Kristen Makari is a CFP® with 10 years of industry experience, currently serving as a financial advisor at LPL Financial since 2016. She previously worked at Stifel for one year. In addition to her advisory work, she is a notary for Hamilton County. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides various investment solutions, including financial planning, model portfolios, and institutional platforms, supported by advanced research and operational tools.

Tyler Smith is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and four years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2021 and has prior experience at Family First Life, CNO Services LLC, and Bankers Life. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence and combines quantitative and qualitative research, with a range of specialized regulatory registrations supporting broader derivatives and commodities capabilities.

Matthew Wissman is a financial advisor with Ameriprise in Hamilton, Ohio, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Wissman serves on the Badin High School Investment Committee and operates his own financial planning business, BFM & Associates, LLC. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

John Grubb is a financial advisor at Merrill with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2000 and Bank of America, N.A. since 2009. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring through multiple program strategies and benefits from integration with Bank of America’s broader banking and capital markets platform.

Mark Stusek is a CFP® with 15 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has been with J.P. Morgan in various roles since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

John Grubb is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill and Bank of America, N.A. since 2012. Outside of his advisory role, he is the sole owner of a rental property business based in Cincinnati, Ohio. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment approach includes multiple program strategies with both client and advisor discretion, supported by a broad roster of manager-constructed strategies and tax-focused overlay services.

Joe Simpson is a financial advisor with Primerica Advisors, holding a Series 63 designation and 15 years of industry experience. His prior work includes roles at Huff Realty, Infosys, Sibly Cline Realtors, and Pfs Investments Inc. Outside of advising, he is involved in several entrepreneurial ventures, including founding and managing businesses in construction, IT consulting, and real estate. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Adam Ireton is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He holds Series 63 and Series 65 licenses and is based in Lebanon, OH. Edward Jones is a full-service wealth management firm providing advisory services to over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Shane Sauter is an Executive Planning Consultant at Fidelity Investments. In this role, he partners with executives to navigate benefits planning, equity compensation, and wealth planning. He collaborates with clients and their families to manage the complexities of company benefits and holistic financial planning. Shane has been with Fidelity Investments since 2014, progressing through roles including Benefits & Planning Consultant, Workplace Planning Consultant III, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Associate at Summit Financial from 2010 to 2014. Outside of his professional work, Shane has interests in baseball, cooking and baking, fishing, football, parenthood, and swimming.

Adam Bowling is a financial advisor with Thrivent Investment Management in Miamisburg, Ohio. He holds a Series 66 designation and has six years of industry experience. His prior work includes positions at Thrivent Financial, Jeff Wyler Auto Family, and several religious and publishing organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial planning without discretionary portfolio management. The firm combines planning and managed-account services through a consolidated billing option called “WealthPlan,” while maintaining these services separately.

Kathleen L. Clark is a financial advisor with UBS Financial Services in Miamisburg, Ohio, holding Series 63 and Series 66 licenses and 27 years of industry experience. She previously worked at Morgan Stanley and Citigroup Global Markets before joining UBS in 2011. Outside of her advisory work, she is involved in direct sales with SeneGence International, a beauty care company, and Pampered Chef, a kitchen products consultancy. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and providing access to proprietary research and capital market resources.

Lisa Miller is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill since 1997 and holds Series 63 and Series 65 credentials. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates to support trading, lending, and capital-markets activities.

Tracy Jones is a financial advisor at OSAIC with 27 years of industry experience. He holds a Series 63 designation and has worked at Southland Equity Partners and FSC Securities Corporation prior to joining OSAIC. Outside of advising, Jones has hosted a talk show discussing current issues. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its scale, complex affiliate network, and multi-advisor platform approach.

Roderick Gosa is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked with Ameriprise and its affiliate since 1998. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual planning advice focused on dependable income and tax-aware withdrawal strategies.

Kevin Poynton is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals and families to develop financial strategies aimed at pursuing their short-, mid-, and long-term goals. He offers guidance in general investing, retirement planning, and saving for unexpected needs, while also providing access to banking, credit, home financing, and small business solutions through Bank of America specialists. With a background in the non-profit industry, Kevin transitioned to financial advising to help clients pursue their financial goals by integrating all aspects of their financial life. His areas of focus include college education planning, personal retirement planning, and small business strategies. Kevin employs a comprehensive approach that considers risk tolerance, time horizon, liquidity needs, and goals to create personalized financial strategies. Kevin holds a Bachelor's degree from the University of Dayton and has earned the Personal Investment Advisor (PIA) designation. He is active in his community, dedicating time to coaching baseball and volunteering in local parishes. Kevin resides in Dayton with his wife and their four children.

Sandra Long is a financial advisor at Ameriprise with 22 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing, J.P. Morgan Securities, and Banc One Securities Corporation. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Lauren Horine is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personalized financial strategies for individuals and families. She is a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor (PIA). Lauren partners with clients to develop thoughtful, goals-based financial planning that aligns with their long-term priorities, assisting with complex financial decisions across various areas including family wealth management, employee financial health, managing new wealth, personal retirement planning, portfolio management, special needs planning, and women and wealth. Lauren earned her bachelor's degree from Denison University, where she was a member of the women's basketball team. She is part of the Engle Conger Mooi Wealth Management team, which is dedicated to providing personalized advice and guidance by understanding clients' financial goals and what matters most to them. Originally from Dayton, Lauren brings a strong sense of community to her work. Outside of her professional role, she enjoys basketball, cooking, hiking, music, reading, running, spending time with family, traveling, watching movies, and yoga.

Colin Faulkner is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has been with UBS since 2017. In addition to his advisory work, Faulkner serves as a class instructor at the University of Dayton. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets services.

Kimberly Tucker is a financial advisor with Edward Jones in Springboro, OH. She holds a Series 66 designation and has 16 years of industry experience, having been with Edward Jones since 2013. Outside of her advisory role, she owns and maintains a rental property in Miamisburg, OH. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Jeremy Payton is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at PNC Bank, NA and PNC Investments, LLC from 2012 to 2017. Outside of his advisory role, he has a relationship with Melaleuca, a wellness company, as noted in regulatory filings. Edward Jones is a full-service wealth management firm that serves a broad client base, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated financial products through a large network of advisors and branch offices nationwide.