John Evans is a financial advisor with LPL Financial, holding a Series 66 license and 15 years of industry experience. He previously worked at INVEST Financial Corp for seven years before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with access to model portfolios, research, and various management solutions.

William Sims is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, and Personal Investment Advisor. In his role, William focuses on providing integrated wealth management planning, retirement planning, tax minimization strategies, and access to banking and trust services through Bank of America. He works closely with clients to develop personalized financial strategies tailored to their long-term goals. William has over 20 years of experience consulting C-level business executives on strategic decisions. Since joining Merrill Lynch Wealth Management in 2005, he has provided financial guidance to high-net-worth individuals and families, helping them to identify their life goals and plan for a secure financial future. His areas of expertise include college education planning, family wealth management, endowment and non-profit services, retirement income, portfolio management, and special needs planning. He has received awards recognizing his commitment to excellent customer service. William earned his bachelor's degree from Florida State University and his master's degree from the University of North Florida. He is involved in professional organizations such as the Florida Crown Region Porsche Club, NE Florida Estate Planning Counsel, and Theatre Jacksonville. William and his wife Maria, both Jacksonville natives, have raised four children and enjoy their homes in Jacksonville's historic San Marco neighborhood and Savannah's Landmark District. His personal interests include chess, drawing, football, music, painting, surfing, and traveling.

Isaiah Simpson is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Fidelity entities since 2015. Outside of his advisory role, he serves as Vice President of the Red Hawk Village Homeowners Association in Jacksonville, Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction using a combination of proprietary fundamental research, quantitative analysis, and algorithmic methods.

Scott Carroll is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 designation and seven years of industry experience. He previously worked at Merrill and PNC Investments LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and models.

Darrin Riley is a financial advisor with Edward Jones in Jacksonville, FL, holding a Series 66 designation and having three years of industry experience. Prior to joining Edward Jones, he worked at Walgreens for 13 years. Outside of his advisory role, he owns a family home in Maine that he has rented out since 2009. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment and advisory services. The firm manages over $1 trillion in assets and is notable for its extensive network of financial advisors and branch offices, as well as its affiliated mutual funds and securities-based lending options.

Jorge Longueira is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and UBS Financial Services. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including retirement, education, business-owner transition, and specialized niche planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Raeanne Mc Carty is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 5 years of industry experience. She has previously worked at VyStar Credit Union and State Farm. Outside of her advisory role, she owns a craft hobby sales business and a portrait photography service. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios, retirement plan consulting, and brokerage services.

David Rea is a CFP® professional with 12 years of experience in the financial services industry. He is currently affiliated with Cetera and Regions Bank. His prior roles include positions at Wells Fargo Clearing, Bank of America, and Merrill. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform that includes affiliated and third-party model portfolios as well as bespoke strategies.

Kristine Walker is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds the Series 66 and Series 63 credentials. Her prior work includes roles at Fidelity Brokerage Services LLC, Fidelity Investments, and VyStar Credit Union. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Alan Zinkin is a CFP® professional with 16 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Sequoia Financial Group, Tudor Securities, EisnerAmper LLP, and BNY Mellon Wealth Management. Outside of advisory work, he performs financial institution duties at VyStar Credit Union and acts as a fiduciary for his father. LPL Financial is a national investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party research, and various technological tools.

Danese Tremble is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior experience includes roles at State Farm and Allstate, as well as operating Tremble Insurance Agency LLC. Equitable Advisors serves individual and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a range of third-party and proprietary investment solutions, including discretionary models and ERISA fiduciary services for qualified plans.

Russell Jones is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and utilizes a structured financial planning process supported by firm-approved tools and research.

Jordan Lacy is a financial advisor with LPL Enterprise, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Lacy is also involved with Alpha Wealth Group LLC, a business entity used for managing joint seminar expenses. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through its integrated platform.

Dennis Lott Jr. is a financial advisor at LPL Financial with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise, J.W. Cole Advisors, J.W. Cole Financial, and Collaborative Investment Management. Outside of advising, he is involved in a non-variable insurance business and operates a personal business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources to support diverse investment strategies.

Crystal Brent is a CFP® professional with 21 years of experience in the financial services industry. She is currently with LPL Financial and previously spent 18 years at Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and multiple management options.

Daniel Namey is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 31 years of industry experience. He has worked at LPL Financial since 2019 and previously spent nine years at H. Beck, Inc. He has also operated Namey Financial Group Inc. since 2003. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Joshua Owens is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Bank of America N.A. since 2023 and with Merrill Lynch, Pierce, Fenner & Smith since 2015. Outside of his advisory role, Owens serves as a board member for the East Village Townhomes homeowners association in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jesse Estrada is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. His work history includes roles at Fidelity Personal and Workplace Advisors, Strategic Advisers LLC, and JPMorgan Chase Bank, N.A. He has also been involved with Ashley Estrada Ministries. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Onycha Baker is a Senior Financial Advisor with Merrill Lynch Wealth Management and holds the CERTIFIED FINANCIAL PLANNER™ designation awarded by the Certified Financial Planner Board of Standards, Inc. She earned both her bachelor's and master's degrees from Florida Agricultural & Mechanical University. Onycha's career with Merrill Lynch began in 2008, during which she has provided individual investors with financial advice and wealth management planning. She specializes in areas including divorce transition planning, education planning, family wealth management strategies, personal retirement planning, portfolio management services, women and wealth, and retirement income. Onycha offers customized financial strategies for high net-worth individuals, retirees, families, and business owners, focusing on understanding clients' perspectives to help meet their financial goals. Outside of her professional work, Onycha is involved with the COP Youth Choir as a musician and has interests in cooking, interior decorating, music, spending time with family, and traveling.

David Prizzia is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 credentials and four years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Northwestern Mutual, and Deutsche Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to inform investment decisions.