Emily Macias is a financial advisor at Edward Jones with 13 years at the firm and 5 years of industry experience. She holds the Series 66 designation and is based in Bluffton, South Carolina. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

William Foggo is a CFP® professional with 27 years of industry experience, currently serving with Raymond James & Associates since 2006. He previously worked at A. G. Edwards & Sons, Inc. from 2002 to 2006. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

James Stark is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2025. In this role, he collaborates with clients to develop personalized investment strategies aimed at achieving their financial goals. He works alongside clients to identify obstacles, evaluate available strategies, and implement plans in pursuit of financial freedom. Prior to his current position, Stark held several roles at Fidelity Investments, including Planning Consultant (2024-2025), Relationship Manager (2023-2024), High Net Worth Service Associate (2023), and Customer Relationship Advocate (2022-2023). These positions reflect his progressive experience in financial services and client relationship management. Outside of his professional work, Stark has interests in football, golf, soccer, and tennis.

Doree Cook is a financial advisor at Thrivent Investment Management with 10 years of industry experience. She holds a Series 66 designation and has been with Thrivent Financial and Thrivent Investment Management since 2015. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning and supports combining planning with managed accounts while keeping services separate, focusing exclusively on personalized planning rather than institutional portfolio management.

John Chase is a financial advisor at Wells Fargo Clearing with 46 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016. Outside of his advisory role, he serves as the personal representative for his father's estate. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to support its investment approach and offers a broad range of brokerage and advisory solutions.

Douglas Grant is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He previously worked at MetLife Securities Inc. for 10 years before joining Mass Mutual in 2016. In addition to his advisory role, he is an insurance broker with DSG Insurance Services, Inc., focusing on disability, health, and dental insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client analysis and firm-approved tools to deliver tailored financial recommendations through ongoing collaborative relationships.

David Callahan is a financial advisor with Wells Fargo Advisors in Hilton Head, SC, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Callahan is also associated with Callahan Financial Management Group LLC, an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with planning engagements typically being discrete and customizable to client needs.

Richard Carlson is a Series 66-licensed financial advisor with 25 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously spent 16 years with M&T Securities. He is based in Bluffton, South Carolina. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Anthony Napple is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing, Wells Fargo Advisors, and A.G. Edwards & Sons, Inc. Additionally, he is a 50% owner of Sea Island Cotton Advisors LLC, an investment advisory business co-owned with his spouse. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions using proprietary research and tools.

Richard Fister Jr. is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services for 25 years. He serves on the finance committee of the nonprofit Mother of Good Counsel Home in St. Louis, Missouri. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning process employs structured discovery and approved tools but does not include individual security recommendations as part of standalone plans.

Servando Llanio Sr. is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 39 years of industry experience. He previously worked at Invest Financial Corporation for 11 years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment programs, including access to third-party asset managers and institutional platforms, serving a broad client base with both discretionary and non-discretionary strategies.

Kathleen Murphy is a financial advisor with Edward Jones in Kiawah Island, SC, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2016 and is also associated with TripleSpiral Corporation since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

David Benedict is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 43 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and MassMutual Financial Group. Outside of his advisory work, he is involved with KAFL Insurance Resources, an insurance-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, and access to third-party asset managers, providing both discretionary and non-discretionary account management with a range of strategic and tactical investment options.

Teresa Mccarty is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has worked at Merrill Lynch since 2009 and joined Bank of America N.A. in 2024. Outside of her advisory role, she is an employee at Spartina, a business organization in Hilton Head, South Carolina, where she assists with stocking and ticketing for outlet sales. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and organizations.

Whitney Mcdaniel is a CFP® professional with 24 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, Mcdaniel worked at A. G. Edwards & Sons, Inc. from 2004 to 2008. Mcdaniel serves as president of the Sea Island Chamber Singers, a community music organization based in Beaufort, SC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering a range of brokerage and advisory solutions supported by research and analytics.

A. Roberson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a financial advisor for over 30 years and has served as the Senior Resident Director of the Hilton Head office for 25 years. Roberson focuses on assisting families in improving their financial lives by developing comprehensive wealth management strategies. Roberson and his team at RJC Wealth Management Group bring extensive experience in managing diverse types of wealth. They collaborate closely with clients to understand their unique circumstances, concerns, and future aspirations, crafting tailored financial plans that adapt to changes over time. His areas of expertise include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and retirement income. Roberson holds a Bachelor's degree from Georgia Southern University and has earned the Personal Investment Advisor (PIA) designation. He is actively involved in his community through organizations such as the Georgia Southern University Athletic Foundation and the South Atlantic Fisheries Management Council.

Edward Donegan is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He worked at Signator Investors, Inc. for 23 years before joining OSAIC in 2018. Donegan also operates a sole proprietorship offering investment advisory and insurance services. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporations. The firm utilizes a model-based investment approach featuring portfolio optimization, risk assessment tools, and a range of advisory and brokerage services delivered through multiple affiliated entities.

Brian Richter is a financial advisor at Edward Jones in Port Royal, SC, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has seven years of experience in the industry, including a 15-year tenure at PSE&G prior to joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and services supported by a large network of financial advisors and branch offices nationwide.

Tim MacDougall is the Vice President and Branch Leader at Fidelity Investments in Hilton Head, SC. In this role, he leads the branch with a focus on building strong, trusting relationships with clients by understanding their unique financial goals and developing tailored strategies to help achieve long-term success. He emphasizes transparency and integrity to empower clients in making informed financial decisions. Tim has a range of experience in the financial services industry, including roles as Market Manager at Charles Schwab and TD Ameritrade, Branch Manager at TD Ameritrade, and various positions at Fidelity Investments such as Investment Solutions Representative and Trader. His career has encompassed both leadership and client-focused positions, highlighting his expertise in financial advising and market management. Outside of his professional role, Tim's personal interests include fishing, football, kayaking, and spending time with his pets.

Benjamin Smith is a financial advisor with Wells Fargo Advisors in Hilton Head Island, SC, holding a Series 66 designation and five years of industry experience. His prior roles include positions at First Command Insurance Services and Heritage Golf Group. He serves on the finance committee of SOAR Special Recreation, supporting Special Olympics programs in his community. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes cash-flow, retirement, education, risk, and wealth-transfer planning, utilizing Wells Fargo research and tools to develop tailored recommendations.