Ryan Wahler is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2023, following roles at TD Ameritrade and several other firms and businesses. He has been based in Fort Myers, FL. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a mix of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Richard Williams is a financial advisor with UBS Financial Services in Fort Myers, FL, holding a Series 63 designation and 44 years of industry experience. He has worked at UBS since 2012 and previously spent over 20 years at Morgan Stanley in various capacities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and lending solutions.

Robin Hanover is a financial advisor with Charles Schwab in Fort Myers, FL, holding the ChFC® designation and Series 66 and Series 63 licenses. Hanover has 15 years of industry experience, including roles at Naples Asset Management Co, LLC, World Equity Group, Inc., and Moors & Cabot before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset, model portfolio approach supported by centralized operational and supervisory infrastructure.

James Goodson is a Financial Consultant at Fidelity Investments, a position he has held since 2026. He collaborates with local families and individuals to develop customized financial plans and strategies, focusing on client education to empower informed decision-making. His approach aims to establish a trusted primary relationship to help clients achieve their goals, meet their needs, and build legacies. James has accumulated extensive experience in the financial sector, having served in various roles at Fidelity Investments, including Planning Consultant from 2024 to 2026 and Investment Consultant from 2023 to 2024. Prior to joining Fidelity, he was a Junior Partner at Ceros Financial Services from 2022 to 2023 and worked as an Account Executive at National Securities Corporation from 2015 to 2022. Outside of his professional career, James has interests in cars, fishing, food, outdoor adventures, skiing, and traveling.

Kevin Hoops is a financial advisor with Wells Fargo Clearing in Cape Coral, FL, holding Series 63 and Series 65 designations and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kevin Johnson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with high net worth individuals and families, delivering integrated financial strategies aimed at pursuing personally meaningful goals. His approach includes personalized service combined with a disciplined wealth management process, encompassing custom asset allocation, wealth preservation and transfer, and financial risk management. Kevin's expertise spans liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Florida Gulf Coast University and a Master's Degree from Florida International University. Born and raised in Fort Myers, Florida, Kevin remains actively involved in his local community. He participates with organizations such as United Way of Lee County, Guardian ad Litem, and The Community Foundation. Outside of work, he enjoys boating, fishing, football, golfing, hunting, reading, skiing, soccer, and spending time with his family.

Derek Ehlers is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial professionals focused on partnering with clients and their families to address their financial and wealth planning needs. He has held this leadership role since 2021. Derek's career at Fidelity Investments spans over two decades, beginning in 2000. Throughout his tenure, he has held various positions including Assistant Branch Leader, Branch Service Manager, Senior Relationship Manager, and several specialist and representative roles, reflecting a broad range of experience within the company. No additional information regarding Derek's education, credentials, personal interests, or community involvement has been provided.

David Paciorek is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been affiliated with Raymond James and its related entities since 2009 and is also the owner of Lighthouse Wealth Strategies, a support company based in Fort Myers, Florida. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Cameron Green is a financial advisor with Charles Schwab in Fort Myers, FL, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Charles Schwab Bank and IUPUI. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative investment onboarding process.

Kenneth Harasym Sr. is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His background includes long tenures at American Portfolios Financial Services, Inc. and Economic Planning Health Corporation Inc., as well as ownership roles in several health-related businesses. He also receives lifetime renewal commissions from AFLAC products sold more than eight years ago. OSAIC Wealth serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with asset allocation and portfolio optimization tools, supporting various managed account strategies and third-party manager options.

Jay Steinhilber is a financial advisor with Morgan Stanley in Fort Myers, FL, holding Series 63 and Series 65 licenses. He has 32 years of industry experience and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Outside of his advisory role, he is the sole proprietor of an agricultural farmland business in Maroa, Illinois. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm employs a structured planning process that utilizes tools like Global Investment Committee estimates and Monte Carlo simulations to model outcomes.

David Gallentine is a CFP® credentialed financial advisor with 27 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. In addition to his advisory role, he owns and operates DGIMG, LLC, an investment-related business in Fort Myers, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial product offerings through a network of more than 4,100 advisors.

Sonia Vieira is a financial advisor with Merrill in Fort Myers, FL, holding Series 63 and Series 66 licenses and having eight years of industry experience. She has been associated with Bank of America and Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers both model-based and discretionary investment strategies developed by internal and third-party managers, with an emphasis on strategic asset allocation and tax-aware solutions.

Michael Siefert is a CFA® charterholder and holds Series 65 and Series 63 licenses. He has four years of industry experience, including roles at Wells Fargo Advisors since 2023 and prior positions at Wells Fargo Clearing and Marquis Wealth Management Group. He is based in Fort Myers, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting certain net-worth criteria, utilizing proprietary research and planning tools to develop customized recommendations.

Wendy Evans is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds a Series 66 designation and has been with Raymond James since 1996. Outside of her advisory role, she is the owner and president of Individualized Investment Solutions, Inc., a support company related to her work. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and uses various analytical tools to guide client decisions, supporting implementation through its advisory programs or other providers.

Colin Bosak is a financial advisor at Cetera with a Series 66 credential and three years of industry experience. He has worked with several firms, including Penn Mutual Life Insurance Company and Securian Financial Services Inc. Outside of advisory services, he is involved as a lacrosse coach at Canterbury High School and works in the space-tech sector. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with options from automated allocations to direct indexing and unified managed accounts.

Craig White is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Advisors and Achieva Credit Union. White is based in Fort Myers, Florida. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

Anthony Panarello is a financial advisor at Morgan Stanley with 8 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Cetera Investment Services and Foresters Advisory Services. Prior to his advisory career, he was employed at Carrabba's Italian Grill and Monsignor Farrell High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Sean Toggweiler is a financial advisor with Morgan Stanley in Fort Myers, FL, holding a Series 66 designation and having two years of industry experience. Prior to joining Morgan Stanley, he held roles at Beacon Hill Staffing Group, Finastra, and other firms. He also founded STOGG Digital Marketing LLC in 2017. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and offers a variety of investment and financial services, including planning and institutional solutions.

Roland Fannin is a financial advisor with Edward Jones in Charlotte, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1996. Outside of his advisory role, he is involved as a general partner and owner in several business ventures, including cabinetry manufacturing, agriculture, hospitality, and real estate. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and maintains a large network of financial advisors and branch offices across the country.