Richard Carlson is a Series 66-licensed financial advisor with 25 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously spent 16 years with M&T Securities. He is based in Bluffton, South Carolina. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Anthony Napple is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing, Wells Fargo Advisors, and A.G. Edwards & Sons, Inc. Additionally, he is a 50% owner of Sea Island Cotton Advisors LLC, an investment advisory business co-owned with his spouse. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions using proprietary research and tools.

Richard Fister Jr. is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services for 25 years. He serves on the finance committee of the nonprofit Mother of Good Counsel Home in St. Louis, Missouri. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning process employs structured discovery and approved tools but does not include individual security recommendations as part of standalone plans.

Servando Llanio Sr. is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 39 years of industry experience. He previously worked at Invest Financial Corporation for 11 years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment programs, including access to third-party asset managers and institutional platforms, serving a broad client base with both discretionary and non-discretionary strategies.

Kathleen Murphy is a financial advisor with Edward Jones in Kiawah Island, SC, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2016 and is also associated with TripleSpiral Corporation since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

David Benedict is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 43 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and MassMutual Financial Group. Outside of his advisory work, he is involved with KAFL Insurance Resources, an insurance-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, and access to third-party asset managers, providing both discretionary and non-discretionary account management with a range of strategic and tactical investment options.

Teresa Mccarty is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has worked at Merrill Lynch since 2009 and joined Bank of America N.A. in 2024. Outside of her advisory role, she is an employee at Spartina, a business organization in Hilton Head, South Carolina, where she assists with stocking and ticketing for outlet sales. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and organizations.

Whitney Mcdaniel is a CFP® professional with 24 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, Mcdaniel worked at A. G. Edwards & Sons, Inc. from 2004 to 2008. Mcdaniel serves as president of the Sea Island Chamber Singers, a community music organization based in Beaufort, SC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering a range of brokerage and advisory solutions supported by research and analytics.

A. Roberson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a financial advisor for over 30 years and has served as the Senior Resident Director of the Hilton Head office for 25 years. Roberson focuses on assisting families in improving their financial lives by developing comprehensive wealth management strategies. Roberson and his team at RJC Wealth Management Group bring extensive experience in managing diverse types of wealth. They collaborate closely with clients to understand their unique circumstances, concerns, and future aspirations, crafting tailored financial plans that adapt to changes over time. His areas of expertise include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, and retirement income. Roberson holds a Bachelor's degree from Georgia Southern University and has earned the Personal Investment Advisor (PIA) designation. He is actively involved in his community through organizations such as the Georgia Southern University Athletic Foundation and the South Atlantic Fisheries Management Council.

Edward Donegan is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He worked at Signator Investors, Inc. for 23 years before joining OSAIC in 2018. Donegan also operates a sole proprietorship offering investment advisory and insurance services. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporations. The firm utilizes a model-based investment approach featuring portfolio optimization, risk assessment tools, and a range of advisory and brokerage services delivered through multiple affiliated entities.

Brian Richter is a financial advisor at Edward Jones in Port Royal, SC, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has seven years of experience in the industry, including a 15-year tenure at PSE&G prior to joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and services supported by a large network of financial advisors and branch offices nationwide.

Tim MacDougall is the Vice President and Branch Leader at Fidelity Investments in Hilton Head, SC. In this role, he leads the branch with a focus on building strong, trusting relationships with clients by understanding their unique financial goals and developing tailored strategies to help achieve long-term success. He emphasizes transparency and integrity to empower clients in making informed financial decisions. Tim has a range of experience in the financial services industry, including roles as Market Manager at Charles Schwab and TD Ameritrade, Branch Manager at TD Ameritrade, and various positions at Fidelity Investments such as Investment Solutions Representative and Trader. His career has encompassed both leadership and client-focused positions, highlighting his expertise in financial advising and market management. Outside of his professional role, Tim's personal interests include fishing, football, kayaking, and spending time with his pets.

Benjamin Smith is a financial advisor with Wells Fargo Advisors in Hilton Head Island, SC, holding a Series 66 designation and five years of industry experience. His prior roles include positions at First Command Insurance Services and Heritage Golf Group. He serves on the finance committee of SOAR Special Recreation, supporting Special Olympics programs in his community. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes cash-flow, retirement, education, risk, and wealth-transfer planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Byron Braun is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he owns Braun Wealth Management Group of Nest Capital LLC and serves as chairperson for the Fort Wayne Children’s Foundation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing research and planning tools to provide tailored recommendations.

Danielle Jeffcoat is a CFP® and holds a Series 66 license, serving as a financial advisor at Edward Jones in Bluffton, SC. She has 15 years of industry experience and has been with Edward Jones since 2010. Outside of her advisory role, she co-owns an LLC that holds raw land. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages over $1 trillion in assets and offers a range of advisory services supported by a nationwide network of financial advisors and branch offices.

Sandra Shults is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and previously worked at Coastal Home Interiors from 2015 to 2017. Outside of her advisory role, she owns a condominium in Port Royal, SC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages over $1 trillion in assets and maintains a large network of advisors and branch offices nationwide.

Robyn Clevinger is a financial advisor at Edward Jones in Port Royal, South Carolina, holding a Series 66 credential with three years of industry experience. Her prior work includes roles at Dust Solutions Inc and Beaufort County Public Works. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and maintaining a large network of financial advisors and branch offices nationwide.

Austin Truex is a financial advisor with Edward Jones, holding a Series 66 designation and five years of industry experience. His career includes roles at Ameriprise, Cetera, First United Bank & Trust, and Wesbanco. He is currently based in Bluffton, SC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Samuel Keeler is a Senior Financial Advisor with Merrill Lynch Wealth Management, joining The Cunningham Team in 2019 through Merrill’s Advisor Development Program. He focuses on family wealth management strategies, managing new wealth, retirement planning, philanthropic planning, and services for endowments, foundations, and non-profits. Sam emphasizes creating genuine relationships with clients to understand their goals and develop personalized, measurable financial plans. Prior to his financial advisory career, Sam graduated from The Citadel in 2011 and spent eight years in the hospitality industry in the Charleston, Beaufort, and Hilton Head markets. He served as a General Manager for one of Charleston’s largest hotel groups and later as Director of Operations for Marriott Vacation Club’s Sea Pines Properties. His approach centers on listening to client needs and leveraging the investment insights of Merrill and banking services of Bank of America to provide a comprehensive wealth management experience. Sam holds the Personal Investment Advisor (PIA) designation. Sam is actively involved in his community through organizations such as the Rotary Club of Bluffton, Bank of America Community Volunteers, and Sea Island Presbyterian Church, where he serves as a Stephen Minister and Deacon. He and his wife Weslie, an educator in the Bluffton area, live with their two daughters in Bluffton. His personal interests include baseball, cooking, fishing, football, golfing, hunting, reading, soccer, traveling, and spending time with family.

Brian Corbett is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2022. He previously worked at Wells Fargo Clearing and Wells Fargo Investments, LLC. Corbett holds a 65% ownership stake in Corbett & Caperon Wealth Management, LLC, a financial planning practice based in Mankato, MN. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering various specialized areas and delivers tailored recommendations supported by in-house research and planning tools.