Luz Cardona Rosario is a financial advisor with TD Private Client Wealth LLC, holding a Series 66 designation and six years of industry experience. Her career includes fifteen years at Morgan Stanley before joining TD Bank and TD Private Client Wealth LLC. Outside of finance, she is an officer in a family-run limousine business, Twins Luxury Group LLC. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail customers. The firm employs a mix of strategic and tactical asset allocation with affiliated and third-party sub-managers, offering portfolio management, financial planning support, and third-party custody and reporting.

Mainul Hassan is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC prior to joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, as well as broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and functioning as a swap dealer and futures commission merchant.

Benjamin Wuerffel is a financial advisor at Lincoln Investment with 17 years of industry experience. He holds a Series 66 designation and has worked at Lincoln Investment since 2012. He serves on the board of the BlueClaws Baseball Foundation, a youth baseball organization, and is president of the Cornerstone Study Group, which focuses on professional development for advisors. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment advisory services, utilizing both strategic and tactical investment approaches overseen by an Investment Management & Research team.

Wesley Skarpness is a financial advisor at Citigroup Global Markets with three years of industry experience. He has been with Citigroup since 2005. He holds the Series 66 designation and is based in Jacksonville, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and manages complex arrangements including derivatives and futures services.

Leslie Theilacker is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and over 21 years of industry experience. She has worked with Transamerica Financial Advisors since 2012 and is also involved with several other ventures, including College Loan Freedom, Florida Notary Public, Net Law Group Incorporated, and Continuous Process Improvement Consulting LLC. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with a range of proprietary and third-party model portfolios, serving clients with discretionary and non-discretionary program options.

Craig Koproski is a financial advisor at Independent Financial Partners with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including First Trust Portfolios L.P. and The Koproski Agency, which he owns and operates as an insurance agency. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving a diverse client base and offers both advisor-driven and centralized investment management options, with notable expertise in retirement-plan advisory and pension consulting.

Clayton Thompson is a financial advisor with Lincoln Investment in Jacksonville, FL, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. His prior roles include positions at Charles Schwab and Fidelity. He also serves as a class coordinator for Financial Peace University, facilitating classes focused on budgeting and debt management. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a variety of advisory programs, utilizing a mix of strategic and tactical investment approaches overseen by an Investment Management & Research team.

Christopher Reuschle is a financial advisor at NewEdge Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Cambridge Investment Research Advisors, Inc. for 15 years. Outside of his advisory role, he is an owner and partner at Black Creek Retirement Plans Inc. and hosts and contributes to several Florida-based radio shows and podcasts. NewEdge Advisors is a large registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through independent investment adviser representatives. The firm provides a wide range of portfolio management and consulting services and uses technology tools and centralized due diligence to support advisor and client needs.

Shane Pipher is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co since 2015. Outside of his advisory role, he serves as a durable power of attorney for his mother. Primerica Advisors is part of Park Avenue Securities LLC, which serves a broad retail client base including individual and high-net-worth investors. The firm offers a range of brokerage and advisory services, employing proprietary and third-party investment strategies alongside financial and business consulting.

Derek Beirne is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fidelity Brokerage Services and Plaza Home Mortgage. Citigroup Global Markets serves individual and institutional clients, including workplace, high-net-worth, and ultra-high-net-worth segments. The firm offers multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles.

Laura Mcgowan is a financial advisor at Citigroup Global Markets with 14 years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2023, following 12 years at Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs along with broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains distinctive market roles including acting as a swap dealer and futures commission merchant.

Scott Cadwell is a CFP® professional with 33 years of industry experience. He is currently with CWM, LLC and has previously worked at Carson Group, Cetera Advisor Networks LLC, Cadwell Wealth Asset Management, LLC, and LPL Financial, LLC. Outside of advisory roles, Cadwell serves as a board member for One More Child, an organization that supports vulnerable children and struggling families. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm manages accounts using model portfolios with input from an in-house Investment Committee and integrates fundamental and technical analysis, third-party sub-advisors, and customization tools, placing emphasis on fiduciary processes and retirement plan services.

Jeffrey Rait is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds a Series 66 designation and previously worked at Deutsche Bank Securities and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale and specialized market roles, including research, security pricing, and derivatives services.

Tasha Mcnealy is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and bringing five years of industry experience. Her prior work includes roles at Merrill, Florida State Community College Jacksonville, and GE Capital Finance. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments with multi-asset, multi-manager investment strategies implemented through discretionary and non-discretionary programs. The firm offers broad advisory programs, execution and custody services, and maintains unique market roles such as swap dealer and futures commission merchant.

Christopher Kelly is a financial advisor with United Planners Financial Services of America and holds Series 66 and Series 63 licenses. He has 13 years of industry experience, including roles at Bank of America and Merrill from 2014 to 2022. In addition to his advisory work, he operates as an independent insurance agent and serves as president of Coast to Coast Wealth Advisors, a marketing DBA. United Planners Financial Services is a national wealth-management enterprise serving a wide range of clients, including individual investors, retirement plans, corporations, and trusts. The firm employs independent Investment Adviser Representatives and uses multiple custodians and third-party managers to implement a primarily non-discretionary investment approach.

Nicholas Poe is a financial advisor at First Command Advisory Services with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with First Command Advisory Services since 2015. He is also the owner of Nick Poe & Associates, LLC, an investment-related business used to support his First Command practice. First Command Advisory Services serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families, offering financial planning and multiple wrap-fee asset management programs managed through a centralized investment team.

Christopher Morrison is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked at several firms, including Nuventure Financial Group and IMG Wealth Management. Morrison is also president of The Legacy Retirement Group, where he offers retirement planning and insurance-based products. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm utilizes a platform-centered approach combining model portfolios and discretionary management, supporting advisors with investment consulting and specialized programs.

Michael Beaulieu is a CFP® and CFA® with 27 years of industry experience. He has been with MAI Capital Management, LLC since 2015 and is also affiliated with Foreside Fund Services, LLC. He serves as a managing director focusing on investments and trading. MAI Capital Management provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages a broad range of investment strategies and integrates financial planning, tax, and administrative services across client relationships.

Jason Mangum is a financial advisor at TD Private Client Wealth LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TD Bank and Appreciation Financial. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party sub-managers through a platform supported by Envestnet and Pershing.

Adrian Ferrero Asensio is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TD Ameritrade, Enterprise Bank & Trust, Citizens Bank, and Amazon.com. Outside of his advisory role, he owns and operates Barbudo’s Pro Detailing LLC, a vehicle detailing business, and works as a food delivery driver for UberEats. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, swap dealer and futures commission merchant operations, and collaboration with external managers and technology providers.