Emma Tokay is a CFP® professional affiliated with Vanguard Advisers in Charlotte, NC, with 13 years of industry experience. She has worked with Vanguard Marketing Corporation and The Vanguard Group since 2013 and is currently involved with Black Wrangell, where she hosts and responds to guest inquiries. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to set personalized asset allocations, offering a wide range of portfolios primarily constructed from Vanguard funds and ETFs.

Robert Koppenhofer is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2012. Koppenhofer also works as an associate at Williamson Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using detailed analytical tools and supports municipal and public-finance work through unique affiliations.

Alan Burke is a financial advisor with Raymond James Financial in Salisbury, NC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He is also the owner of Alan F. Burke, CPA, PA, an accounting firm he has operated since 1989, and serves as treasurer for the Rowan County Chamber of Commerce. Additionally, he manages a real estate business, Hole-in-One Properties, LLC, and owns Studio512, LLC, a business involved in band activities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses detailed risk profiling and modeling tools to tailor non-discretionary planning and encourages implementation through its advisory programs or other providers.

Zoe Howard is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and four years of industry experience. She has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2022, and previously held positions at Wells Fargo, Ameritel, and StarTek. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach utilizes proprietary models and primarily Vanguard funds and ETFs to construct personalized portfolios with various customization options.

Lexter Fennell is a financial advisor with Edward Jones in Concord, NC, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Morette is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 credentials and six years of industry experience. His prior work includes roles at Vanguard Marketing Corporation and The Vanguard Group, as well as positions related to George Washington's Mount Vernon and Franklin & Marshall College. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, supported by a large team of advisors managing a high volume of client relationships.

Stephen Jesse is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 credential and has previously worked at firms including Cetera and CAP COM Federal Credit Union. His background also includes a marketing affiliate business from 2022 to 2023. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Eric Edwards is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and four years of industry experience. He has been with The Vanguard Group since 2018 and previously worked as a self-employed advisor. Outside of his advisory work, he has a brief background associated with the Warrior Golf Club. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Kyle Hagemeier is a financial advisor with Vanguard Advisers, holding a Series 66 designation and five years of industry experience. His work history includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., First Command Financial Services, and prior service in the US Navy. He is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs, with various customization options.

Raymond Halstead is a financial advisor with Cetera, holding a Series 66 credential and four years of industry experience. He is also the managing partner of REH CPA, PLLC, an accounting firm, and serves as managing partner of Halstead Real Estate Investments. Outside of his advisory role, he is an executive board member and treasurer for FeedNC, a local food bank, and president of the Morrison Executive Suites Owners Association. Cetera Investment Advisers LLC is a nationwide advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to model portfolios, third-party managers, and customizable strategies across various program structures.

Jason Wooten is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 designations and 18 years of industry experience. He has worked at The Vanguard Group since 2019, following prior roles at TIAA and PNC Investments. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven investment approach with portfolios primarily constructed from Vanguard funds and ETFs, serving a large client base through a digital platform supported by over 2,200 advisors.

Justin Fogarty is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at Renewal by Andersen, CVS Health, and the University of South Carolina. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations and portfolios constructed mainly from Vanguard funds and ETFs.

Ashley Rosales is a CFP®-certified financial advisor with 13 years of industry experience, currently affiliated with Vanguard Advisers in Charlotte, NC. She has been with Vanguard-related entities since 2013, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and primarily Vanguard funds and ETFs in portfolio construction.

Joseph Murray is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 credentials and has five years of industry experience. His work history includes roles with multiple Vanguard entities as well as experience outside the investment industry, including at South Carolina Small Business and Chelo's Waterfront Bar and Grille. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, supporting a large client base with a digital and team-servicing platform.

Sydney Kimball is a financial advisor at UBS Financial Services with 10 years of industry experience. She holds the Series 66 designation and previously worked at Northwestern Mutual Wealth Management Company, Northwestern Mutual Investment Management, and Alex Beilin. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Connor Lacz is a financial advisor with Fidelity Investments, holding a Series 66 credential. He began his advisory career in 2025 and is based in Huntersville, NC. Prior to joining Fidelity, his work experience includes various roles in education, hospitality, and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction.

Jason Bailey is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Vanguard Marketing Corporation and The Vanguard Group since 2015. Prior to his current roles, he operated Baileys Total Home Care from 2010 to 2022. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and a team servicing model.

Bruce Lau is a financial advisor with Edward Jones in Mooresville, North Carolina, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory work, he is a certified independent contract pilot and has served as a first officer for American Airlines. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Matthew Clauss is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Morgan Stanley since 2019 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and market modeling to support client financial plans, offering services primarily in an advisory capacity.

Wesley Gaines is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2023. He has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and personalized advisor support.