Andres Cartaya is a financial advisor at Truist Advisory Services with four years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Mutual of Omaha and Truist Investment Services. Outside of his advisory role, he is involved in a valet parking business in Tampa, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships and third-party platforms.

John Kalafatis is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 65 and Series 63 licenses and one year of industry experience. His background includes military service in the United States Navy for 22 years and roles at First Command and Transamerica entities. He is also the owner of Velden Wealth LLC, a business established to manage his First Command-related activities. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed advice and investment education services. The firm utilizes proprietary software and model portfolios from Morningstar Investment Management to provide asset allocation and retirement guidance, primarily focusing on non-discretionary advice for a broad client base.

Cameron Lizotte is a financial advisor at Fifth Third Securities, Inc. with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fifth Third Securities and Fifth Third Bank since 2022. Prior to his financial services career, he was employed at Gulf and Bay Club and Lakewood Ranch Country Club. Fifth Third Securities, Inc. serves individual and institutional clients, including high-net-worth individuals, corporations, trusts, and retirement accounts, through investment advisory and brokerage services. The firm offers multiple program types on its Passageway Managed Account platform, utilizing a range of portfolio management strategies and third-party managers.

James Noto is a CFP® professional with 44 years of industry experience, currently serving with Independent Financial Group, LLC since 2018. He previously worked at Summit Brokerage Services Inc. for 13 years and Raymond James Financial Services, Inc. for 7 years. Outside of his advisory role, Noto teaches Financial Peace University at Refuge Church on a volunteer basis and serves as treasurer for the Bradford Park Association homeowners’ association. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management solutions, utilizing both firm-developed and third-party models tailored to client risk profiles.

Thomas Solfio is a financial advisor at Sanctuary Advisors, LLC with four years of industry experience. He holds the Series 65 designation and has worked at Sanctuary Advisors since 2022. Outside of his advisory role, he works as an independent contractor delivering food through Uber Eats. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse range of clients, including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm offers various portfolio management solutions through a network of independent adviser representatives and employs multiple analytical approaches while acting as a fiduciary under written advisory agreements.

Benjamin Kleck is a financial advisor at Brookstone Capital Management LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at firms including Costanzo Financial Advisors and TD Bank N.A. Brookstone Capital Management provides fee-based asset management and financial planning services to individuals, retirement plans, corporations, and trusts. The firm employs a range of investment strategies, including strategic and dynamic asset allocation models, Unified Managed Accounts, and options-enhanced strategies, and acts as a sub-advisor to other advisory programs.

James Anna is a financial advisor at Lincoln Investment with a CFP® designation and over 31 years of industry experience. Prior to joining Lincoln Investment in 2017, he worked for 22 years at Legend Equities Corporation. He is also involved in the sale of life insurance, fixed annuities, long-term care, and health insurance. Lincoln Investment Planning, LLC serves a diverse range of clients including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a particular focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management through advisor-led and firm-managed models, access to third-party managers, and operates with both wrap and non-wrap platform options.

Richard Decker is a CFP® professional with 19 years of experience in the financial services industry. He is currently with Principal Financial Services and has previously worked at firms including LPL Financial LLC, Raymond James, USAA IMCO, Darwin Wealth Management, and Trustmont Advisory Group. Principal Securities provides brokerage and registered investment advisory services to a diverse client base that includes individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel abroad. The firm’s advisory offerings include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Meghan Leonard is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. Her prior roles include positions at Pioneer Investment Management USA Inc. and American General Life Insurance. She is based in Land O Lakes, Florida. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Alfred Costanzo is a Series 65 registered advisor with seven years of industry experience. He is currently with Brookstone Capital Management LLC and has previously worked at Florida Financial Advisors, Trinity Wealth Securities L.L.C., and several other firms. Outside of his advisory role, he is involved in managing short-term rental properties. Brookstone Capital Management provides fee-based asset management and financial planning services to a diverse client base, including individuals, retirement plans, corporations, and trusts. The firm employs a range of strategic asset allocation models and investment vehicles, offering discretionary portfolio management through its proprietary platforms and sub-advisory relationships.

Beau Mankin is a financial advisor with Private Advisor Group, LLC, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has worked at Private Advisor Group and LPL Financial since 2017, and previously held positions at Fifth Third Securities and Fifth Third Bank. Additionally, Mankin is involved in Latitude Capital LLC, a home-based business entity used for tax and investment purposes. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement consulting. The firm employs a fiduciary-based advisory model, incorporating technology platforms and various investment strategies, often implementing advice through third-party managers and turnkey asset management programs.

Brian Strickland is a financial advisor with Guardian Life in Palm Harbor, FL, holding a Series 66 designation and 18 years of industry experience. He has worked extensively with Park Avenue Securities and Guardian Life Insurance since 2007. Outside of his advisory role, he has involvement with Blue Horizon Planning Partners and receives commission-based referrals from Westshore Benefits related to health insurance. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships supported by a combination of advisor-led discretionary management, model-based strategies, and various proprietary and third-party platforms.

Leigh Guido is a financial advisor with SPC and Sigma Financial Corporation, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Sigma Planning Corporation and Sigma Financial Corporation since 2015. He is also an independently licensed insurance agent appointed with various insurance companies. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and delivers tailored, discretionary advice through multiple account programs, maintaining close affiliations with broker-dealers and insurance agencies.

Steven Marcano is a CFP® professional with 19 years of industry experience. He has worked at T. Rowe Price Investment Services, Inc. for 18 years before joining Schwab Wealth Advisory in 2025. He holds the Series 63 and Series 66 licenses and is based in Land O Lakes, Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm uses standardized asset-allocation models and internal research tools to offer guidance tailored to clients’ goals and risk tolerance, while trade execution requires client authorization.

Rafael Miranda is a financial advisor with Truist Advisory Services and holds the Series 66 designation. He has been in the financial services industry since 2016, including ten years at Truist Bank before joining Truist Advisory Services in 2026. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, and fiduciary support, implementing advice through a mix of discretionary and non-discretionary manager relationships supported by an AI-enabled Equity Research team and supervisory oversight.

George Holecsko is a CFP® and ChFC® with 18 years of industry experience. He currently works at Schwab Wealth Advisory Inc and has held various roles within Charles Schwab entities and USAA financial planning services. His career also includes a lengthy tenure at Dominos. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach uses Charles Schwab’s asset-allocation models and internal research tools, delivering tailored investment recommendations without exercising discretionary trading authority.

Francisco Fernandez Leon is a CFP® professional with 17 years of experience in the financial services industry. He is currently with Truist Advisory Services and has previously worked at Cetera Investment Services and Regions Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration across its affiliated broker-dealer and banking entities.

Barry Moss Sr. is a CFP® with 25 years of industry experience, currently serving at SPC. He has worked at Sigma Planning Corporation since 2017 and previously with Lincoln Investment from 2015 to 2017. He is also president and owner of Barry L. Moss & Associates, Inc., an insurance business he has operated since 1998. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, providing discretionary and nondiscretionary management tailored to client needs.

Paul Bullara III is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and bringing 42 years of industry experience. He has previously worked with firms including Penn Mutual Life Insurance Company, Guardian Life, and Mass Mutual Investors Services. Outside of his advisory role, he is involved in insurance brokerage activities, serving in leadership positions focused on the sales and training of life and health insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and a FINRA-member broker-dealer, offering custody, execution, and brokerage services alongside investment advice.

Matthew Winger is a financial advisor with Truist Advisory Services, holding Series 63, Series 65, and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at Truist Advisory Services, Truist Bank, SunTrust Bank, and Fifth Third Securities. Truist Advisory Services provides investment consulting and advisory services to individuals, business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools, to deliver investment solutions.