Brian Heipp is a financial advisor with Thrivent Investment Management, holding ChFC® and Series 66 credentials and bringing 18 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2015. Outside of his advisory role, Heipp serves on the board of the Lakeland Sunrise Rotary Club and holds leadership positions with the Lakeland Runners Club, where he coaches running programs and will assume the presidency in 2026. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides comprehensive, goal-based planning across multiple financial topics, allowing clients to combine planning with managed-account services under a consolidated billing option.

Starla Buchanon is a financial advisor with Raymond James Financial in Lakeland, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Raymond James since 2014 and serves on the City of Lakeland Firefighter's Pension Board. Outside of her advisory role, she is involved with Compton & Associates, a branch support company. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm employs tailored, non-discretionary planning and utilizes risk profiling and modeling tools to support client goals.

Thomas Oldt is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 32 years of industry experience. His prior firms include Cetera Advisor Networks LLC and Summit Financial Group Inc. Outside of advisory work, he contributes as a part-time columnist for The Ledger and serves as a FINRA arbitrator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Angela Gauthier is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery conversations and firm-approved planning tools.

Steven Dobler is a financial advisor at OSAIC with 45 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2026, he spent 21 years with Stifel Independent Advisors, LLC. Dobler is also owner of Dobler Asset Management LLC, a financial services business he co-owns with his wife. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using asset-allocation tools and automated rebalancing to construct portfolios across various asset classes.

Hayden Watts is a financial advisor with LPL Financial in Lakeland, FL, holding a Series 66 designation and four years of industry experience. He has worked at LPL Financial since 2021 and previously spent time with Equitable Advisors. Outside of his advisory work, he owns a business called Hayden's Creations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and model portfolio management, and provides access to research and technology-driven investment solutions.

Christopher Hill is a Financial Advisor specializing in wealth management at Merrill Lynch. He helps individuals, families, and business owners achieve their vision for the future through thoughtful financial planning and long-term guidance. Drawing on his experiences growing up in Alaska and serving in the military, Christopher emphasizes preparation, adaptability, resilience, and long-term thinking in his approach. He assists clients in navigating important financial decisions by focusing on their goals, values, family, and future. His work includes retirement planning, managing wealth complexities, addressing major life transitions, and coordinating investment, banking, and lending solutions through access to Merrill Lynch and Bank of America resources. Christopher holds the designations of Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He attended the University of Maryland without a degree conferred. Outside of his professional role, Christopher enjoys camping, chess, genealogy, photography, spending time with his family, traveling, and writing.

Cecilia Dicristofalo is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 65 and Series 63 licenses. She has 17 years of industry experience, including roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations, offering financial planning, consulting, and access to model portfolios and third-party asset management through advisory and brokerage channels. The firm’s integrated platform combines adviser programs with sales of various financial products, including insurance, and supports collateralized lending programs.

Benjamin Crum is a financial advisor with Morgan Stanley in Lakeland, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. He serves on the communication committee for Carillon Lakes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, employing structured financial planning tools and managing approximately $2.74 trillion in client assets.

Oscar Elliott Williams is a financial advisor with Primerica Advisors in Lakeland, FL, holding Series 63 and Series 65 licenses and having 12 years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Prudential Securities from 2013 to 2019. Outside of advisory services, he is involved in the sale of home security and automation products through part-time referrals for Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options to individual and high-net-worth clients under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, focusing on percentage-based wrap fees rather than fixed fees.

Zachary Wesche is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and has worked at firms including Fidelity Investments and Thrivent Investment Management. Prior to his finance career, he held positions at Barnes & Noble and Publix. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by research and various portfolio strategies.

Cynthia Marotz is a financial advisor with LPL Financial in Lakeland, FL, holding Series 63, 65, and 66 licenses and having 30 years of industry experience. She has worked at LPL Financial since 2019 and at Allen & Company of Florida, Inc. since 2003. Outside of her advisory work, she is involved with Black Oak LLC, a home-based non-investment business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management, model portfolios, and research from multiple sources.

David Butz is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he held various roles including positions at Florida Southern College, Publix, and with the Detroit Tigers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies such as machine learning.

John Murphy is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Nathaniel Goldenberg is a CERTIFIED FINANCIAL PLANNER™ professional with 21 years of industry experience. He is currently the sole advisor at Nextwave Advisors, an independent firm he has been with since 2019. Prior to that, he worked at Rockport Global Advisors from 2013 to 2020. Nextwave Advisors is an independent firm based in Lithia, FL.

James Wells is a financial advisor with Wells Investments, Inc. in Winter Haven, FL, holding Series 63 and Series 65 licenses and over 39 years of industry experience. He has worked at Valor Financial Securities LLC and Wells Global Investment Advisers LLC since 2009 and has been with Wells Investments, Inc. since 1995. Outside of his advisory roles, he serves as president of Our Fallen Heroes Foundation, a nonprofit supporting families of military personnel affected by the War on Terrorism, and is involved in several entrepreneurial ventures including motivational products and online college consulting. Wells Investments, Inc. is a small advisory firm that provides portfolio management and investment advisory services.

Robert Campbell is a financial advisor at Campbell & Associates with 28 years of industry experience. He holds a Series 65 designation and has been associated with Campbell & Associates, PA, CPA's since 1989, where he is an owner and principal involved in accounting and tax preparation services. Campbell & Associates is a small advisory firm based in Winter Haven, FL, serving clients with personalized financial and accounting services.

Patricia Wells is a CFP® with 41 years of industry experience, currently serving at Wells Investments, Inc. since 2000. She has also held roles at Valor Financial Securities LLC and Wells Global Investment Advisers LLC since 2009. Wells is involved as secretary, treasurer, and director of Our Fallen Heroes Foundation, a nonprofit supporting families of fallen heroes and injured military personnel. Wells Investments, Inc. is a small advisory firm based in Winter Haven, FL, providing investment advisory services.

Karen Premuto is a Series 65-licensed financial advisor at Campbell & Associates with 28 years of industry experience. She has been affiliated with Campbell & Associates, PA, CPA's since 1985 and has served as an owner and vice president of the firm since 2016. In addition to her advisory role, she is a CPA involved in tax preparation, accounting services, and practice management. Campbell & Associates is a small firm based in Winter Haven, FL, that provides financial advisory services supported by its CPA background.