Joseph Farris is a financial advisor with Raymond James & Associates, holding a Series 66 designation and five years of industry experience. His prior work includes roles at JCCS, Harrington Bottling Company, Wadsworth Builders Co, Silver Star Steak Company, and Carroll College. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Darrell Hay is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 65 and Series 63 licenses and three years of industry experience. He has worked with PFS Investments Inc. since 2022 and has been involved in hockey coaching activities, currently serving as a Hockey Director. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, and offers model-driven investment strategies supported by third-party asset managers and custodians.

Janelle Burns is a financial advisor at J.P. Morgan Securities with a Series 66 designation and six years of industry experience. She has been with J.P. Morgan affiliates in various roles since 2000. Outside of her advisory work, she is an independent sales representative for Rodan + Fields skin care products. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.

Ronald Gallegos is a financial advisor with Wells Fargo Advisors in Meridian, Idaho, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked within various Wells Fargo entities since 2010. Gallegos serves as a board member of the Idaho Community Foundation. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Dulcie Docherty Corletto is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 65 and Series 63 designations and 11 years of industry experience. Her career includes roles at Primerica Financial Services and BO Enterprises, where she was involved in home improvement sales. Outside of advisory work, she is engaged in sales of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Sarah Emery is a financial advisor with Edward Jones in Caldwell, Idaho. She holds a Series 66 designation and has seven years of industry experience. Prior to joining Edward Jones in 2018, she worked for Idaho Wine Merchant from 2014 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Wendy Barrington is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and is based in Nampa, ID. Barrington has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Scott Carter is a financial advisor with LPL Financial in Eagle, Idaho, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Raymond James & Associates, Morgan Stanley, Wells Fargo Clearing, and Prudential Equity Group. In addition to advising, he is the author of a book titled *Money Management for the Faithful*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Christopher Ravlin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 24 years of industry experience. He previously worked at Ameriprise, Wells Fargo Clearing, and Wells Fargo Advisors LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Dennis Koch is a Series 66-credentialed financial advisor with 18 years of industry experience, currently with J.P. Morgan Securities. He has worked at J.P. Morgan Securities since 2012 and previously at Thrivent Investment Management. Outside of his advisory role, he serves as a lacrosse coach and directs the Treasure Valley Golf Tour, organizing events and leading meetings for the tour. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their recommendations.

Bryan Kulp is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has worked at First Tech Federal Credit Union and Raymond James Financial Services since 2015. Outside of his advisory roles, he is involved with Addison Avenue Investment Services as an associate. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Christian Klein is a financial advisor with Edward Jones in Meridian, Idaho, holding Series 66 and Series 63 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Klein is also a member of several family-related real estate investment entities, including Visionary Ventures LLC and Lakeview Legacy LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments. The firm offers a wide range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Timothy Hare is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and two years of industry experience. His professional background includes roles at several companies across the food services and real estate sectors. He is a managing partner at TC Hare Realty, LLC and a partner in Nano Tech Products, Inc. and Restaurant Solutions Partners, Inc. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-based strategies overseen by unaffiliated asset managers. The firm supports advisors with custody and trade execution handled by Pershing and emphasizes a range of strategic and tactical investment models.

Ted Beck is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. He partners with clients to understand their short- and long-term financial goals and helps build customized financial plans tailored to their unique needs. Ted places a strong emphasis on forming and maintaining relationships with clients and their families, prioritizing trust, reliability, and competency. Ted has extensive experience in the financial services industry, having held various roles at Fidelity Investments since 2005, including Portfolio Specialist, Retirement Relationship Manager, Investment Solution Representative, Stock Plan Services, and Financial Representative. Prior to joining Fidelity, he worked as a Sales Representative at Northwestern Mutual from 2003 to 2005. He holds a California Insurance License. Outside of his professional work, Ted enjoys fishing, fitness, military service, outdoor adventures, skiing, and soccer.

Jill Hitchcock is a financial advisor with Edward Jones in Caldwell, ID. She holds a Series 66 designation and has 10 years of industry experience, including eight years with Continental Investors Services prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of financial advisors and offers a range of advisory programs and affiliated investment products under a fiduciary standard.

Kindra Wilson is a Series 66 credentialed financial advisor with 25 years of industry experience. She has worked at Edward Jones since 2021, with prior roles at Lockerman Financial Group, Securian Financial Services Inc., and Tax And Financial Group. She has an ownership interest in Bedrock Energy Partners, which holds mineral rights and royalties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jason Rowe is a financial advisor with Fidelity Investments holding Series 63 and Series 66 licenses and seven years of industry experience. He has been affiliated with various Fidelity entities since 2017, most recently with Fidelity Investments since 2025. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios from a broad investable universe, and it maintains a formal advisory role to multiple registered investment companies and fund-of-funds.

Ross McConnell is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments in various roles since 2022, including Investment Solutions Representative II, Investment Solutions Representative I, and High Net Worth Service Associate. Prior to joining Fidelity, he worked as an Investment Specialist at Merrill Edge in 2021 and as a Loan Analyst at Newity the same year. As a CERTIFIED FINANCIAL PLANNER™, Ross works with clients to help them make informed financial decisions, focusing on intentional money management. He holds a California Insurance License. Outside of his professional career, Ross has interests in fitness, music, and reading.

Joseph Adriano is a financial advisor with LPL Financial in Nampa, Idaho, holding Series 63 and Series 65 licenses and nine years of industry experience. Prior to joining LPL Financial in 2021, he worked at MML Investors Services and MassMutual Life Insurance Company, among other firms. He also serves as a client relationship manager for The Eight Principals in Caldwell, Idaho. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, institutions, and retirement plans. The firm offers a range of financial planning and portfolio management solutions, utilizing strategic, tactical, and alternative investment approaches supported by research and technology tools.

Scott Gull is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 26 years of industry experience. His career includes roles at Voya Financial Advisors and Pro Financial, and he currently owns Gull Wealth Management. Outside of financial advising, he is involved as an independent insurance agent and has supported a window cleaning startup. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.