Ashley Lawler is a Series 66 licensed financial advisor with 12 years of industry experience. She has been with LPL Financial since 2018 and worked previously at Invest Financial Corporation for five years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions supported by advanced research and technology tools.

Joshua Wells is a financial advisor with Ameriprise in Springfield, MO, holding Series 63 and Series 65 licenses and having two years of industry experience. His prior roles include positions at Mutual of Omaha Investor Services and Mutual of Omaha Insurance Company. He also worked at Lowe’s and was employed at the Foster Recreation Center at Missouri State University. Ameriprise provides retirement-income planning services aimed at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and algorithmic support in its advisory process.

Julia Ridgway is a Series 66 licensed financial advisor with 11 years of industry experience. She has worked at Merrill since 2017 and previously held positions at Transamerica Investors Securities Corporation, Transamerica Retirement Solutions, and BMO Harris Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Marcelle Writer is a financial advisor with Wells Fargo Advisors in Springfield, MO, holding Series 63 and Series 66 credentials and 20 years of industry experience. She has worked at various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions, offering a broad range of planning services including retirement, education, risk management, and specialized areas such as business-owner transition and special-needs planning. The firm provides tailored recommendations supported by Wells Fargo research and planning tools, with clients having flexibility in implementation through brokerage or advisory programs.

Donald Heaney is a financial advisor with Ameriprise in Springfield, MO, holding Series 65, Series 63, and Series 66 licenses and bringing 40 years of industry experience. He has worked with Ameriprise and its affiliated entity since 2008. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning with a written Recommendation Report and ongoing advice, utilizing proprietary research, third-party data, and algorithmic tools.

Anita Oplotnik is a financial advisor with Morgan Stanley in Springfield, MO, holding a Series 66 license and bringing 23 years of industry experience. She has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Outside of her advisory work, she serves on the Board of Governors for Missouri Southern State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analytical models.

Colby Scorse is a financial advisor at Edward Jones in Nixa, Missouri, with one year of industry experience. He holds the Series 66 designation and previously worked for New Prime INC for 12 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Richard Baker is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 21 years of industry experience. His prior roles include positions at Private Client Services, Prime Capital Investment Advisors, Cambridge Investment Research, and Lawing Financial. Outside of his advisory work, Baker serves as a minister with the Southern Baptist Convention and has authored publications on retirement topics. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms supported by various investment strategies and technology tools.

Tammy Lewis is a Series 66 credentialed financial advisor with 21 years of industry experience, currently affiliated with Cetera in Springfield, MO. She has worked at Cetera since 2005 and previously held roles at KPM Wealth Advisors and BRS Wealth Management, where she is also owner and involved in financial planning. In addition to her advisory work, Lewis is a CPA providing tax and accounting services through a related firm. Cetera Investment Advisers LLC is a large nationwide SEC-registered advisory platform serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various discretionary and non-discretionary program options.

Michael Esch is a financial advisor with Merrill in Springfield, MO, holding a Series 66 credential and 25 years of industry experience. He has been with Merrill since 2000 and also has worked at Bank of America since 2011. Outside of his advisory role, he is the managing member of Esch Investments, LLC, a family-owned real estate LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and institutional entities.

Ryan Alex is a financial advisor at Morgan Stanley in Springfield, MO, holding a Series 66 designation with 20 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside broad investment and financial product services.

David Bosso is a financial advisor with Edward Jones in Springfield, MO, holding Series 66 and Series 63 licenses and bringing 29 years of industry experience. He has been with Edward Jones since 1996. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering various investment strategies and fiduciary advisory services through a large national network of advisors and branch offices.

John Hiles is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for seven years before joining Morgan Stanley in 2021. He serves on the Investment Advisory Board for the Community Foundation of the Ozarks. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory approach.

Chad Page is a financial advisor at Edward Jones with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Edward Jones since 2014. He also has a long-standing association with Trivita dating back to 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Crystal Leach is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and 26 years of industry experience. She previously worked at Wells Fargo Advisors LLC from 2009 to 2018 before joining her current firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports a broad network of advisors with specialized services including municipal and public-finance work.

Keisha Lemmon Clifford is a Financial Advisor with Merrill Lynch Wealth Management based in Springfield, Missouri. She works with individuals and families to understand their financial circumstances and develop strategies that align with their stated goals and objectives. Her practice includes investment management, retirement planning, and wealth accumulation. Clifford takes a structured approach to organizing financial information and supports clients in evaluating available options over time. She maintains ongoing communication with clients and updates strategies as their financial situations, objectives, and market conditions change. She holds the Personal Investment Advisor (PIA) designation and has completed education at Ozark's Technical Community College, as well as a High School Diploma from the Missouri Department of Elementary and Secondary Education. Outside of her professional work, Clifford enjoys adventure sports, camping, football, hiking, traveling, and spending time with her family.

Karl Kime is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he joined in 2022. He works with affluent clients to develop personalized financial strategies tailored to their short- and long-term goals, focusing on areas such as college education planning, divorce transition planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, and retirement income. Karl emphasizes connecting all aspects of a client's financial life to prioritize and pursue meaningful goals. Karl has been in the financial services industry since 2011. He holds a Bachelor of Arts degree in Business Administration from Drury University and has earned the Personal Investment Advisor (PIA) designation. He believes that the primary challenge for long-term investors is not market volatility but rather the erosion of purchasing power due to inflation, aiming to craft plans to help clients increase their assets and potential income beyond inflation. Born and raised in southwest Missouri, Karl lives in Springfield with his wife Becky and their two children. He is active in the community, supporting organizations such as CASA of the Ozarks and the Heart of the Ozarks Sertoma Club. In his free time, he enjoys mountain biking, golf, baseball, reading, and spending time with his family.

Jeremy Clark is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked in roles related to fire protection and investment services since 2016. Clark also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based investment strategies managed by third-party asset managers and supports accounts with BNY Mellon Advisors and Pershing custodial services.

Kathryn Pilkinton is a financial advisor with LPL Financial in Springfield, MO, holding a Series 66 designation and 10 years of industry experience. Her prior roles include positions at Cadence Bank, Infinex Investments, Inc., BancorpSouth Wealth Management, and BancorpSouth Bank. She is also a commissioned notary public in the state of Missouri. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Karen Marsh is a Series 66 licensed financial advisor at Edward Jones with 13 years of industry experience. She has been with Edward Jones since 2012. Outside of her advisory role, she is involved in maintaining rental property in Nixa, Missouri. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.