Irena Davydova Forquer is a financial advisor at Navy Federal Investment Services, LLC with two years of industry experience. She holds the Series 66 designation and has previously worked at Edward Jones and Coastal Federal Credit Union. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering financial planning, retirement-plan fiduciary services, and portfolio management through advisory programs and brokerage channels. The firm utilizes third-party portfolio managers on the Envestnet platform and provides a range of overlay services and a Private Wealth Consulting program for high-net-worth clients.

Laura Tovar is a financial advisor at Credit Union Investment Services with 12 years of industry experience. She holds Series 65 and Series 63 licenses and has worked concurrently at State Employees' Credit Union and affiliated entities since 2009. Tovar also serves as an agent for SECU Life Insurance Company. Credit Union Investment Services primarily serves individual investors who are residents of North Carolina, providing non-discretionary portfolio management, asset allocation advice, and retirement planning. The firm emphasizes goals-based, long-term investment strategies using low-cost mutual funds and ETFs within a credit-union ecosystem.

Megan Daniel is a financial advisor with Credit Union Investment Services and holds a Series 66 designation. She has been in the financial industry since 2025, with prior experience at Equitable Advisors and State Employees' Credit Union. Outside of finance, she works as an NHL broadcast operator for SportsMedia Technology and serves as an ice skating coach with Polar Ice NC. Credit Union Investment Services serves individual investors and trust clients in North Carolina, offering non-discretionary portfolio management and financial planning. The firm emphasizes low-cost, index-based mutual funds and ETFs, with salaried advisers providing recommendations while clients retain final decision authority.

Brian T Nelan is a financial advisor with Founders Financial Alliance, LLC, holding Series 63 and Series 65 licenses and offering 19 years of industry experience. He worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2016 to 2018 before joining Founders Financial Alliance in 2018. Founders Financial Alliance provides discretionary, fee-based investment management and financial planning services to individual and high-net-worth clients, charitable organizations, and corporate retirement plans. The firm employs an evidence-based investment approach tailored to clients’ goals and risk tolerances, incorporating asset allocation, rebalancing, and a mix of strategies with third-party manager solutions where appropriate.

Robert Woronoff Jr. is a financial advisor at Level Four Advisory Services with 16 years of industry experience. He holds a Series 65 credential and has worked at Mid Atlantic Securities, Inc. and Dillon Commercial Real Estate Services. Outside of his advisory work, he serves on the board of The Josephus Daniels Foundation and is a vestry member of Christ Church Raleigh. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing over $5 billion across more than 13,000 client relationships. The firm serves a diverse client base, offering fee-only financial planning, asset management, and retirement plan advisory services tailored to individual needs.

Richard Fields is a financial advisor with Capital Investment Advisory Services, LLC in Winston Salem, NC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Capital Investment Group, Inc. and Cic Advisers, LLC since 2005. Fields also serves as president and insurance agent of Integrated Advisory Services, where he provides insurance sales and service. Capital Investment Advisory Services, LLC offers investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm uses an individualized process that includes discretionary management, third-party managers, and private-label model portfolios, with ongoing monitoring and a mix of analytical methods.

William Moore is a financial advisor with Capital Investment Advisory Services, LLC in Cary, NC. He holds Series 63 and Series 66 licenses and has 23 years of industry experience, including over two decades at Capital Investment Group, Inc. Outside of his advisory role, he manages a consulting firm focused on company expense reduction and vendor negotiations. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers customized investment management through discretionary mandates, third-party managers, and private-label model portfolios, with ongoing monitoring and a mix of analytical methods.

Matthew Hamilton is a financial advisor with Credit Union Investment Services in Raleigh, NC, holding Series 63, 65, and 66 licenses and 19 years of industry experience. He has worked at Credit Union Investment Services since 2007 and also holds roles with Secu Life Insurance Company and Members Trust Company. Hamilton is an agent with Secu Life Insurance Company and a trust representative with Members Trust Company. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with advisors as salaried employees of the parent credit union.

Joshua Shellman is a financial advisor with Credit Union Investment Services in Raleigh, NC, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Credit Union Investment Services and its affiliates, including SeCU Life Insurance Company and SeCU Brokerage Services, since 2015. Outside of his advisory role, he is involved in a family exterminating business as an emergency backup for administrative tasks. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with salaried advisors who provide recommendations while clients retain final decision authority.

Kimberly Pittman is a CFP® professional with 12 years of industry experience, currently affiliated with Credit Union Investment Services in Raleigh, NC. She has held roles at Secu Life Insurance Company, Members Trust Company, and State Employees' Credit Union since 2007. Pittman also serves as a financial advisory services specialist at State Employees' Credit Union, providing financial services to eligible members. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management and financial planning with a focus on low-cost, index-based mutual funds and ETFs. The firm’s representatives are salaried employees of the parent credit union, and clients retain final decision-making authority over their accounts.

Richard Spaulding is a CFP® professional at Forvis Mazars Wealth Advisors, LLC with four years of industry experience. His prior roles include positions at Greenleaf Trust and Indiana Trust Wealth Management. He currently works in Raleigh, NC. Forvis Mazars Wealth Advisors, LLC is an SEC-registered investment adviser serving individuals, families, retirement plans, institutions, and nonprofits. The firm offers financial planning, discretionary and non-discretionary investment management, and family-office style services, managing approximately $12.0 billion in assets.

Jeroen Stone is a financial advisor with Credit Union Investment Services, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked with affiliated firms including SECU Life Insurance Company, SECU Brokerage Services, Members Trust Company, and State Employees' Credit Union. Outside of his advisory roles, Stone serves as assistant treasurer and budget director at Memorial Baptist Church. Credit Union Investment Services serves primarily individual investors in North Carolina, providing non-discretionary portfolio management and financial planning focused on low-cost, index-based mutual funds and ETFs. The firm’s advisors are salaried employees of the parent credit union and emphasize a goals-based, long-term planning approach.

Ervin Millwood III is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Guardian Wealth Advisors, LLC in Raleigh, NC. His work history includes roles at Aptus Capital Advisors, LLC, Triad Advisors, Inc., and Gordon Asset Management, LLC. Outside of his advisory practice, he is involved in scuba instruction as an assistant for Gypsy Divers, LLC. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and business entities, offering investment advisory, financial planning, retirement consulting, and cash management services. The firm employs a mix of fundamental and technical analysis within a systematic, quantitative framework and utilizes tools such as Riskalyze to manage risk and organize trades.

Joshua Hart is a financial advisor with Credit Union Investment Services in Raleigh, NC, holding a Series 66 license and 20 years of industry experience. He previously worked 18 years at Lincoln Financial Advisors before joining Credit Union Investment Services and its affiliates in 2023. Outside of advisory work, he serves as an insurance agent offering fixed annuities, disability, long-term care, and traditional life insurance products, and is employed part-time in the service industry. Credit Union Investment Services serves individual investors and trust clients primarily in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, along with a goals-based planning approach, with salaried advisers who provide recommendations but do not exercise trading discretion.

Angela Ambrose is a CFP®-certified financial advisor with eight years of industry experience, currently affiliated with Avantax Planning Partners, Inc. She has held roles at multiple firms, including Cetera Wealth Services and Magellan Health, where she provides financial counseling focused on military benefits prior to deployment. Avantax Planning Partners, Inc. offers portfolio management, financial planning, and managed retirement plan services primarily through a network of CPA firms and registered advisors. The firm manages approximately $7.57 billion in assets and utilizes tax-intelligent strategies and model-based investment management overseen by an advisory committee.

David Handa is a financial advisor with Packerland Brokerage Services, Inc. in Cary, NC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Packerland Brokerage Services since 2016 and also works with Wrp Investments, Inc. since 2011. Packerland Brokerage Services, Inc. serves individual and institutional clients through a network of 176 advisors managing approximately $1.36 billion in assets. The firm offers financial planning, portfolio management, wrap-fee and unified managed account programs, and retirement-plan consulting, utilizing both direct management and third-party money managers via the Hilltop/Hilltop-cleared Envestnet platform.

Michael Hensley is a CFP® professional with 18 years of industry experience. He is currently with Guardian Wealth Advisors, LLC and has previously worked at Aptus Capital Advisors, LLC and Gordon Asset Management, LLC. Guardian Wealth Advisors provides investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional entities. The firm employs a systematic investment approach using mutual funds, ETFs, bonds, options, and equities, incorporating both fundamental and technical analysis.

James Glover Jr. is a financial advisor with Level Four Advisory Services in Raleigh, NC, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. Prior to joining Level Four in 2022, he spent 35 years at Mid-Atlantic Securities, Inc. He serves as a board member of Oakwood Cemetery and is the finance chair for Christ Church, where he manages monthly finance meetings and backup treasury duties. Level Four Advisory Services is an SEC-registered investment adviser managing approximately $6.5 billion, serving individuals, corporations, retirement plans, and public entities. The firm offers financial planning, portfolio management, retirement-plan consulting, and fiduciary services, employing model portfolios and multiple custodians and sub-advisors, including affiliated and third-party providers.

Matthew Keen is a Series 66-licensed financial advisor with Capital Investment Advisory Services, LLC, where he has worked for 10 years. He has 14 years of industry experience and serves on the Board of Directors for KS Bank, Inc., an advisory role focused on overseeing the institution's business performance. Capital Investment Advisory Services provides portfolio management and supervisory services to individuals, corporations, retirement and profit-sharing plans, trusts, estates, foundations, and charitable institutions. The firm tailors portfolios to client objectives and risk tolerance, primarily managing assets on a discretionary basis.

Wyatt Jenkins is a financial advisor at Capital Investment Advisory Services, LLC with 17 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining his current firm. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers separately managed accounts, referrals to third-party managers, private-label model portfolios, and financial planning, using a mix of analytical methods and ongoing monitoring tailored to clients’ investment objectives and risk tolerance.