John Stine is a financial advisor with Commonwealth Financial Network based in Eau Claire, WI. He holds a Series 66 designation and has nine years of industry experience. Since 2015, he has been associated with Nine Pillars, where he also serves as owner and wealth manager through Stine Wealth Management LLC. Commonwealth Financial Network supports a national network of nearly 3,000 advisors by providing operations, technology, investment management, and compliance services. The firm offers a variety of advisory programs and allows advisors discretion in portfolio construction, backed by a dedicated Investment Management and Research team.

Jason Kozoloski is a financial advisor at Citigroup Global Markets with a Series 66 credential and seven years of industry experience. His prior roles include positions at Merrill, Bank of America, and Fidelity Investments. Outside of his advisory work, he also works as a delivery driver for Door Dash. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and maintains significant institutional capabilities including in-house research, derivative services, and bespoke solutions for large relationships.

Nelson Hernandez is a financial advisor with Citigroup Global Markets, holding the Series 63 and Series 66 designations and bringing 12 years of industry experience. His prior roles include positions at Merrill and Bank of America, N.A. He serves on the Board of Directors for the First Coast Hispanic Chamber of Commerce, focusing on membership and event support. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset and multi-manager investment strategies through discretionary and non-discretionary programs, alongside broker-dealer execution and custody services.

Nathan Sabattini is a financial advisor with Commonwealth Financial Network in Jacksonville, FL. He holds a Series 66 designation and has two years of industry experience. His prior work includes roles at Aegis Consulting and teaching positions at the University of North Florida and Fernandina Beach schools. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and hundreds of thousands of clients. The firm offers a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Ryan Mc Caffery is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and four years of industry experience. He has worked at Citigroup since 2021 and previously spent time at Equitable Advisors and Florida State University. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees to select and monitor managers, supporting both discretionary and non-discretionary programs.

Joseph Steward is a financial advisor with Lincoln Investment in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. He previously worked at Fidelity Investments and Charles Schwab before joining Lincoln Investment in 2019. In addition to his advisory role, Steward coordinates Financial Peace University classes based on Dave Ramsey's budgeting and debt management program. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisor-managed and firm-managed investment programs utilizing both strategic and tactical approaches.

Joseph Bergman is a financial advisor at First Command Advisory Services with seven years of industry experience. He holds a Series 66 designation and has worked exclusively within First Command-affiliated firms since 2019. Outside his advisory role, he serves as treasurer for a community travel softball team, managing sponsorship revenues and related expenses. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors approved model portfolios and third-party managers.

Darwin Torres is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Fidelity Investments and Equitrade, as well as academic involvement with the University of North Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Geena Walters is a financial advisor at Citigroup Global Markets with Series 63 and Series 66 licenses and four years of industry experience. Her prior roles include positions at Fidelity Investments and DoorDash, as well as operating a bed and breakfast, Carriage Way Bed and Breakfast, from 2019 to 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains specialized market roles such as swap dealer and futures commission merchant.

Laura Golubev is a financial advisor with Valic Financial Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has been with Valic Financial Advisors since 2014 and also works with Agia in a non-securities insurance capacity. Outside of her advisory role, she is involved in personal resale of goods online and assists with managing a family rental property. She is also a managing member of a home renovation LLC with minimal involvement. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs and other financial services, utilizing Envestnet-developed UMA models and operating at scale with a large advisor network.

David Eggleston is a financial advisor with Eagle Strategies (NY Life) in Jacksonville, FL, holding CFP® and Series 66 credentials and 26 years of industry experience. His career includes roles at Capital Investment Group, Future Financial Partners, and New York Life affiliates. He is also an insurance broker, placing non-registered insurance products through outside carriers when appropriate. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types tailored to client objectives and manages a significant portion of assets on a non-discretionary basis.

William Turner is a financial advisor with Eagle Strategies (NY Life) based in Ponte Vedra, FL. He holds Series 63 and Series 65 licenses and has 30 years of industry experience, including long-term roles with Nylife Securities Inc. and Franklin Life Insurance Company. Outside of his advisory work, he owns a vending business, is involved in beekeeping through Palm Valley Honey Company, and volunteers with the Boy Scouts of America as a Chartered Organization Representative. Eagle Strategies serves a diverse group of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory programs and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ben Jamin Wooten is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked previously at Merrill and Red Robin. Outside of finance, Wooten creates social media content focused on DIY home renovations, furniture projects, and musical performances. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and derivatives services.

Charlotte Bradley is a financial advisor at Cerity Partners LLC with seven years of industry experience. She has held positions at Pacific Investment Management Company LLC and Retirement Wealth Specialists prior to joining Cerity Partners. Her professional credentials include Series 63 and Series 65 licenses. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, and institutional investors. The firm emphasizes tailored asset allocation and portfolio management using proprietary quantitative screens alongside third-party managers and individual securities, and also offers affiliated pension consulting, insurance services, and private-market investment opportunities.

Kristin Justavino is a financial advisor at Rockefeller Financial LLC with 21 years of industry experience. She holds a Series 66 designation and has worked at Merrill for 19 years and Acorns for one year prior to joining Rockefeller. Outside of her advisory role, she is a minority owner of a Great Clips franchise corporation formed by her family. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutions, and corporations, offering portfolio management, financial planning, and consulting services. The firm operates as a registered broker-dealer providing a consolidated investment platform with discretionary and non-discretionary solutions across multiple asset classes.

Myrdania Cherilus is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Prior to joining Citigroup, she held positions at Merrill and Randstad, and she has worked as a freelance translator for Baystate Interpreters Inc. She is also the owner of Prinstadane Estate Corp, a real estate business she plans to develop. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a comprehensive range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research, swap dealing, and futures commission merchant activities.

Steven Hyers is a ChFC® credentialed financial advisor with 26 years of industry experience. He has worked at United Planners Financial Services since 2021 and previously spent 16 years at LPL Financial. Outside of his advisory work, he is involved with Capital Dimensions Wealth Management and holds ownership in Hyvest, a purchaser of tax certificates in Jacksonville, FL. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors.

Camille Noble is a Series 66 licensed financial advisor with Truist Advisory Services, based in Ponte Vedra Beach, FL. She has two years of industry experience, including prior roles at Bank of America and Merrill. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager-selection programs, employing a combination of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

James Neel is a financial advisor with Commonwealth Financial Network in Jacksonville, FL, holding a Series 66 designation and 26 years of industry experience. He previously worked at Lincoln Financial Advisors for 15 years before joining Commonwealth and Aegis Consulting in 2023. Neel is also the owner of Foresight Capital Ventures, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs including custom portfolio solutions, third-party asset manager access, and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support while allowing affiliated advisors discretion in constructing client portfolios.

Christopher Russo is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Citigroup in 2023, he worked at Jax Logistics and Bank of America/Merrill. Outside of his advisory role, he is a consultant for Backcountry JAX, an online clothing business based in Jacksonville, Florida. Citigroup Global Markets serves both individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including operating as a security-based swap dealer and futures commission merchant.