Roberto Torok is a financial advisor with LPL Enterprise, holding a Series 66 designation and 17 years of industry experience. He has worked at Prudential Insurance Company of America since 2015 and began his current role at LPL Enterprise in 2024. In addition to his advisory work, Torok has been affiliated with Miami Dade College since 2009. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management through both advisory and brokerage channels.

Nicholas Simmons is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been focusing on all aspects of wealth management since 2014. He works with individuals, families, and businesses to help grow, preserve, and pass along their assets. Nick is a qualified Portfolio Manager who provides traditional advice and guidance and builds and manages personalized or defined investment strategies, which may include individual stocks, bonds, Merrill model portfolios, and third-party investment strategies. He may also manage these strategies on a discretionary basis through the Firm’s Investment Advisory Program. Nicholas holds several professional designations including the Certified Investment Management Analyst (CIMA) designation sponsored by the Investments & Wealth Institute at the Wharton School of Business, the Certified Plan Fiduciary Advisor (CPFA) credential, Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree from Florida International University. His client focus includes family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Outside of work, Nicholas's interests include baseball, football, golfing, and skiing.

Gabriel Vasquez is a financial advisor at Ameriprise Financial Services with six years of industry experience. He holds a Series 66 designation and has worked at several firms, including Hornor, Townsend & Kent, LLC, Penn Mutual Life Insurance Co., and Principal Life Insurance Company. Prior to joining Ameriprise, he operated GV Aspirated LLC for two years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual advice focused on retirement income planning, employing a research-driven approach and tax-aware withdrawal strategies.

Armando Fernandez is a financial advisor with LPL Financial in Doral, FL, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked at LPL Financial since 2018, with prior experience at INVEST Financial Corporation and Next Financial Group, Inc. Outside of his advisory role, he is involved with GradePoint Financial and The Fifteen Group, which include activities related to non-variable insurance and investment services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and model portfolios, serving a broad client base including high-net-worth and non-HNW clients.

Emanuele Gulino Jr. is a financial advisor with OSAIC in South Miami, FL, with 25 years of industry experience. He has held roles at Royal Alliance Associates, Inc. since 2018 and Signator Investors, Inc. from 2016 to 2018. In addition to his advisory work, Gulino is involved in tax preparation, real estate brokerage, mortgage loan origination, and property management through various business activities. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a broad network of affiliated advisors, offering brokerage and investment advisory services along with financial planning, retirement consulting, and access to multiple third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessment, and automated portfolio rebalancing, managing accounts on discretionary and non-discretionary bases to accommodate client investment preferences.

Gissell Vidal is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various capacities since 2010. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Pearce Klevan serves as the Senior Resident Director at Merrill's Miami at the Falls office. He is a financial advisor specializing in advising business owners, corporate executives, and high-net-worth families through various life and financial transitions. Pearce emphasizes a planning-first approach, focusing on comprehensive financial strategies that include investment management, retirement and estate planning, business planning, and credit and lending solutions. He co-leads the Brunk, Klevan & Associates team while managing a group of financial advisors and client associates. Having joined Merrill Lynch Wealth Management in 2006, Pearce has held various leadership positions, including Sales Manager and Resident Director roles. He has been involved in firm committees such as the Miami Business Integration Committee and the Miami Market Council. Pearce also served on the Merrill Resident Director Advisory Council to Management and was its Chair in 2022. His practice is known for integrating the resources of a global firm with a boutique client experience. Pearce holds a master's degree from Dublin Institute of Technology and a bachelor's degree from Emory University. He is a Certified Exit Planning Advisor (CEPA), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Fluently speaking English and Spanish, he is involved in community organizations such as the Monica Burguera Foundation, Kendall United Methodist Church, Ransom Everglades High School, and Westminster Christian School. Pearce lives in Palmetto Bay with his wife and three children and maintains personal interests including cooking, fishing, golfing, music, running marathons, scuba diving, skiing, traveling, and spending time with his family.

Guillermo Gallegos Binder is a financial advisor with OSAIC in Doral, FL, holding the CFP® and Series 66 designations and two years of industry experience. He previously worked with Securities America Advisors, Securities America, Inc., and OneDigital. Outside of his advisory role, he teaches business courses as an adjunct faculty member and tutors high school students in mathematics. He also plays guitar in the music ministry at a local church. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio construction using various investment vehicles and automated tools.

Carlos Torre is an International Private Wealth Manager with Merrill Lynch Wealth Management, where he has been serving clients since 1994. He holds the title of Managing Director, a credential he earned in 2022. Carlos is registered with FINRA series 7, 9, 10, 31, 63, and 65 and holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification. Fluent in both English and Spanish, Carlos provides wealth planning and portfolio management services, specializing in family wealth management strategies, international wealth management, retirement income, tax minimization, and personal retirement planning. Over his career, Carlos has held leadership roles including Senior Resident Director - International, where he oversaw the Miami at The Falls office for 10 years. His practice focuses on helping families simplify complex financial lives through investments advisory, estate planning services, complex cross-border wealth planning, retirement planning, and banking services. Carlos has been recognized on the Forbes "Best-in-State Wealth Advisors" list from 2018 through 2024. Carlos earned a Bachelor's degree in Business Administration from the University of Miami and an MBA from Northeastern University. Beyond his professional pursuits, he is a board member for the House of Hope for Costa Rican Children and a troop leader with the Boy Scouts of America. He enjoys boating, cooking, golfing, scuba diving, and spending time with his family.

Azury Puig is a financial advisor with Primerica Advisors in Miami, FL, holding Series 65 and Series 63 credentials and 14 years of industry experience. Puig has worked with PFS Investments Inc. and Primerica Financial Services since 2010, and is involved in sales of investment-related products as well as mortgage and home service referrals through affiliated companies. He is also a partner in Puig Corp, a legal entity formed for Primerica business purposes. Primerica Advisors is a large-scale advisory firm serving individual investors, corporate, and charitable clients through a wrap-fee asset management program. The firm uses model-based strategies managed by unaffiliated asset managers and provides trade execution and custody services via BNY Mellon Advisors and Pershing.

Hernan Tamayo is an International Wealth Advisor with extensive experience in wealth management brokerage and banking. Fluent in English and Spanish, he specializes in delivering financial strategies tailored to clients from diverse cultural backgrounds. Hernan focuses on areas including college education planning, family and international wealth management, legacy planning, philanthropic planning, socially responsible and ESG investing, as well as wealth planning for women, LGBT clients, and those in sports and entertainment. Hernan's educational background includes a Bachelor's degree from La Salle University and a Master's degree in Business Administration from IPADE. He holds the Personal Investment Advisor (PIA) designation. Throughout his career, Hernan has supported international families, entrepreneurs, and women investors in the USA and abroad, providing culturally sensitive and comprehensive financial guidance. In addition to his professional work, Hernan is involved with several organizations such as Locust Projects, Rubell Museum, The Bass Museum, and the US-Mexico Chamber of Commerce Inter-American Chapter, where he serves as a board member and President of the Women Committee. He also contributes to community efforts through the Global Empowerment Mission, the Mexican Consulate of Miami, and St Jude Hospital. Outside of his professional and community commitments, Hernan enjoys adventure sports, biking, cooking, dancing, music, traveling, and yoga.

Javier Aviles is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he develops personalized financial strategies designed to address clients’ individual goals and changing market conditions. Javier provides access to Merrill’s investment insights along with the banking and lending solutions from Bank of America, assisting clients with comprehensive wealth management. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, institutional investment consulting, services for defined benefit and defined contribution plans, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. Javier holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Florida International University. Fluent in both Spanish and English, he supports a broad client base. Outside of his professional work, Javier is involved in community volunteering aligned with Merrill’s tradition of service. He enjoys biking, running, and spending time with his family.

Manuel Alonso III is a financial advisor with Raymond James Financial Services Advisors, Inc. in South Miami, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. His prior roles include positions at MML Investors Services and MassMutual Life Insurance Co. He is also involved with The 401(k) Lab, a company he operates. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, with a range of advisory programs and specialized municipal and retirement plan services.

Jonathan Muina is a Series 65-licensed financial advisor at Osaic Wealth with one year of industry experience. His prior roles include positions at Brady Financial, Tapfin/EY, Banco Popular North America, and Federal Express Corporation. He also has experience working in staffing services and education. Osaic Wealth serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage a wide range of investment portfolios.

Melissa Seifer is a financial advisor with Raymond James & Associates in Miami, FL, holding a Series 63 designation and bringing 38 years of industry experience. She has been associated with both Southern Equity, Inc. and Raymond James & Associates since 2007. In addition to her advisory role, she serves as an arbitration panel member for FINRA Dispute Resolution Services and has been involved in caregiving through a home care affiliation supporting her mother’s aging in place. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipalities, offering tailored financial planning and consulting services with a variety of portfolio management styles and affiliated research resources.

Maria Wilder is a financial advisor at Raymond James Financial with 33 years of industry experience. She holds Series 63 and Series 65 licenses. In addition to her advisory role, she is involved in managing client asset-related operations through The Gables Legacy Group, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm uses tailored non-discretionary planning and analytical tools to support client goals and maintains specialized programs in municipal finance and SIMPLE IRA employer advisory services.

Glenn Hall is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. Outside of his advisory role, Hall owns Trim Right Tree Services in Miami. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Mark Marandino is a financial advisor with Ameriprise in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1994. Marandino serves on the executive board of Friends of Brandeis Athletics. Ameriprise provides retirement-income planning services for individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Gabriel Mascarenhas is a financial advisor at Equitable Advisors with three years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2023. Prior to that, he held roles at Brodr and has an educational background that includes Hult International Business School in Boston. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, with a delivery model that extensively utilizes LPL-sponsored programs and endorsed TAMPs.

Yasser Logrono is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He has worked at Bank of America and Merrill from 2008 to 2024 before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2024. He holds the Series 66 designation and is based in Miami, FL. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.