Dennis Lynch is a financial advisor with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been associated with Carolina Financial Partners since 2016 and operated his own independent insurance business from 2013 to 2022. Lynch also serves as Associate Vice President for non-variable insurance at Carolina Financial Partners. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and trusts. The firm delivers advisory and brokerage services through independent representatives and employs a range of custodians and third-party managers, primarily managing assets on a non-discretionary basis.

Johnny Mojica is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 credentials and has worked at TIAA-CREF since 2020. Prior to that, he was with Wells Fargo Clearing and held public service roles with Mecklenburg County Sheriff's Office and the State of North Carolina. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves many clients with relationships through TIAA-administered employer retirement plans and offers both model-based and customized portfolio management.

Daniel Vinton is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 designations and having nine years of industry experience. His work history includes several roles at TIAA-CREF and The Vanguard Group. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between point-in-time financial planning and ongoing discretionary portfolio management, employing a fiduciary standard in its RIA services.

Jada Cardwell is a financial advisor at TIAA-CREF with four years of industry experience. She holds Series 63 and Series 66 registrations. Prior to joining TIAA-CREF, she worked at LPL Financial LLC and Principal Advised Services. Outside of her advisory role, she owns Cardwell Creative Concepts, a business unrelated to investing. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals often connected through employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes one-time planning services from ongoing discretionary management and operates within a vertically integrated group offering both model-based and customized portfolios.

James Grindo is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporations, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Sage Murphy is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses. Murphy has two years of industry experience and previously worked for several firms including Wells Fargo Clearing and Blue Haven Pools and Spas. Outside of finance, Murphy has worked as a food delivery driver with DoorDash. TIAA‑CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA‑administered retirement plans, as well as trusts, estates, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing portfolio management and serves as adviser to a donor-advised fund within an integrated group structure.

Carolina Bentancort Moreira is an advisor at Fifth Third Securities, Inc. with Series 65 and Series 63 licenses. She began her financial services career in 2024 at Fifth Third Bank and has prior experience in retail and hospitality roles. Fifth Third Securities, Inc. serves a diverse client base including individuals, corporations, trusts, and retirement accounts through investment advisory and brokerage services. The firm offers multiple program types on the Passageway platform, emphasizing risk-profile-based investment selection and employing strategies such as direct indexing and tax-loss harvesting.

Michael Kutzleb is a financial advisor at TIAA-CREF with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through employer retirement plans and operates a vertically integrated advisory model that separates planning services from ongoing management, applying a fiduciary standard to its RIA services.

Xavier Powe is a financial advisor with TIAA-CREF in Charlotte, NC. He holds a Series 66 designation and has held roles at TIAA-CREF, Michigan State University, Plante Moran, Jackson National Life Insurance Company, Boynton Fire Safety Services, and DeWitt School District. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and entities, often serving clients with existing relationships through employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Christian Potts is a financial advisor with FIFTH THIRD SECURITIES, Inc. He holds Series 63 and Series 65 licenses and has one year of experience in the industry. Prior to joining FIFTH THIRD SECURITIES, he worked at Fifth Third Bank, Allied Universal, and All American Roofing. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage services, offering a variety of investment programs on the Passageway Managed Account platform. The firm operates as a wholly owned subsidiary of Fifth Third Bank and provides access to mutual fund, ETF, SMA strategies, and direct indexing options.

John Clement is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with TIAA-CREF since 2006. Outside of his advisory role, he serves as president of two homeowners associations in the Charlotte area. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm separates stand-alone planning services from ongoing portfolio management and offers customized investment options managed under a fiduciary standard.

Travis Griffin is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and seven years of industry experience. He has been with Brookstone since 2018 and also maintains a long-term association with Harmony Wealth Group. Outside of his advisory role, he manages NC Financial Solutions LLC, a business focused on retirement income planning and insurance products, and operates an online retail company as well as teaching finance-related courses. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions.

Troy Rozich is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds a Series 66 designation and has previously worked at HarrisDirect LLC and E*TRADE Capital Management LLC. He is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing portfolio management and acts as adviser to a donor-advised fund.

Khalif Croom is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at Vanguard Advisers and Melaleuca. Outside of advising, he is a licensed real estate agent in Charlotte, offering services to clients interested in buying or selling homes. TIAA‑CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers model-based and customized portfolio management and serves as adviser to a donor-advised fund, operating within a vertically integrated group.

Breanna Lawson is a financial advisor with Fifth Third Securities, Inc. in Charlotte, NC. She holds Series 63 and Series 65 licenses and has one year of industry experience. Her background includes roles at Fifth Third Bank, Lane Bryant, and The Children's Place. Fifth Third Securities, Inc. serves a diverse client base including individual, high-net-worth, and institutional clients through investment advisory and brokerage services. The firm offers multiple investment programs on the Passageway Managed Account platform and operates as a wholly owned subsidiary of Fifth Third Bank.

Gavin Reber is a financial advisor at TIAA-CREF with three years of industry experience. He holds a Series 66 designation and has worked at TIAA-CREF since 2023. His prior work includes roles at Enviro-Master, East Carolina University, QuikTrip, Tuition Landscape LLC, and Lincoln Charter School. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with pre-existing relationships through TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that distinguishes planning services from ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated group.

Donald Stouffer is a financial advisor at TIAA-CREF with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2018. Outside of his advisory role, he owns a business manufacturing and selling bass fishing baits and also buys and sells collectible cards on eBay. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and managed account programs primarily to individuals connected to employer retirement plans, as well as trusts, estates, and small retirement plans. The firm provides both point-in-time planning services and ongoing discretionary management, with a range of model and customized portfolio options.

Scott Salisbury is a financial advisor with Eagle Strategies (NY Life) based in Mint Hill, NC. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. Since 2016, he has operated under the DBA SWS Financial Group, Inc., focusing on selling New York Life products and brokering non-registered insurance products. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Robert Cousar Jr. is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2010. Outside of his advisory role, he serves as Secretary of the Board for the Charlotte Track Club, a nonprofit organization focused on promoting running and healthy living in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients connected through employer retirement plans. The firm offers a fiduciary standard for its RIA services and manages portfolios ranging from model-based to customized solutions under client-approved investment policies.

William King is a CFP® professional with 27 years of experience in the financial services industry. He has been with Kestra Advisory since 2016 and has a long tenure at Kestra Investment Services, LLC as well as Massachusetts Mutual Life Insurance Company. King serves as secretary of the Concord Downtown Development Corporation Foundation Board, a local community organization. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services including fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.