Glenn Catalano is a CFP® professional with 39 years of industry experience, currently serving at Ameriprise Financial Service, LLC since 1986. He holds a Series 63 license and is based in Crozet, VA. Outside of his advisory role, he acts as a FINRA arbitrator in Washington, DC. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing tailored written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to generate recommendations, with a focus on assets held in Ameriprise Managed Accounts.

Julianne De Varennes is a financial advisor at Raymond James Financial with two years of industry experience. She holds a Series 66 designation and has prior experience with firms including LPL Enterprise, Pruco Securities, and Atlantic Union Bank. Outside of advising, she manages weekly bingo operations for fundraising activities supporting local fire and rescue squads. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and is notable for its municipal advisory affiliation and recent development of SIMPLE IRA Employer Advisory & Consulting Services.

Gail Helmick is a financial advisor at Stifel with 21 years of industry experience. She has been with Stifel Nicolaus & Co. Inc. since 2009 and holds a Series 66 designation. Outside of her advisory role, she serves as a committee member on the Madison County Career & Technical Education Advisory Committee, overseeing the disbursement of Perkins funds. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses intended to support client decision-making.

Amy Ellertson is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a wider range of financial products than typical large institutional advisers.

John Dozier is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in serving affluent families and individuals with complex financial needs. He develops goals-based wealth strategies that align with clients' priorities, values, needs, and objectives. John began his career in Merrill's Junior Executive Training (JET) Program within Asset Management. After earning his Bachelor of Business Administration from Southern Methodist University and his Master of Business Administration from the University of Michigan, he worked on the institutional side of finance, creating derivative strategies for large hedge funds, endowments, pension funds, asset managers, and sovereign wealth funds. He has served as a Visiting Lecturer at the University of Virginia McIntire School of Commerce and holds the Certified Private Wealth Advisor® (CPWA®) designation from the Investments & Wealth Institute™. John has also taught in collaboration with the Yale School of Management’s Wealth Management Theory & Practice program. Beyond his professional expertise, John is a member of The Anglers Club of Charlottesville and actively participates in community organizations including the Southern Environmental Law Center Leaders Council and The Fralin Museum of Art at the University of Virginia Advisory Board. He lives in Southern Albemarle with his wife and two sons and pursues personal interests such as fishing, skiing, and traveling.

John Jertson is a financial advisor with UBS Financial Services in Charlottesville, VA, holding a Series 66 designation and bringing two years of industry experience. Prior to joining UBS in 2024, he worked at TradeCentric and Scalable Software for a combined 11 years. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and comprehensive capital markets services.

Michael White is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Pamela Friedman is a financial advisor at Merrill with 43 years of industry experience. She holds a Series 63 designation and has worked at Merrill since 1984 and Bank of America, N.A. since 2011. Outside of her advisory role, she is a limited partner and 50% owner of an LLC that holds undeveloped property in Charlottesville, Virginia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Albert Kwon is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His background includes roles at the Boys and Girls Clubs of Central Virginia and the University of Virginia Judgments and Decisions Behavioral Lab. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Timothy Morris is a financial advisor at LPL Financial with 30 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, Union Bank & Trust, Union Wealth Management, and Raymond James Financial Services. He holds Series 63, 65, and 66 licenses. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Robert Abbott is a CFP® with 27 years of industry experience, currently advising clients at Edward Jones since 1998. He holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary managed solutions, and operates under a fiduciary standard.

Michael Miller is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 46 years of industry experience. He has been with Cambridge Investment Research since 2009. Outside of his advisory role, he operates Michael Miller Financial, providing insurance and annuity services. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, trusts, and charitable organizations through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement plan advisory services with a range of portfolio management options and proprietary model strategies.

Korby Griffith is a financial advisor with Edward Jones, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, Griffith worked at the University of Virginia for eight years. He serves as a board member of Greene Care Clinic in Stanardsville, VA, participating in decisions regarding the clinic’s general direction. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and is known for its extensive network of financial advisors and branch offices nationwide.

Troy Hamilton is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 11 years of industry experience. He previously spent 10 years at Edward Jones before joining LPL Financial in 2025. Outside of advisory work, he is a business owner of Saint John Will Help You, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a broad range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches along with extensive research and model portfolios.

Olivia Tucker is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. She has worked at Charles Schwab & Co., Inc. since 2025. Outside of her advisory role, she has experience in education and hospitality, including work at Old Trail Golf Club and Harvest Moon Catering. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by centralized supervisory, custody, and order-routing arrangements.

Jacquelyn Nasca is a financial advisor at Cetera with eight years of industry experience and holds a Series 66 designation. She has worked at several firms including LPL Financial and Private Advisor Group before joining Cetera. Nasca also serves as a financial advisor at Wilkinson Wealth Management, a firm she has been involved with since 2012. Cetera is an SEC-registered adviser that offers services through a nationwide network of independent advisors. The firm serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, providing a range of portfolio management and financial planning solutions with access to multiple program structures and third-party money managers.

Peter Mindnich is a financial advisor with LPL Financial in Charlottesville, VA, holding a Series 66 designation and four years of industry experience. Prior to his current role at LPL Financial, he worked with Private Advisor Group, iAnthus Capital, and Holistic Industries. In addition to his advisory work, he is also a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.

Jorgen Vik is a CFP®-certified financial advisor with 24 years of industry experience, currently working at Wells Fargo Advisors since 2016. He holds a Series 66 license and is based in Charlottesville, VA. Outside of his advisory role, he is a financial advisor and treasurer at SKV Group, LLC, and contributes articles to The Daily Progress. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a wide range of investment and financial planning services, utilizing firm research and planning tools to develop tailored recommendations.

Yvonne Harmon is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her prior roles include positions at Truist Advisory Services, Truist Investment Services, and BB&T across various affiliated entities. She is also a notary and has involvement with Wood and Waters Financial Group in an investment-related capacity. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Steven Ball is a CFP®-certified financial advisor with Ameriprise in Charlottesville, VA, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages a family-owned real estate property in Charleston, SC, which is infrequently rented. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports, supported by a centralized consulting team and algorithmic tools, alongside a broad range of advisory, brokerage, and insurance solutions.