Nathan Thorp is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at YMCA Camp Thunderbird. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and managed strategies, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Kyle Knepp is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2025, he worked for Reliable Tax and Bookkeeping and was involved with the Washington-Centerville Public Library and the Boy Scouts of America. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs and financial planning services supported by firm-approved tools and methodologies.

Ralph Gamberdella is a financial advisor with Primerica Advisors, holding a Series 63 designation and 37 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. His prior work includes roles at Summit Funding Inc., Wholesale Capital Corp., and Lighthouse Electrical, LLC. In addition to his advisory work, he is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm employs a tiered wrap fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

David Kay is a financial advisor with LPL Financial in Dayton, OH, holding a Series 63 designation and bringing 40 years of industry experience. He has worked at LPL Financial since 2009 and has been associated with Mutual Service Corporation since 1999. Additionally, he operates a DBA business known as The Advisory Group in Dayton. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research, model portfolios, and various portfolio management solutions.

Gary Scott is a financial advisor with LPL Financial, holding a Series 66 credential and 13 years of industry experience. His prior work includes roles at E*TRADE Securities LLC, Woodbury Financial Services, and Oppenheimerfunds. He is currently associated with Upstream Tax Partners in a tax preparation and accounting capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs alongside brokerage services and incorporates model portfolios, third-party research, and various portfolio management strategies.

Todd Nuss is a financial advisor with Morgan Stanley in Beavercreek, Ohio, holding a Series 66 designation and 19 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management serves individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques.

Daniel Austria is a financial advisor at Ameriprise with 38 years of industry experience. He has been with Ameriprise and its predecessor entities since 1987 and holds a Series 63 designation. Outside of his advisory role, he is involved in managing several rental property businesses in the Beavercreek, Ohio area. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports. The firm delivers these services through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts within its advisory approach.

John Anderson is a financial advisor with Raymond James Financial in Dayton, OH, holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at Riegel Financial and Raymond James Financial Services, Inc. Since 1998, he has also been active as a freelance musician performing with regional orchestras and churches. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and scenario modeling to support client decision-making.

Heather Daum is a financial advisor with Edward Jones in Xenia, Ohio, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Kettering Health Network and spent 16 years at Premier Health. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fees, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Matt Hubbard is a Financial Consultant at Fidelity Investments, a position he has held since 2022. In this role, he partners with clients to understand their short and long-term financial goals and assists them in creating unique financial plans tailored to their personal concerns. Matt has accumulated extensive experience in the financial industry through various roles at Fidelity Investments. His career path includes positions as an Investment Consultant (2021-2022), Workplace Planning Associate (2020-2021), Retirement Solutions Representative (2014-2016), Investment Solutions Representative (2013-2014), and High Opportunity Full Trader (2012-2013). He leverages his years of industry experience and educational background, alongside his team, to support clients in their financial planning process.

Robert Ptacek Jr. is a financial advisor with LPL Financial in Centerville, OH, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at LPL Financial since 2018 and previously at SII Investments, Inc. from 2007 to 2018. Outside of his advisory role, he is president of RPM Capital, where he provides tax preparation and bookkeeping services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and retirement consulting, with both discretionary and non-discretionary management options supported by in-house and third-party research.

James Lee is a financial advisor at LPL Financial with four years of industry experience and holds the Series 66 designation. His prior work includes roles at Wright-Patt Credit Union and CUSO Financial Services, LP. Lee is involved in WPCU Retirement Solutions, a business related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research from internal and third-party sources.

Dennis Shaw is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at J.P. Morgan Chase Bank, N.A. and FIFTH THIRD SECURITIES, Inc. before joining his current firm. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making recommendations.

Grace Mcdaniel is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Her background includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as various positions in the hospitality and retail sectors. She has been involved with educational institutions such as the University of Dayton and local schools over several years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

April Whitehead is a ChFC® credentialed financial advisor with 20 years of experience, currently with Ameriprise in Dayton, OH. She has been with Ameriprise and its affiliated entities since 2011. Outside of her advisory role, she owns and manages Boldly Aspire LLC, a franchise practice unrelated to investment activities. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement, utilizing a centralized consulting team to provide written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored advice primarily for clients with significant investable assets in Ameriprise-managed accounts.

Michael Reed is a financial advisor at Edward Jones in Xenia, Ohio, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, Reed is involved in officiating high school and small college basketball, football, and baseball games in the Xenia area. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets and supports a large network of financial advisors while offering various advisory strategies and affiliated investment products.

Ryan Baker is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2017, progressing through positions including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, Ryan worked as a Financial Representative at PNC Bank and Primerica. Throughout his career, Ryan has focused on providing financial guidance centered on clients' personal and professional goals. He emphasizes a process and business philosophy that align with Fidelity's brand, ethics, and access. Outside of his professional work, Ryan has interests in fitness, food, football, golf, painting, and parenthood.

Adam Kim is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for KeyBank for ten years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Gregory Rhodes is a financial advisor at Edward Jones with 28 years of industry experience. He holds a Series 63 designation and has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Carla Buxa is a financial advisor with Primerica Advisors in Fairborn, OH, holding Series 63 and Series 65 licenses and 26 years of industry experience. She has worked with Primerica Financial Services and PFS Investments, Inc. since the late 1990s. Outside of her advisory role, she is involved with St. Brigid Catholic Church. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.