Zachary Adkisson is a financial advisor with Merrill in Knoxville, TN, holding a Series 66 designation and four years of industry experience. He has worked at Merrill Lynch and Bank of America since 2021 and previously held roles at DoorDash and the University of Tennessee. Outside of his advisory work, Adkisson serves as a board member for the University of Tennessee’s College of Music and the Haslam College of Business, and he performs as a cellist for a local church event. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individual, high-net-worth, and institutional clients, supported by internal and third-party investment professionals.

Brian Welch is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 63 and Series 65 designations. His prior roles include positions at J.J.B. Hilliard, W.L. Lyons, LLC and various divisions within Morgan Stanley since 2008. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial planning process.

James Lankford is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at LPL Financial and FTB Advisors, Inc. prior to his current roles, which include positions at First Bank and FirstBank Investment Partners. His responsibilities also extend to insurance advisory through FirstBank Insurance Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling to inform client recommendations, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Gail Hatfield is a CFP® with LPL Financial in Knoxville, TN, bringing eight years of industry experience. She worked at UT Federal Credit Union before joining LPL Financial in 2017. Hatfield is also a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, and institutions, offering a range of investment strategies and financial planning tools through a large network of investment adviser representatives.

Thor Victorson is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, with 29 years of industry experience. He has worked at First Tennessee and its related entities since 2002 and joined LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management options utilizing model portfolios, third-party subadvisors, and customized strategies.

Ellen Coppinger is a CFP® professional with 29 years of industry experience, currently affiliated with Cetera in Oak Ridge, TN. She has previously worked with LPL Financial, PFG Advisors, and CUNA Brokerage Services. Outside of her financial advisory career, she co-owns Fall Harvest Farms Inc., where she manages administrative duties and store operations on weekends. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of investment management and financial planning services, utilizing multiple program structures and access to third-party money managers.

Jeffrey Golliher is a financial advisor with Robert Baird & Co. in Knoxville, TN, holding Series 63 and Series 65 licenses and with 41 years of industry experience. His prior roles include positions at J.J.B. Hilliard, W.L. Lyons, LLC and Citigroup Global Markets. He also serves as a successor trustee for a long-time friend's trust. He is part of The DDK Group, a team within Robert W. Baird & Co.'s Private Wealth Management department that serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations through a variety of financial planning, portfolio management, and brokerage services.

Joshua Carter is a financial advisor with UBS Financial Services in Knoxville, TN, holding a Series 66 designation and nine years of industry experience. He has previously worked at Bank of America, N.A. and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and affiliated lending programs.

Curtis Shoemaker Jr. is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 52 years of industry experience. His career includes long tenures at New England Securities and New England Life Insurance Company. He also operates as a life and health insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides comprehensive financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools.

Robert Ball is a financial advisor with Edelman Financial Engines, holding a Series 65 credential and three years of industry experience. He has worked at Edelman Financial Engines since 2022, including time at its predecessor, Financial Engines Advisors L.L.C. Outside of his advisory role, he maintains a real estate license with Realty Connect but does not engage in active duties there. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Ryan Kelly is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a partner at NAD Ventures LLC, an investment and finance-related firm based in Knoxville, Tennessee. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning utilizing firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through a comprehensive advisory platform that includes Financial Advisors and Estate Planning Strategies.

Alicia Norton is a financial advisor at Merrill with 25 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Clara Parker is a financial advisor with Raymond James Financial in Knoxville, TN, holding Series 63 and Series 65 designations and three years of industry experience. Her prior work includes roles at First Horizon Advisors, Regions Bank, and Citibank. Raymond James Financial Services Advisors, Inc. serves a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides non-discretionary financial planning and investment consulting tailored to client goals, supported by analytical tools and a large advisor network.

Sean Wilson is a financial advisor with Edward Jones in Knoxville, TN, holding Series 63 and Series 66 licenses and 27 years of industry experience. His prior roles include positions at Legacy Capital Advisors, LPL Financial, and Merrill Lynch, Pierce, Fenner & Smith/Bank of America. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Jeffrey Thode is a financial advisor with Wells Fargo Clearing in Knoxville, TN, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as a trustee for a family trust. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, utilizing research and analytics to guide investment decisions.

Karl Flatau is a financial advisor with Edward Jones in Oak Ridge, Tennessee, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and operating under a fiduciary standard. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and emphasizes both advisory services and affiliated capabilities such as trust services and securities-based lending.

Zachary Jamison is a financial advisor with Mass Mutual Investors Services in Knoxville, TN, holding Series 63 and Series 65 licenses and eight years of industry experience. He previously worked at Northwestern Mutual Life Insurance Company and Northwestern Mutual Investment Services LLC from 2017 to 2025 before joining his current firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning using firm-approved analytical tools.

Thomas Pruden is a financial advisor at Edward Jones in Knoxville, TN, holding a Series 66 license with one year of industry experience. Prior to joining Edward Jones, he worked at 21st Mortgage Corporation for three years. He has also been involved with several other businesses, including Toasty Goat Coffee Co. and Aubrey's Oak Ridge. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of investment advisory services and operates a large nationwide network of financial advisors and branch offices.

Jefferson Cross is a Wealth Management Advisor at Merrill Lynch Wealth Management with more than 28 years of experience in the financial services industry. He works with individuals and families to organize, plan, and track their financial goals, focusing on education about market movements and maintaining a long-term investment perspective. He is part of the Cagle Cross Group, a team of nine professionals with over 70 years of combined industry experience, including members who hold the CERTIFIED FINANCIAL PLANNER® certification. Jefferson holds a Bachelor's Degree from the University of Tennessee and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His client focus areas include college education planning, family wealth management strategies, employee financial health, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Outside of his professional work, Jefferson is a devoted family man who enjoys spending time with his wife and three children. He is a committed churchgoer and places his faith at the center of his life. Jefferson is also an enthusiastic supporter of University of Tennessee athletics, sharing this passion with his family.

Scott Schroeffel is a financial advisor with Raymond James Financial in Knoxville, TN, holding a Series 66 designation and 20 years of industry experience. He has worked with Raymond James and affiliated entities since 2018 and previously spent 10 years at Suntrust Investment Services. Outside of his advisory role, Schroeffel is an associate at Pinnacle Asset Management, where he builds relationships with partners and manages client investment accounts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm provides tailored, non-discretionary planning using analytical tools and supports clients through its advisory programs and institutional consulting.