Tyler Linkowski is a financial advisor at Cambridge Investment Research Advisors with seven years of industry experience. He holds the Series 66 designation and previously worked at Maia Wealth, LLC, MML Investors Services LLC, MassMutual, and Vindication Brewing Company. Outside of his advisory role, Tyler works as an employee benefit consultant at OneVision Enterprises, LLC, a business consulting company. Cambridge Investment Research Advisors, Inc. serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm employs proprietary model strategies and provides both discretionary and non-discretionary management across multiple platforms.

Francis Reeves is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been associated with PFS Investments, Inc. and Primerica Financial Services since 2006. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and select separately managed accounts for individual and high-net-worth clients. The firm focuses on a tiered wrap-fee structure and utilizes third-party asset managers with oversight and model implementation handled by BNY Mellon Advisors.

Kimberly Williams is a financial advisor at Merrill with 5 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2003. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes tax-efficient investment strategies and benefits from its integration with Bank of America affiliates and a comprehensive capital-markets platform.

Kyle Flynn is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. He has worked with multiple firms including Securian Financial Service, Inc. and North Star Resource Group. Flynn serves as an officer on the board of the nonprofit Stop Alzheimer's Now and consults on student loan-related issues for young physicians through Twin Oak Advisors. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jill Salvatore is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 18 years of industry experience. She has worked at several prominent firms, including Citigroup and City National Bank, before joining Wells Fargo Clearing Services and Wells Fargo Bank. Outside of her advisory role, she serves as co-trustee and power of attorney for her parents' revocable living trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from its own investment institute with third-party data to support diversified portfolio strategies.

Robert Berglund is a financial advisor with Ameriprise in Palm Harbor, FL, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Ameriprise since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and provides a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

Tyler Albert is a financial advisor with Cetera, holding a Series 66 credential and three years of industry experience. He has worked with firms including Avantax and Brighthouse Securities and manages Albert CPA LLC, a tax preparation and bookkeeping business. He is also involved with Kavakopia LLC, which brews and sells kava, kratom, vape, and CBD products. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a large nationwide network of independent advisors. The firm operates a multi-manager platform that allows advisors to use affiliated and third-party managers or create custom strategies.

Laura Warneke is a financial advisor at Raymond James Financial with a Series 66 credential and three years of industry experience. She has worked at Raymond James Financial Services, Inc. and Independent Financial Services. Outside of her advisory role, she owns Tiny Tinis, a business focused on making, advertising, and shipping products. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through a broad network of advisors and affiliated firms.

Adam Iosue is a CFP® professional with 16 years of experience in financial advising. He currently works at LPL Financial and has previously held roles at Charles Schwab Bank, Charles Schwab, and USAA Investment Management Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including model portfolio programs and institutional platforms, supported by advanced research tools and a large network of investment adviser representatives.

Christopher Scharnow is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding a Series 66 designation and bringing 21 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Ameriprise. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and advanced modeling tools.

James Mccormick Jr. is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has served in various roles within Morgan Stanley since 2009. Outside of his advisory work, he is a city commissioner in Safety Harbor, FL, and is involved with Rotary International as a district ambassador scholar selection chairman and outbound seminar coordinator. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Thitsanin Wachara Amnuoy is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to Merrill, Thitsanin worked at Bank of America, N.A. Outside of work, Thitsanin serves as a board member and fundraising coordinator for the All That Dance Booster Club in Tampa, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Pearson is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has previously been associated with Generations Tax and Wealth Management and CETERA Financial Specialists LLC. He has a background that includes four years at Christopher Newport University. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services across multiple program structures and custodial relationships.

John Kuntz Jr. is a CFP® professional with 36 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at SPC, Sigma Financial Corporation, and Ameriprise Advisor Services, among others. He has also been involved with At Your Service Tax & Accounting Of North Pinellas for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered by a large network of investment adviser representatives.

Richard Lundahl is a Series 66 licensed financial advisor with Edward Jones in Tarpon Springs, Florida, where he has worked since 2008. He has 18 years of industry experience. Outside of his financial advisory role, Lundahl serves as President and Chief Operating Officer of CKRH Properties LLC, a holding company involved in a commercial and residential building project. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and advisory services, supported by a large national network of advisors and branch offices.

Juan Castillo is a financial advisor with J.P. Morgan Securities and holds Series 63 and 66 licenses. He has 16 years of industry experience, including 14 years at J.P. Morgan Securities and ongoing tenure at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative due diligence and may include ESG considerations.

Michael Santasania is a financial advisor at Primerica Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica since 2016. In addition to his advisory work, he operates Santa's Marine Service, a business he has managed for over 25 years. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual, corporate, and charitable clients. The firm employs model-driven investment strategies and supports accounts through BNY Mellon Advisors and Pershing custody services.

Shane Stradley is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and 17 years of industry experience. His background includes long-term service at the Pinellas County Sheriff's Office and roles at PFS Investments Inc. and Primerica Financial Services. He is involved in sales of investment-related products and non-investment related referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies supported by third-party managers and custodians.

Michelle Quay is a financial advisor at OSAIC with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, LPL Financial, and CSI Retirement Specialists. Outside of her advisory role, she teaches CrossFit classes twice weekly. OSAIC Wealth serves a diverse range of retail and institutional clients, offering both brokerage and advisory services through a multi-advisor platform that includes comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization tools, supporting various investment strategies and third-party management options.

Kimberly Roman is a financial advisor with Wells Fargo Clearing in Tarpon Springs, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a wide range of brokerage and advisory solutions.