Gabriel Nave is a financial advisor at Hornor, Townsend & Kent, LLC with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Hornor, Townsend & Kent, he worked at Northwestern Mutual in various roles from 2025 to 2026 and has prior experience at Everynet and CalAmp. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting through a network of advisors. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, providing clients with custody, execution, and brokerage services alongside investment advice.

John Ogden is a financial advisor at Oppenheimer with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley and Citigroup Global Markets. He also serves as a trustee for a personal family trust. Oppenheimer serves a wide range of clients including individuals, corporations, and charitable organizations, offering both discretionary and non-discretionary advisory services across various asset classes and investment strategies.

Kathleen Lindquist is a CFP® with 20 years of experience in the financial services industry, currently affiliated with United Planners' Financial Services of America. Her prior roles include positions at San Diego Wealth Management, LLC and SagePoint Financial Services, Inc. She is also the founder of Sustainable Financial Planning, a marketing entity in San Diego. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform with multiple custodians and third-party money managers, emphasizing largely non-discretionary asset management.

Manuel Martinez is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 65 designation and over 48 years of industry experience. He has worked at Ameritas Advisory Services since 2021 and has been involved with Martinez & Winter, where he is licensed to sell fixed insurance products, since 2007. His career also includes long-term roles with Ameritas Life Insurance Corp. and Ameritas Investment Corp. Ameritas Advisory Services provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of asset management and consulting services, utilizing model portfolios, mutual funds, ETFs, and individual securities across multiple program platforms.

Shawna Christiansen is a financial advisor at Integrated Wealth Concepts LLC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Triad Advisors, OneDigital Investment Advisors LLC, Independent Financial Partners, and LPL Financial, LLC. She is also involved with RetirementDNA, a registered investment advisor d/b/a under Integrated Wealth Concepts. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios generally built with mutual funds, ETFs, equities, and fixed income using a primarily long-term approach.

Jake Cohen is a financial advisor at Creative Planning with nine years of industry experience. He holds a Series 66 designation and has worked previously at Highcrest Capital, Bank of America, Merrill, and Permanent Value Inc. Cohen is based in Vista, California. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in assets across more than 1,100 advisors and 151 offices.

Stuart Kesselhaut is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 66 credentials. He has 33 years of industry experience, including roles at Lombardi Group and Financial Resource Network. In addition to his advisory work, he serves as treasurer of the Kesselhaut Family Foundation. United Planners serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform with multiple custodians and money managers, offering both fee-based and commission-based options through its network of 477 independent Investment Advisor Representatives.

Alexander Lizalde is a financial advisor at Integrated Wealth Concepts LLC with a Series 65 designation. He has been with Integrated Wealth Concepts since 2026 and has no prior industry experience before joining the firm. Integrated Wealth Concepts serves a broad client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios that combine internal management and third-party asset managers.

Anne Mortera is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 14 years of industry experience. She has worked at FIRST Allied Securities, Inc. for 21 years before joining LPL Financial and Private Advisor Group in 2021. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model and integrates technology platforms and third-party managers to support client investment decisions.

Christopher Syktich is a financial advisor at Osaic Advisory Services, LLC with 20 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Securities America, Arbor Point Advisors, and Labrum Wealth Management. Outside of his advisory role, he serves as Board Member and Secretary for Fig Tree Ministries, a faith-based online content organization, and is also a board member of the Warrior Foundation Freedom Station, supporting military veterans. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base from individuals and pension plans to sovereign wealth funds. The firm offers a range of managed programs, retirement plan consulting, alternative investments, and co-advisory services, utilizing a mix of fundamental and technical strategies supported by major custodians and platform partners.

Abhimanyu Vinayek is a financial advisor at Transamerica Financial Advisors with a Series 66 designation and two years of industry experience. His prior roles include positions at firms such as NYLIFE Securities LLC, Eagle Strategies LLC, and Heron Therapeutics Inc. Outside of advisory work, he provides seasonal tax filing assistance. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios, supporting a range of discretionary and non-discretionary investment programs.

Alex Wanerman is the Vice President and Branch Leader at Fidelity Investments, where he leads the local Investor Center. In this role, he focuses on fostering a high-performance work culture by empowering associates to maximize their talents and assist clients in planning for long-term financial well-being. Prior to this position, he served as Vice President and Regional Planning Consultant at Fidelity Investments from 2018 to 2024. Before joining Fidelity, Alex worked at UBS Financial Services as a Financial Advisor from 2017 to 2018 and as a Wealth Planning Analyst from 2015 to 2017. He holds a California Insurance License. Outside of his professional duties, Alex enjoys golf, skiing, traveling, and volunteering. He is also engaged in parenthood.

Vance Schroeder is a financial advisor with Wells Fargo Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Merrill. He is also a certified public accountant and co-owns a financial advisory business, CCS Capital Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients who meet certain net-worth thresholds. The firm offers a broad range of planning solutions supported by Wells Fargo research and tools, integrating advisory services with other financial products and referral channels.

Jennifer Schroeder is a financial advisor at LPL Financial with 18 years of industry experience. Prior to joining LPL Financial in 2023, she spent eight years with Commonwealth Financial Network. She volunteers as a greeter for AARP's VITA free tax preparation program serving seniors and low-income households. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Kathleen Racette is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 licenses and has 31 years of industry experience. She previously worked at A. G. Edwards & Sons, Inc. for 11 years before joining Wells Fargo Clearing in 2016. Outside of her advisory role, she holds a minority ownership interest in a business unrelated to investment advisory services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and utilizes research and analytics guided by diversification principles and modern portfolio theory.

Tony Krvaric is a financial advisor at LPL Financial with 28 years of industry experience. He holds a Series 63 designation and has worked previously at firms including Woodbury Financial Services and A. G. Edwards & Sons. He has operated Krvaric Capital since 2007 alongside his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of investment strategies and operational tools.

Edward Schwarz is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Edward earned his Bachelor's Degree from Rensselaer Polytechnic Institute and completed a Master's Degree through the Southern Illinois University System.

Chad Escobedo is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Escondido, CA, and has two years of experience in his advisory role. He has also worked at JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates a broader range of regulatory registrations, including futures and swaps capabilities.

Reza Taraz is a financial advisor with Ameriprise in Carlsbad, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 1999. Outside of his advisory role, he is a board member of the Rancho Santa Fe Rotary Club and owns Taraz Administrative Services, LLC, a management consulting business. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Mark Mertsoc is a CFP® and Series 66-registered financial advisor with Edward Jones, based in Vista, CA. He has nine years of industry experience, including six years as a self-employed advisor prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of more than 23,000 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.