Frank Delurgio is a Certified Financial Planner® with 48 years of industry experience, currently serving at BFC Planning, Inc. since 2012. He is also associated with Berthel Fisher & Company Financial Services, Inc. and operates Vetta Financial, LLC, which provides financial and retirement planning services as well as insurance sales focusing on fixed annuities. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, and trusts through approximately 200 investment adviser representatives. The firm offers a range of financial planning and portfolio management services, utilizing multiple platform arrangements and investment strategies tailored by its advisers.

Kyle Wort is a financial advisor with Larson Financial Group, LLC in Saint Louis, MO. He holds Series 63 and Series 65 credentials and has 17 years of industry experience. He has worked at Larson Financial Securities, LLC and Larson Financial, LLC since 2012. Outside of his advisory role, Wort owns a separate investment-related business involved in real estate rental and development. Larson Financial Group, LLC provides financial planning, portfolio management, and retirement-plan consulting to individuals, trusts, corporations, nonprofits, and pension plans, with a focus on serving doctors and related businesses. The firm employs a combination of model asset-allocation portfolios, discretionary programs, strategic and tactical approaches, and third-party manager monitoring while incorporating AI-assisted tools to support research and documentation.

Blake Bredensteiner is a financial advisor at Larson Financial Group, LLC in Saint Louis, MO, with five years of industry experience. He holds the Series 65 and Series 63 credentials. Prior to joining Larson Financial Group in 2019, he worked at Resource One Advisors and operated Bredensteiner & Associates, an accounting and bookkeeping firm. Larson Financial Group provides financial planning, portfolio management, and retirement-plan consulting to individuals, trusts, corporations, nonprofits, and pension plans, with a focus on doctors and related businesses. The firm uses a combination of model portfolios and custom discretionary programs, employing both strategic and tactical investment approaches.

Kevin Gaffey is a financial advisor at Zacks Investment Management, Inc. with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at firms including Fisher Investments, Bank of America, Merrill, and Empower Financial Services. Zacks Investment Management provides discretionary investment management to individuals, trusts, estates, retirement plans, pooled investment vehicles, and institutional clients. The firm combines proprietary quantitative models with qualitative portfolio management across a variety of strategies and serves as portfolio manager to mutual funds and ETFs.

Ellen Williams is a financial advisor at Prospera Financial Services, Inc. with 40 years of industry experience. She previously worked at Cutter & Company, Inc. for 35 years before joining Prospera in 2025. Outside of her advisory role, she serves as co-chair of the finance committee at Ladue Chapel in St. Louis, overseeing church finances on a volunteer basis. Prospera Financial Services is a multi-team advisory firm serving individuals, retirement plans, trusts, estates, and charitable organizations. The firm offers financial planning, portfolio management, and access to multiple advisory programs and platforms, managing approximately $14.4 billion in client assets across discretionary and non-discretionary accounts.

Randy Miller is a CFP® professional with 22 years of industry experience, currently serving at Larson Financial Group, LLC since 2007. He previously worked at Ameriprise from 2004 to 2006. Outside of his advisory role, Miller is involved in real estate as the President and CEO of SGM Properties, LLC, and serves on the board of the Metro East Real Estate Investors Association. Larson Financial Group provides financial planning, portfolio management, and retirement-plan consulting to individuals, trusts, corporations, nonprofits, and pension plans, with a focus on doctors and related businesses. The firm utilizes a mix of model portfolios and custom discretionary programs incorporating strategic and tactical approaches, and offers affiliated services including broker-dealer operations and commercial real estate brokerage.

Sherri Kramer is a financial advisor with Stifel Independent Advisors, LLC who holds Series 63 and Series 65 licenses and has 32 years of industry experience. She has been with Stifel Independent Advisors since 2006 and also has prior experience at Keefe, Bruyette & Woods, Inc. since 2019. Kramer is based in St. Louis, MO. Stifel Independent Advisors serves a diverse client base including individuals, corporations, trusts, and municipal entities, offering both brokerage and investment advisory services. The firm uses a collaborative planning process supported by proprietary capital market assumptions and probabilistic modeling to provide tailored asset allocation recommendations.

Chad Hemphill is a financial advisor with Summit Financial, LLC, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at multiple firms, including LPL Financial and Panoptic Wealth Advocates, and is involved in a tax consulting business outside of his advisory role. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for nearly 17,800 clients. The firm offers a combination of discretionary and consultative investment management services, financial planning, and retirement plan advisory, with customizable strategies that include third-party managers and alternative investments.

Amy Dinges is a financial advisor at MissionSquare Retirement with seven years of industry experience. She holds a Series 66 designation and has worked at Icma Rc since 2018, previously spending four years at PayCheck. Outside of her advisory role, Amy works as a shopper for Shipt, a personal shopping service. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans, offering plan administration, recordkeeping, education, and advisory services through its Guided Pathways program. The firm utilizes investment advice developed by Morningstar Investment Management and supports over 40,000 participants through a multi-team advisory structure.

William Lauber is a financial advisor at Visionary Wealth Advisors, LLC with 20 years of industry experience. He holds the Series 66 designation and previously worked for Sterling Capital Management for 15 years before joining Visionary Wealth Advisors in 2019. Visionary Wealth Advisors serves individuals, trusts, estates, charitable organizations, business entities, and retirement plans, providing financial planning, consulting, and investment management. The firm utilizes model-based strategies and separately managed accounts, combining fundamental, technical, and cyclical analysis within an asset-allocation framework based on Modern Portfolio Theory.

Julia Ravensberg is a Series 66-licensed financial advisor with CreativeOne Securities, LLC, bringing four years of industry experience. She previously worked at RZA Wealth Management and spent five years as a homemaker. Outside of her advisory role, she is involved with Ravensberg, LLC, a construction-related business where she serves as a payroll associate. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities through its network of 127 advisors. The firm offers a combination of financial planning, portfolio management, fiduciary services, and access to third-party manager programs, utilizing project-based planning and ongoing asset management via its proprietary platform.

Elizabeth Meier is a financial advisor at IPI Wealth Management, Inc. with 35 years of industry experience. She holds Series 63 and Series 66 designations and has been with William J. Conway & Co., Inc. since 1991. Outside of advising, she is self-employed as a CPA, providing tax return preparation, and is involved in the sales of fixed insurance products including indexed annuities. IPI Wealth Management, Inc. offers investment management, financial planning, and access to third-party asset managers for individuals, businesses, and retirement plans. The firm manages approximately $2.65 billion in client assets and employs an open-architecture model that includes proprietary risk-based portfolios and strategic asset allocation combined with active manager oversight.

Claude Gianetto is a financial advisor at Principal Advised Services with 23 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including Citigroup, Wells Fargo Clearing Services, TD Ameritrade, and Scottrade. Principal Advised Services provides investment advice and services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary, wrap-fee investment management program called SimpleInvest. The firm integrates third-party and proprietary investment models and is part of the Principal Financial Group, which facilitates access to affiliated funds, banking products, and model services.

Kirk Halveland is a financial advisor with Prospera Financial Services, Inc. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. Prior to joining Prospera in 2025, he worked at Cutter & Company, Inc. for 17 years and at STIFEL for two years. Outside of his advisory role, he serves as a women’s JV soccer coach at Lutheran High School Association and is a distributor for a metabolic health company, educating others on metabolic supplements. Prospera Financial Services is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities with a range of financial planning and portfolio management services, utilizing multiple advisory programs and third-party platforms.

Deborah Burlingame is a financial advisor with Stifel Independent Advisors, LLC in St. Louis, MO, holding a Series 66 license and bringing 14 years of industry experience. She has been with Stifel since 2007 and has worked at Keefe, Bruyette & Woods, Inc. and Miller Buckfire & Co., LLC. Outside of her advisory role, she serves as treasurer for Alton Pride, a charitable organization focused on LGBTQ+ advocacy. Stifel Independent Advisors serves a diverse range of clients including individuals, corporations, trusts, and municipal entities, offering brokerage and investment advisory services. The firm employs a collaborative planning process using proprietary models to tailor asset allocation recommendations and provides both brokerage and fiduciary advisory services depending on client needs.

Steven Perrmann is a financial advisor at Transce3nd LLC with 15 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Madison Avenue Securities, AE Wealth Management, Kalos Management, and National Planning Corporation. Outside of his advisory roles, he has engaged in writing and recording personal music since 1990. Transce3nd LLC serves a diverse client base including individuals, foundations, trusts, and retirement plans. The firm employs a strategic asset allocation approach using fundamental, technical, and quantitative analysis, often implementing portfolios through third-party model managers via AE Wealth Management’s platform.

Anthony Gitcho is a financial advisor with Financial & Tax Architects, LLC, holding a Series 66 designation and four years of industry experience. Prior to joining Financial & Tax Architects, he worked at Prudential Advisors and Colonial Life. Before his career in financial advising, he spent over a decade at Lumiere Place Casino. Financial & Tax Architects provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, focusing on those nearing or in retirement. The firm employs proprietary “Private Wealth Strategies” using ETFs, individual securities, and trend-aware rebalancing, with most client relationships managed on a discretionary basis.

Christopher Swenson is a CFP® professional with 30 years of experience in the financial services industry. He has been with Cornerstone Wealth Management, LLC since 2013 and previously worked at Edward Jones for 14 years. He is also involved in investment advisory activities through related business entities. Cornerstone Wealth Management serves a diverse client base, including individuals, high-net-worth clients, corporations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm employs a combination of fundamental, quantitative, and qualitative analysis to manage portfolios and supports over 12,000 clients with more than $4.9 billion in discretionary assets under management.

Ryan Klump is a financial advisor at Saxony Capital Management, LLC, holding the Series 66 designation with 22 years of industry experience. He has worked at Saxony Capital Management since 2004 and has also been affiliated with Patrick Capital Markets, LLC during multiple periods. Klump serves as a partner/shareholder in several holding companies connected to his firm and participates as an advisory board member for a local bank. Saxony Capital Management provides portfolio management and financial planning services to individuals, including high-net-worth clients, as well as institutional clients such as retirement plans, trusts, charitable organizations, and corporations. The firm operates a multi-team model with 38 advisors and offers discretionary asset management alongside hourly or flat-fee consulting, employing a range of investment strategies and third-party manager due diligence.

Brandon Lochstampfor is a financial advisor at Larson Financial Group, LLC with 13 years of industry experience. He holds a Series 66 designation and has been with Larson Financial Group and its affiliated broker-dealer since 2012. Outside of his advisory work, he operates a separate financial advisor services firm. Larson Financial Group provides financial planning, portfolio management, and retirement-plan consulting primarily serving doctors, trusts, corporations, nonprofits, and pension plans. The firm employs both strategic and tactical investment approaches, including model portfolios, discretionary programs, and third-party manager recommendations, supported by AI-assisted tools alongside human oversight.