Kyle Worthy is a CFP® professional with nine years of industry experience, currently serving as an advisor at Spartan Wealth Management. His career includes roles at LPL Financial, Cadaret, Grant & Co., Inc., Sentry Equity Services Inc, and Transamerica, among others. Outside of his advisory work, Kyle coaches at the Brighton Pickleball Club. Spartan Wealth Management serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering discretionary investment management and comprehensive financial planning. The firm employs a multi-advisor team approach and combines fundamental analysis with Modern Portfolio Theory to manage portfolios across a range of asset classes while incorporating strategies such as options and hedging.

William Medvedik is a financial advisor at FSA Advisors, Inc. with the Series 65 designation. He joined the firm in 2024 and has previous work experience at La Fitness, Target, and Dakota High School. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth individuals, and businesses. The firm uses a long-term investment approach based on fundamental analysis and modern portfolio theory, offering tailored asset allocations and discretionary portfolio management.

Makaella Caruth is a CFP® and holds a Series 65 license, currently with ISTO Advisors, LLC. She has two years of industry experience, including prior roles at Plante Moran and Alphastar Capital Management. ISTO Advisors serves individuals, families, trusts, estates, retirement plans, and corporate entities, offering comprehensive wealth management, financial planning, and a two-phase “Prosperity” program that integrates financial planning with ongoing wealth management and multigenerational coaching. The firm operates under a fiduciary standard, tailoring strategies to client objectives and risk tolerances using a broad range of investment options and third-party technology for estate and tax-aware planning.

Anthony Sellors is a financial advisor at Carrera Capital Advisors with Series 63 and Series 65 licenses and five years of industry experience. He previously worked at Northwestern Mutual Investment Services LLC for three years and Humana for six years. Carrera Capital Advisors serves individual clients across the wealth spectrum, retirement plans, trusts, foundations, and institutional entities, providing discretionary portfolio management, financial planning, and consulting. The firm employs a multifaceted investment approach combining quantitative tools, fundamental analysis, technical patterns, and machine-learning techniques to create diversified, tax-aware portfolios.

Andrew Charbonneau is a CFP® professional with 12 years of industry experience. He is currently with Defining Wealth Partners LLC and has previously worked at Securities America, Inc., and The O.N. Equity Sales Company, among others. Outside of his advisory role, he owns Redwood Wealth Management, Inc., a consulting business, and is also active as an insurance agent. Defining Wealth Partners serves individual and high-net-worth clients as well as small businesses, providing financial planning, retirement-plan advice, and portfolio management. The firm employs an evidence-based, broadly diversified buy-and-hold investment approach focused on low-cost, tax-aware implementation.

Kelly Fetterman is an advisor at DeRoy & Devereaux Private Investment Counsel, Inc. in Bloomfield Hills, MI, holding a Series 65 designation and bringing 12 years of industry experience. He previously worked at Yousif Capital Management, LLC and World Asset Management, Inc. DeRoy & Devereaux provides discretionary investment management primarily to high-net-worth individuals, families, foundations, pension plans, endowments, and municipalities. The firm follows a value-oriented, bottom-up fundamental investment approach and maintains distinct strategies across equities and fixed income.

Stephen Dzialo is a Series 65 credentialed advisor at Managed Asset Portfolios, LLC with three years of industry experience. He has been with the firm since 2022. Managed Asset Portfolios, LLC provides discretionary and non-discretionary investment advisory services to individual and institutional clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs a bottom-up, fundamental value research approach and is notable for its role as a sub-adviser to affiliated mutual funds and its use of varied fee arrangements.

Christopher Fisher is a CFA® charterholder with 32 years of industry experience. He is affiliated with ISTO Advisors, LLC as well as Fisher Financial Partners, where he has served since 2004. Fisher serves on the board of trustees for Allendale Association, a school and home for troubled youth. ISTO Advisors works with individuals, families— including high-net-worth clients—trusts, estates, retirement plans, and corporate entities. The firm offers comprehensive wealth management and financial planning services, using a broad range of investment options and third-party technology, and also provides multigenerational coaching through its “Prosperity” program.

Steven Nofar is a financial advisor with Spartan Wealth Management who holds a Series 65 license and has 10 years of industry experience. His career includes roles at Cadaret Grant & Co., Inc., Cambridge Investment Research Advisors, and LPL. Outside of financial advising, he is the owner and president of a law firm and serves as Vice Chairman of a medical care nonprofit for underserved communities. Spartan Wealth Management is a multi-advisor team serving individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary investment management, comprehensive financial planning, and advisory services, utilizing fundamental analysis combined with Modern Portfolio Theory to construct long-term, diversified portfolios.

Chetan Rastogi is a financial advisor at Heron Bay Capital Management with five years of industry experience. He holds the Series 65 designation and has worked previously at Seizert Capital Partners and Empowerment International, Inc. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutional accounts. The firm employs a long-term strategy using fundamental, technical, and cyclical analysis to construct customized portfolios primarily composed of individual equities and low-cost ETFs.

Judy Goldis is a financial advisor at VIMA, LLC with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including AE Financial Services, Oliver Lagore Vanvalin Investment Group, SPC, and Sigma Financial Corporation. She also owns Goldis Financial Services, an insurance sales business. VIMA, LLC is a mid-sized advisory firm serving individual and high-net-worth clients with customized portfolio management, financial planning, and 401(k) consulting. The firm utilizes a top-down, sector-level screening process and offers discretionary trading authority, option strategies, and fixed-fee engagement options.

Hannah Bennett is a financial advisor with Verde Capital Management, Inc. She holds a Series 66 designation and has one year of industry experience. Prior to joining Verde Capital Management, she has held roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Verde Capital Management serves individuals, trusts and estates, pension and profit-sharing plans, and businesses, offering investment management, fiduciary services for qualified retirement plans, and financial planning. The firm’s investment approach blends fundamental and technical analysis with diversified fund menus, and it employs derivatives and synthetic strategies to manage exposure and portfolio efficiency.

Anthony Mona is a financial advisor with Spartan Wealth Management, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at UBS Financial Services for 15 years and has also been affiliated with Cadaret Grant & Co., Inc. and LPL Financial LLC. Mona serves on the boards of several nonprofit organizations, including the Chaldean American Chamber of Commerce, the Chaldean Community Foundation, and the Chaldean Diocese of Saint Thomas Apostle USA. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a long-term investment approach based on fundamental analysis and Modern Portfolio Theory, offering personalized asset allocation and portfolio strategies through a multi-advisor team.

Kent Bowman is a CFP® professional with 42 years of experience in the financial services industry. He has been with Arrow Financial Group since 2001 and is a principal at several affiliated firms, including Arrow Investment Management, LLC. Outside of his advisory work, he serves on the boards of two nonprofit organizations focused on environmental conservation and the arts. Arrow Investment Management, LLC provides investment management, financial planning, and retirement-plan consulting to individuals, corporations, foundations, and employee benefit plans. The firm uses risk-adjusted, multi-asset allocation models and offers a variety of portfolio management platforms while maintaining a small advisory team and client base.

John Sauger is an investment advisor representative with FSA Advisors, Inc. in Troy, Michigan, holding Series 63 and Series 65 licenses and with 17 years of industry experience. His career includes roles at AE Financial Services, HUB International Midwest, and Independence Capital Co. He also serves as president and secretary of Sauger Holdings, an sCorp managing financial business income for tax purposes. FSA Advisors, part of Financial Services of America Advisors, provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically implementing allocations through mutual funds, fixed income, ETFs, REITs, and annuities.

Connor Holton is a financial advisor with Spartan Wealth Management, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at LPL Financial, Cadaret, Grant & Co., and Cambridge Investment Research. Holton is engaged as a financial advisor at Spartan Wealth Management, where he provides investment advisory services. Spartan Wealth Management serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering discretionary investment management, comprehensive financial planning, and retirement plan advisory services. The firm applies fundamental analysis combined with Modern Portfolio Theory to create primarily long-term portfolios and incorporates derivatives, hedging, and third-party research in its investment strategies.

Kourtnee Jury is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with one year of industry experience. Prior to joining FSA Advisors and Financial Services of America in 2025, she worked at Financial Plus Credit Union for seven years and has experience in the hospitality industry. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses, employing an investment approach that combines fundamental analysis with modern portfolio theory and a long-term trading horizon. The firm manages approximately $395 million in assets and uses a variety of investment products while documenting client-specific investment policies and risk tolerances.

Nicole Standen is a CFP® with 13 years of industry experience and has been with Gainplan LLC since 2017. Prior to joining Gainplan, she worked at CIG Asset Management, CIG Securities, and CIG Capital Advisors from 2015 to 2017. In addition to her advisory role, she is involved in selling life, accident, and health insurance. Gainplan LLC serves individuals, trusts, pension, and corporate clients by providing investment advisory and financial planning services. The firm uses a factor-based, top-down investment process incorporating tactical and strategic asset allocation and employs a range of investment vehicles including ETFs, mutual funds, and derivatives.

Gerald Seizert is a CFA® charterholder with 16 years of industry experience. He is a founding member of Heron Bay Capital Management and previously led Seizert Capital Partners for nearly two decades. Seizert serves as an independent director for Advent Capital Management, a closed-end mutual fund company. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutions. The firm follows a long-term investment strategy using fundamental, technical, and cyclical analysis to build customized portfolios primarily composed of individual equities and low-cost ETFs.

Paul Metler is a financial advisor with C2 Private Wealth in Novi, MI, holding a Series 65 credential and 12 years of industry experience. His prior roles include positions at Strategic Divorce Advisors, LLC, Strategic Investment Advisors, Inc., and Senior Planning Advisors, Inc. Outside of advisory work, he is involved in providing insurance products as an agent through Senior Planning Advisors. C2 Private Wealth serves individual and high-net-worth clients, focusing on retirement planning for near and current retirees. The firm emphasizes risk- and scenario-based investment strategies and integrates advisory services with affiliated insurance, tax, and estate planning providers.