Orrstown Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures and custodial relationships.

Brian Lauer is a financial advisor with LPL Financial in York, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior roles include positions at Cambridge Investment Research and Waddell & Reed. He is also an independent insurance agent and advises through Conte Wealth Advisors under a trade name. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Patrick Barry is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 11 years of industry experience. He previously worked at Cambridge Investment Research and Waddell & Reed. Barry serves as a board member of the Margaret E. Moul Home, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves a diverse client base including individuals, retirement plan participants, banks, and trust companies, offering a range of financial planning and investment management solutions.