Linda Bonham is a financial advisor with LPL Financial in Highland, MI, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She worked at National Planning Corporation for 17 years before joining LPL Financial in 2017. Outside of her advisory role, she owns and operates Advantage Tax Service and Advantage Bookkeeping, providing tax preparation and financial services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a broad network of over 22,000 advisors.

Martin Macdougall is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized consulting team to deliver tailored, non-discretionary recommendations. The firm combines research, modeling, and tax-efficient strategies, with a focus on assets managed within Ameriprise accounts and employs algorithmic tools overseen by a dedicated committee.

Nathan Szenay is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Raymond James and Morgan Stanley Smith Barney in various capacities since 2015. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting services supported by analytical tools and maintains a notable affiliation with a municipal advisor, enhancing its municipal and public-finance offerings.

James Gallagher Jr. is a financial advisor with Ameriprise, holding a Series 63 designation and 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, offering tailored Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Mark Mann is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 registrations and has 32 years of industry experience, including prior roles at Merrill and Bank of America. He is also associated with Quadrant A Capital Management, where he works alongside the branch manager and owner. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting, employing analytical tools and risk profiling to support client goals.

Amber Deel is a Financial Consultant at Fidelity Investments, a position she has held since 2022. She has been with Fidelity Investments since 2015, progressing through roles including Financial Representative, Relationship Manager, and Planning Consultant. Her career reflects a commitment to providing financial planning services tailored to clients' goals and values. Amber holds a California Insurance License, supporting her work in financial consulting. She emphasizes building trusting and reliable relationships with clients to develop flexible financial plans that adapt to life changes. Outside of her professional life, Amber enjoys activities such as attending concerts, cooking and baking, family activities, motorcycles, pets, and traveling.

Michael Drainville is a financial advisor with Raymond James & Associates in Fenton, MI, holding a Series 66 designation and 22 years of industry experience. He has been with Raymond James since 2015. Drainville owns Horizon Group of Fenton L.L.C. and a business focused on recovery solutions communications, and he serves on the Finance and Investment Committee of Warwick Hills Golf & Country Club. Raymond James & Associates is a large broker-dealer and SEC-registered investment advisor managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services.

Ian Goins is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. His prior work includes roles at Moose Ridge Golf Course and XGolf Brighton. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, and is noted for its regulatory registrations and use of advanced technologies in portfolio management.

Drew Shapiro is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and bringing 14 years of industry experience. He has been with Mass Mutual Investors Services since 2016 and has also worked with MassMutual Life Insurance Company since 2015. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements using firm-approved analytical tools, offering a range of investment and planning programs.

Michelle St George is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2011. Her current roles include positions at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager research, and customized performance reporting. The firm’s advisory process integrates systematic quantitative screens and qualitative research to develop model asset allocations within a non-discretionary program.

Anthony Bove III is a financial advisor at Stifel with 41 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at B. Riley Wealth Management and B. Riley Wealth Advisors. Outside of his advisory work, he serves as an Industry Arbitrator for FINRA. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Paul Cohen is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at J.P. Morgan Securities LLC since 2015 and at JPMorgan Chase Bank since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and may include ESG criteria in its recommendations.

Mark Diederich is a CFP® with 30 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. His prior roles include positions at FSC Securities Corporation, Nationwide Securities, LLC, and 1717 Capital Management Company. Outside of his advisory work, he co-owns and operates an insurance agency with his wife and manages property through an LLC formed for their branch office. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services. The firm uses a model-based investment approach emphasizing asset allocation and portfolio optimization, supported by a large multi-advisor platform and a complex affiliate network.

Gilbert Toth is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. Prior to joining Ameriprise in 2022, he worked for Cambridge Investment Research Advisors and Genesis Financial Partners for over two decades. He is also vice president of Hycki Toth Incorporated, where he develops client financial plans and manages portfolio strategy. Ameriprise is an institutional firm serving clients primarily through retirement-income planning services, using a centralized consulting team to deliver non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm offers a wide range of advisory, brokerage, and insurance solutions through affiliated entities.

Melissa Burt is a financial advisor with J.P. Morgan Securities in Fenton, MI, holding Series 63 and Series 66 designations and 14 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and has been associated with JPMorgan Chase Bank, N.A. since 2011. In addition to her advisory role, she was involved with Betty James Pretty Things in 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Kirk Pentecost is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 13 years of industry experience. He previously worked at Hantz Financial Services for 13 years before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice, focusing on income stability and tax-aware withdrawal strategies.

Carol Miskovich is a financial advisor at LPL Financial with 38 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Founders Financial Securities, LLC for 18 years. Outside of her advisory role, she is involved with Tallman Financial Services, LLC, focusing on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, retirement plans, banks, and institutions through a large network of investment adviser representatives. The firm offers a variety of advisory solutions including model portfolios and third-party asset management, supported by technology tools and a broad range of non-advisory financial activities.

John Priestap is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 designations and has 27 years of industry experience. He has been affiliated with Raymond James since 2009 and operates Priestap Financial LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Erin Ross is a financial advisor with Ameriprise in White Lake, MI, holding Series 63 and Series 66 designations and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice, primarily for clients with assets managed within Ameriprise accounts.

Jonathan Mc Clain is a securities professional with 26 years of industry experience, currently serving at J.P. Morgan Securities. He holds Series 63 and Series 65 licenses and has worked at several firms including Banc One Securities Corporation, Chase Investment Services Corp., and JP Morgan Chase Bank, n.a. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative screens and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.