David Findley is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 credential and has worked at several firms including Fisher Investments, Bank of America, Merrill, and Equitable Advisors. Outside of finance, he has prior experience working at Wanderers Country Club and Boston Market. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

David Mobley is a financial advisor with Primerica Advisors in Davie, FL, holding Series 63 and Series 65 licenses and having five years of industry experience. His prior work includes roles at Primerica Financial Services since 2003, Publix Supermarkets, and self-employment. Outside of advising, he serves as president of Tandi Enterprises, Inc., the legal entity for his Primerica business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers for portfolio management and trading implementation.

Jeremy Henderson is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Based in Land O'lakes, FL, he has spent the past 10 years with his current firm. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. Their approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Lawrence Gardner is a financial advisor with LPL Financial, holding the Series 63 and Series 66 designations and possessing 18 years of industry experience. He has held roles at Members Trust Company, FSB, Cuna Brokerage Services, Inc., and Suncoast Credit Union since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management approaches supported by research and third-party subadvisors.

Laura Woods is a CFP® with 28 years of industry experience. She is currently with Cetera and has worked at Addessi Financial Partners and Commonwealth Financial Network. In addition to her advisory work, she is a tax preparer and notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a range of program structures supported by a large nationwide network of advisors.

James Granich is a financial advisor with Raymond James Financial Services, Inc. He holds a Series 66 designation and has 11 years of experience with the firm. Based in Lutz, FL, Granich has been with Raymond James since 2015. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm provides tailored, non-discretionary planning using analytical tools to support client goals and sponsors various advisory programs, including a municipal advisor affiliation and specialized offerings like SIMPLE IRA Employer Advisory & Consulting Services.

Aaron Hartman is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he worked at TDSYNNEX for nine years and operated Hartman Integration for three years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages clients to implement recommendations through its advisory programs or other providers.

Miguel Figueroa is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 credential and 14 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has held roles at JPMorgan Chase Bank and other business ventures. Outside of his advisory work, he is involved with real estate through ownership and management roles in multiple private LLCs. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kimberly Renfroe is a CFP® professional with 42 years of industry experience. She currently serves at OSAIC and previously worked at Investacorp, Inc. for over 30 years as well as Securities America Advisors. Renfroe is also president of Tampa Bay Wallstreet, Inc., a securities-related business. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and supports multiple investment platforms and account management options.

Ryan Walstatter is a Planning Consultant at Fidelity Investments, where he collaborates with individuals and families to develop personalized financial plans and sound investment strategies. He emphasizes working closely with clients to ensure mutual understanding throughout the financial planning process. Ryan has held multiple roles at Fidelity Investments, including Regional Support Lead, Interim Team Leader, and Central Relationship Manager from 2021 to 2024. Prior to joining Fidelity, he worked as a Private Client Banker at JP Morgan Chase and as a Transition Consultant at Raymond James. Outside of his professional work, Ryan has interests in beach activities, family activities, football, parenthood, skiing, and traveling.

Robert Robertson is a CFP® with 40 years of experience in the financial services industry. He has been with Cambridge Investment Research Advisors since 2019 and previously worked at H.D. Vest Advisory Services and The Financial Center. Outside of his advisory role, he is the founder and a volunteer of Christian Fellowship at Sea and prepares tax returns through his ownership of The Financial Center. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals using various custody platforms and both discretionary and non-discretionary strategies.

Joseph Delguidice is a financial advisor at Osaic Wealth Inc with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Valic Financial Advisors for over two decades. In addition to his advisory role, he owns AssetTree Wealth Management, where he advises clients on investment and income planning, and he is involved in insurance production. Osaic Wealth Inc serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing a variety of asset-allocation tools and third-party solutions to build portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Asem Hasan is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill, and Florida Executive Brokers, where he was also a licensed real estate broker involved in property transactions for personal investment. Outside of financial advising, Hasan performs mystery shopping for hospitality businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a mix of proprietary fundamental research and quantitative analysis. The firm offers model portfolios constructed through systematic methodologies and serves multiple registered investment companies, with operations that include delegated management and oversight functions.

Enrique Galang is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 32 years of industry experience. He has been with Wells Fargo Clearing and its related entities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Brent Bocian is a financial advisor at Cetera with a Series 65 credential and one year of industry experience. Prior to joining Cetera, he worked at Avantax Advisory Services and has been involved in tax preparation and advisory services through his firm, Quick Guide Tax LLC, since 2019. He is also an author of several books, including a guide for self-employed American Sign Language interpreters and a children’s book. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, financial planning, and retirement services, managing over $256 billion in assets.

Nancy Meade is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. She holds a Series 66 designation and has worked in various roles within Wells Fargo entities since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations.

Gary Sax is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 24 years of industry experience. He previously worked with Securities America Advisors, Inc. and Investacorp Advisory Services. He is also president of SAX FINANCIAL, Inc., an insurance sales business. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering brokerage, advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs a variety of portfolio construction tools and supports both discretionary and non-discretionary account management.

Brian Steinbach is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, with prior experience at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Steinbach is based in Land O'lakes, Florida. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Rachel Kirk is a financial advisor with Ameriprise in Lutz, FL, holding Series 63 and Series 65 licenses and having six years of industry experience. Her work history includes multiple roles within Ameriprise and prior positions at NYLIFE Securities LLC and New York Life Insurance Co. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Garfield Durham is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Depository Trust & Clearing Corp and Transnational Bankcard LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.