Kimberly Cipra is a financial advisor at Merrill with Series 65 and Series 63 licenses and three years of industry experience. She previously worked at Robert W. Baird and the Coyle-Kiley Insurance Agency, Inc. Kimberly is currently based in Rockford, Illinois. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adam Ludwig is a financial advisor with Cambridge Investment Research Advisors in Rockford, IL, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Cambridge since 2016 and serves as a board director at Exchange State Bank. Ludwig is also an independent insurance agent and founder of Anchor Wealth Management LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm provides financial planning, investment management, and retirement advisory through a network of independent professionals, offering both proprietary and third-party model strategies across various custody platforms.

Brenda Brugger is a financial advisor with Edward Jones in Rockton, IL, holding the ChFC® designation as well as Series 63 and Series 66 licenses. She has 20 years of industry experience and has been with Edward Jones since 2015. Outside of her advisory role, she serves as a trustee for the Betty Bruton Family Trust. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient solutions.

Steve Danekas is a financial advisor with Osaic Wealth, Inc. in Rockton, Illinois, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He previously worked at Edward D. Jones & Co., L.P. for 28 years before joining Osaic Wealth. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors such as high-net-worth individuals, pension plans, corporations, and charities. The firm offers integrated brokerage and advisory services with a range of investment options and utilizes various asset-allocation tools and third-party platforms to manage portfolios.

Alec Gober is a Financial Advisor with Merrill Lynch Wealth Management, serving as a Merrill Financial Solutions Advisor. In this role, he works closely with clients to understand their priorities and develop strategies aimed at achieving their short-, mid-, and long-term financial goals. Alec provides guidance on a range of financial topics, including general investing, retirement planning, and preparing for unexpected expenses. He also offers access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Alec holds the Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma from Polo Community High School, an Associate's Degree from Sauk Valley Community College, and a Bachelor's Degree from Western Illinois University, where he also attended prior without degree conferment. Alec emphasizes building ongoing relationships with clients to provide continuous advice and guidance as their financial needs evolve.

David Jones is a financial advisor at Raymond James & Associates with two years of industry experience. He holds the Series 66 designation and previously worked at Walter Wayne Development Company. Outside of advisory work, he owns a business that formalizes his investment approach and shelters his assets. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services, with a range of portfolio management styles supplemented by in-house research and model manager options.

Carrie Loven is a financial advisor at Raymond James Financial with 12 years of industry experience and holds a Series 66 designation. She has previously worked at Blackhawk Wealth Advisors and has been associated with First Mid Wealth Management since 1991. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical modeling to guide client decisions.

Thomas Custer is a financial advisor with Morgan Stanley in Rockford, Illinois, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning that uses structured discovery tools and firm-approved methodologies to model outcomes. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Nicole Morig is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and has worked previously at Ameriprise, Wells Fargo Clearing, and Illinois Bank & Trust. Prior to her financial services career, she spent six years with the Rockford Park District. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non‑high‑net‑worth and high‑net‑worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of thousands of advisors and offers a range of advisory programs and investment solutions operating under a fiduciary standard.

David Koch is a financial advisor with LPL Financial in Rockford, IL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He worked for Sigma Planning Corporation and Sigma Financial Corporation from 2014 to 2023 before joining LPL Financial. Outside of his advisory role, he is a co-owner of PineRidge Acres LLC, a business unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, research from multiple sources, and various technology tools across discretionary and non-discretionary management strategies.

Justin Seivert is a financial advisor with OSAIC based in Rockford, IL, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Woodbury Financial Services and Questar Capital Corporation. He also serves on the agent advisory board for the National Catholic Society of Foresters Insurance company, advising on product offerings and industry trends. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers a range of integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party solutions to construct diversified portfolios.

Charles Schaeffer is a CFP®-designated financial advisor at Edward Jones with five years of industry experience. He has held roles at Edward Jones since 2020 and previously worked at Fastenal and Brothers Country Supply. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kristine White is a CFP®-designated financial advisor at Cambridge Investment Research Advisors with 26 years of industry experience. She has worked at Cambridge since 2020 and previously held roles at VOYA Financial Advisors and Waterside Financial Advisors, where she also provides tax preparation and accounting services as a CPA and enrolled agent. In addition to her advisory work, she is an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement advisory services, utilizing proprietary and third-party model strategies across multiple custody platforms with both discretionary and non-discretionary approaches.

Erica Hoffman is a financial advisor at Raymond James & Associates with 30 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Raymond James since 2007. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering customized financial planning and consulting services with a variety of portfolio management strategies.

Peter Junor is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined the CSMJ group of Merrill in 2016, where he collaborates with a team to assist clients in identifying their primary financial goals and developing tailored wealth management strategies. His services include asset allocation, education funding, retirement planning, tax minimization strategies, estate planning, and ongoing implementation and maintenance of these plans. Peter holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as Series 7 and 66 FINRA registrations. He earned a Bachelor of Science degree with a double major in Economics and Finance from Illinois State University in Normal, IL. His areas of focus encompass college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Outside of his professional work, Peter's personal interests include camping, golfing, and traveling.

Daniel Reece is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 19 years of industry experience. Before joining Raymond James in 2019, he worked for BMO Harris Financial Advisors for five years. Outside of his advisory role, he owns and manages rental real estate properties. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, and provides financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser network.

Suzanne Holt is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 65 licenses, with 29 years of industry experience. She previously worked at Ameriprise Financial Services and Regulus Financial Group. In addition to her advisory work, she is president and CEO of The Front Line Foundation, which supports fallen first responders and military personnel, and leads a large global sales team as an independent consultant and Silver Senior Vice President with Norwex. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, through discretionary and non-discretionary portfolio management and access to third-party money managers. The firm offers a multi-manager platform with various program structures and has over $256 billion in assets under management.

Tanya Arreguin is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and with six years at the firm. She has 15 years of industry experience, including a concurrent role with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework, offering non-discretionary services through a select group of Wealth Advisors.

Vanessa Day is a financial advisor at Robert W. Baird & Co. with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Robert W. Baird & Co. since 2008. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises individuals, families, pensions, corporations, and charitable organizations. The group provides consulting and portfolio services tailored to client goals and risk tolerances, using a combination of in-house and third-party managers and offering a range of investment strategies and overlays.

Angela Whittenburg is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and one year of industry experience. Her prior work includes roles at Randall Wealth Management and Alden Debes. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management solutions and platform arrangements tailored to client objectives.