Stefan Meierhofer is a CFP® and CFA® with 25 years of industry experience, currently serving at Telos Capital Management, Inc. since 2009. He participates on the investment advisory committees for the Office of the City Treasurer and the San Diego Rescue Mission, providing input on investment strategy. Telos Capital Management offers discretionary investment management and financial planning to individuals, trusts, estates, retirement plans, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment approach combining bottom-up company analysis with top-down macroeconomic assessment, emphasizing asset allocation and diversification across multiple portfolio programs.

Erick Schenkhuizen is a financial advisor with US Capital Global Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior firms include Merrill, LPL Financial, and Empirikal Partners LLC. He divides his time between advisory services and investment banking. US Capital Global Wealth Management, LLC provides investment management, consulting, and financial planning primarily to individual and high-net-worth clients. The firm employs a multi-step screening process combining fundamental, sector, and quantitative analysis to construct asset allocation models using ETFs, stocks, bonds, mutual funds, and alternatives.

Samuel Wheeler is a financial advisor at Intelligence Driven Advisers, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Mutual of America Life Insurance Company, Mutual of America Securities LLC, Capstone Partners Financial and Insurance Services, and Newport Beach Country Club. Outside of his advisory role, he is also an insurance agent with Intelligence Driven Insurance Solutions. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm offers financial planning, discretionary investment management through model portfolios and custom accounts, retirement plan solutions, consulting, and held-away account management, with an investment approach emphasizing risk management and fundamental analysis.

Ryan Ponsford is a financial advisor at Carmel Capital Partners, LLC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including 303 Advisors, LLC and American Advisors Group. Outside of advisory work, he is a licensed California real estate broker, a business strategist with One Trust Home Loans, principal of a strategic consulting firm serving closely held businesses, and serves on the executive board of Main Street Philanthropy. He is also the founder of Gateway for Good, a Benefit Corporation focused on corporate giving programs. Carmel Capital Partners provides portfolio management primarily to individual and high-net-worth clients, offering discretionary and non-discretionary management alongside financial planning, sub-advisory, and private investment vehicle services. The firm emphasizes fundamental valuation and capital preservation, employing various strategies including direct security selection, model portfolios, and private fund management.

Glenn Busch is a financial advisor at American Money Management, LLC with 18 years of industry experience. He holds a Series 65 designation and has been with American Money Management since 2007. In addition to his advisory role, he has been affiliated with UCSD since 2006. American Money Management, LLC provides discretionary portfolio management and non-discretionary 401(k) advisory services to individuals, pension plans, trusts, and corporations. The firm employs a team-based approach to implement tailored asset-allocation strategies using fundamental, cyclical, economic, and technical analysis, and incorporates alternative investments where appropriate.

John Sedberry V is a financial advisor with Carmel Capital Partners, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. Prior to joining Carmel Capital Partners and Superior Planning, LLC in 2024, he worked at Raymond James for nine years. He is a shareholder in Karl Strauss, a business related to his investment activities. Carmel Capital Partners provides discretionary and non-discretionary portfolio management primarily for individual and high-net-worth clients, along with financial planning, sub-advisory services, and private investment vehicle management. The firm actively sponsors and manages multiple private funds and special purpose vehicles, employing fundamental valuation and various investment strategies including derivatives, margin, and private equity allocations.

Jon Beyrer is a CFP® professional with 21 years of experience in the financial advisory industry. He has been with Blankinship & Foster, LLC since 2003. The firm provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. Blankinship & Foster emphasizes asset allocation based on macroeconomic analysis and client-specific Investment Policy Statements, managing over $860 million in discretionary client assets as of the end of 2024.

Wesley Read is a CFP® and Series 65 licensed advisor with 18 years of industry experience. He is president of Wesley W. Read Accountancy Corporation d/b/a PracticeCFO and has been involved with Silver Coast Investments LLC since 2011. Outside of investment advisory, he is a partner in a dental practice management business. PracticeCFO Investments serves individuals, high-net-worth clients, retirement plans, trusts, and institutional accounts, offering investment management, financial planning, and retirement-plan advisory services. The firm uses a long-term, Modern Portfolio Theory-based approach with low-cost ETFs and a combination of passive core exposure and tactical asset allocation, and it is affiliated with an accounting practice that provides tax and accounting services under separate agreements.

Ryan Puplava is a financial advisor with Financial Sense Advisors, Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Financial Sense Advisors and its affiliated entities since 1996 and worked briefly at LPL Financial in 2016. Financial Sense Advisors, Inc. serves individuals, including high-net-worth clients, retirement plans, trusts, and other entities, managing approximately $836 million for around 588 clients with a team of nine advisors. The firm combines fundamental and technical analysis to execute client-directed investment strategies across a range of risk profiles and offers retirement-plan consulting and participant account management.

Andrew Christopher is a CFP®, CFA®, and Series 65 designated advisor with five years of industry experience. He has worked at Leading Edge Financial Planning LLC since 2023 and has prior experience with Dowling & Yahnke Wealth Advisors and PricewaterhouseCoopers. Outside of financial advising, he serves as a Lieutenant Commander in the United States Navy Reserves, works as an F-35 instructor pilot for Lockheed Martin, and has been a career coach and faculty advisor at Georgetown University. Leading Edge Financial Planning LLC provides wealth management and financial planning services to individuals, high net worth clients, trusts, estates, and businesses. The firm emphasizes strategic asset allocation and diversification using low-cost mutual funds and ETFs, offers discretionary portfolio management, and operates as a team of nine advisors across multiple offices.

Jonathan Grundman is a CFA® charterholder and holds a Series 65 license with 11 years of industry experience. He has worked at Adaptive Financial Consulting, LLC since 2017 and concurrently at Stratos since 2015. Prior to that, he was with Ibis Capital from 2012 to 2017. Adaptive Financial Consulting, LLC is a six-advisor team managing approximately $547 million for individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm provides investment management, financial planning, pension/401(k) consulting, and educational seminars for small business owners, employing a range of analytic methods and tailoring portfolios to client goals and risk tolerance.

Paul Seto Jr. is a CFA® charterholder with eight years of industry experience, currently serving as an advisor at Tactive Advisors, LLC. He has worked at multiple firms including Cardiff Park Advisors and Symbequity Investment Advisory, LLC. He is also an Associated Person with Tricom Partners, LLC, where he is involved as a Series 3 Commodity Broker. Tactive Advisors manages portfolios for individual clients, trusts, businesses, employee benefit plans, and institutional investors using a combination of robo-advisor technology and advisor-led model portfolios. The firm employs a tactical asset allocation strategy based on the Black-Litterman framework and operates a hybrid service model with both discretionary and non-discretionary assets under management.

Zachary Ziegler is a CFP® professional with three years of industry experience, currently serving at Blankinship & Foster, LLC. Prior to joining Blankinship & Foster, he worked for four years at Northwestern Mutual in various capacities, including wealth management and investment services. His background also includes experience in the kitchen and bath industry and in technology at IMatrix. Blankinship & Foster, LLC is an SEC-registered advisory firm organized as a nine-advisor team managing approximately $940 million for individuals, high-net-worth clients, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm offers financial planning, discretionary investment management, and combined wealth management services, using an asset-allocation driven approach implemented through a documented process that emphasizes goal-setting, portfolio construction, and ongoing monitoring.

Jeffrey Mcculloch is a financial advisor at Cascade Financial Partners, LLC with 25 years of industry experience. He holds a Series 66 designation and previously worked at Creative Planning for seven years before joining Cascade in 2023. Cascade Financial Partners, LLC provides investment advisory and financial planning services to individuals and high net worth clients, focusing on customized strategies through discretionary and non-discretionary managed accounts. The firm emphasizes detailed client interviews and conducts due diligence to support asset allocation across various investment types, managing over $1.38 billion in assets as of the end of 2025.

Warren Binstock is a CFP® with 23 years of industry experience and has been with Telos Capital Management, Inc. since 2015. He holds a Series 66 license and is based in San Diego, CA. Telos Capital Management provides discretionary investment management and financial planning services to individual investors, trusts, estates, retirement-plan participants, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment approach that integrates bottom-up company analysis with top-down macroeconomic assessment, focusing on asset allocation, diversification, and periodic rebalancing.

Robyn Cohen is a financial advisor at Presidio Capital Management, LLC with two years of industry experience. Before joining Presidio Capital Management in 2024, Cohen operated independently for ten years. Presidio Capital Management offers discretionary investment management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, business owners, trusts, estates, charitable organizations, and employer-sponsored retirement plans. The firm employs a fundamental analysis-driven investment process that favors long-term strategies primarily using low-cost mutual funds and ETFs, while allowing flexibility for other investment types and risk management tools.

Joshua Rendler is a CFP® and holds a Series 65 license with four years of experience in the financial industry. He currently serves as an advisor at Define Financial, LLC and has prior experience at Pacific Wealth Management, Ameriprise, and San Diego State. Define Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm manages approximately $315 million across about 119 client relationships, employing passive, risk-based portfolios primarily made up of no-load mutual funds and ETFs, alongside financial planning and pension consulting services.

Cade Buchanan is a financial advisor at Centura Wealth Advisory with one year of industry experience. He holds a Series 66 designation and has previously worked at CCG Wealth Management LLC, Key Investment Services LLC, and Daimler Truck North America. Buchanan volunteers with the Financial Planning Association of Oregon and Southwest Washington, assisting in outreach and organizing events to connect emerging advisors with industry professionals. Centura Wealth Advisory provides financial planning, investment management, and retirement plan advisory services to individuals, trusts, charitable organizations, and business entities. The firm employs a diversified investment approach and serves clients with portfolio minimums typically around $2 million.

Keith Gunther is a financial advisor at RED Seven with Series 63 and Series 65 credentials and 40 years of industry experience. He has held prior roles at Legacy Investment Strategies, LLC, LPL Financial, LLC, and Crown Capital Securities, LP. Gunther is also involved in a tax preparation business connected to his financial services. RED Seven offers comprehensive financial planning and discretionary portfolio management to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm utilizes a mix of fundamental and technical analysis and manages accounts primarily on a discretionary basis with regular portfolio reviews.

Steven Dougan is a financial advisor at Intelligence Driven Advisers, LLC and holds a Series 65 credential. He has one year of industry experience, with prior roles in financial services and other fields including education, real estate, and travel. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients. The firm offers financial planning, discretionary investment management using primarily low-cost institutional funds and ETFs, and retirement plan solutions, with an investment process overseen by an Investment Committee.