John Sedberry V is a financial advisor with Carmel Capital Partners, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. Prior to joining Carmel Capital Partners and Superior Planning, LLC in 2024, he worked at Raymond James for nine years. He is a shareholder in Karl Strauss, a business related to his investment activities. Carmel Capital Partners provides discretionary and non-discretionary portfolio management primarily for individual and high-net-worth clients, along with financial planning, sub-advisory services, and private investment vehicle management. The firm actively sponsors and manages multiple private funds and special purpose vehicles, employing fundamental valuation and various investment strategies including derivatives, margin, and private equity allocations.

Jon Beyrer is a CFP® professional with 21 years of experience in the financial advisory industry. He has been with Blankinship & Foster, LLC since 2003. The firm provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. Blankinship & Foster emphasizes asset allocation based on macroeconomic analysis and client-specific Investment Policy Statements, managing over $860 million in discretionary client assets as of the end of 2024.

Wesley Read is a CFP® and Series 65 licensed advisor with 18 years of industry experience. He is president of Wesley W. Read Accountancy Corporation d/b/a PracticeCFO and has been involved with Silver Coast Investments LLC since 2011. Outside of investment advisory, he is a partner in a dental practice management business. PracticeCFO Investments serves individuals, high-net-worth clients, retirement plans, trusts, and institutional accounts, offering investment management, financial planning, and retirement-plan advisory services. The firm uses a long-term, Modern Portfolio Theory-based approach with low-cost ETFs and a combination of passive core exposure and tactical asset allocation, and it is affiliated with an accounting practice that provides tax and accounting services under separate agreements.

Ryan Puplava is a financial advisor with Financial Sense Advisors, Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Financial Sense Advisors and its affiliated entities since 1996 and worked briefly at LPL Financial in 2016. Financial Sense Advisors, Inc. serves individuals, including high-net-worth clients, retirement plans, trusts, and other entities, managing approximately $836 million for around 588 clients with a team of nine advisors. The firm combines fundamental and technical analysis to execute client-directed investment strategies across a range of risk profiles and offers retirement-plan consulting and participant account management.

Austin Mangold is a financial advisor at Seaside Wealth Management, Inc. with one year of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Purshe Kaplan Sterling Investments and 49 Wealth Management. Outside of his advisory roles, he has experience in the food service industry and education. Seaside Wealth Management is a team-based registered investment adviser managing approximately $362 million in client assets. The firm serves individuals, trusts, pension and profit-sharing plans, and business entities, employing a passive, diversified investment approach based on modern portfolio theory and third-party research, with additional services including financial planning and retirement plan consulting.

Andrew Christopher is a CFP®, CFA®, and Series 65 designated advisor with five years of industry experience. He has worked at Leading Edge Financial Planning LLC since 2023 and has prior experience with Dowling & Yahnke Wealth Advisors and PricewaterhouseCoopers. Outside of financial advising, he serves as a Lieutenant Commander in the United States Navy Reserves, works as an F-35 instructor pilot for Lockheed Martin, and has been a career coach and faculty advisor at Georgetown University. Leading Edge Financial Planning LLC provides wealth management and financial planning services to individuals, high net worth clients, trusts, estates, and businesses. The firm emphasizes strategic asset allocation and diversification using low-cost mutual funds and ETFs, offers discretionary portfolio management, and operates as a team of nine advisors across multiple offices.

Jonathan Grundman is a CFA® charterholder and holds a Series 65 license with 10 years of industry experience. He has worked at Adaptive Financial Consulting, LLC since 2017 and has been with Stratos since 2015. Adaptive Financial Consulting provides discretionary and non-discretionary portfolio management, financial planning, pension consulting, and standalone consulting services to individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm customizes portfolios based on client objectives and risk tolerance, employing a combination of fundamental, quantitative, technical, and modern portfolio theory analyses.

Paul Seto Jr. is a CFA® charterholder and holds a Series 65 license with eight years of industry experience. He is currently with Tactive Advisors, LLC and has previous experience at Cardiff Park Advisors and Claraphi Advisory Network. Seto is also an Associated Person of Tricom Partners, LLC, an introducing broker and futures commission merchant. Tactive Advisors provides portfolio management services to individuals, trusts, businesses, employee benefit plans, and institutional investors, utilizing a tactical asset allocation approach and the Black-Litterman framework. The firm offers both a robo-advisor platform and advisor-led model portfolios, managing assets on both discretionary and non-discretionary bases.

Zachary Ziegler is a CFP®-certified financial advisor at Blankinship & Foster, LLC with three years of industry experience. Prior to joining Blankinship & Foster, he worked for four years at Northwestern Mutual in various roles. Before his financial advisory career, he spent five years at Kitchen and Bath RB Inc. Blankinship & Foster is a nine-advisor team managing approximately $940 million for individuals, high-net-worth clients, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm offers financial planning, discretionary investment management, and combined wealth management services using an asset-allocation driven investment process that incorporates a documented Investment Policy Statement and a range of traditional and alternative investment vehicles.

Anthony Franco is a CFP® and holds a Series 66 license with six years of industry experience. He is currently with Seaside Wealth Management, Inc., where he has worked since 2026. Prior to this, he was with Wells Fargo Clearing Services, LLC for seven years and has held roles at Carroll, Kelly, Trotter, Franzen, McBride, Peabody, Godin Properties, and Point Loma Nazarene University. Seaside Wealth Management is a team-based registered investment adviser serving individuals, trusts, pension and profit-sharing plans, and business entities, managing approximately $362 million in assets. The firm employs a modern portfolio theory approach with a focus on passive, diversified investments and offers services including asset management, financial planning, and retirement plan consulting.

Warren Binstock is a CFP® with 23 years of industry experience and has been with Telos Capital Management, Inc. since 2015. He holds a Series 66 license and is based in San Diego, CA. Telos Capital Management provides discretionary investment management and financial planning services to individual investors, trusts, estates, retirement-plan participants, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment approach that integrates bottom-up company analysis with top-down macroeconomic assessment, focusing on asset allocation, diversification, and periodic rebalancing.

Robyn Cohen is a financial advisor with Presidio Capital Management, LLC in San Diego, CA, holding two years of industry experience. She has been with Presidio Capital Management since 2024 and previously worked independently for ten years. Presidio Capital Management provides discretionary investment management, financial planning, and retirement plan consulting to a diverse client base, including high-net-worth individuals, business owners, trusts, estates, and charitable organizations. The firm employs a long-term, fundamentally driven investment approach, utilizing diversified portfolios of low-cost funds, individual securities, and alternative strategies.

Joshua Rendler is a CFP® and holds a Series 65 license with four years of experience in the financial industry. He currently serves as an advisor at Define Financial, LLC and has prior experience at Pacific Wealth Management, Ameriprise, and San Diego State. Define Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm manages approximately $315 million across about 119 client relationships, employing passive, risk-based portfolios primarily made up of no-load mutual funds and ETFs, alongside financial planning and pension consulting services.

Cade Buchanan is a financial advisor at Centura Wealth Advisory with one year of industry experience. He holds a Series 66 designation and has previously worked at CCG Wealth Management LLC, Key Investment Services LLC, and Daimler Truck North America. Buchanan volunteers with the Financial Planning Association of Oregon and Southwest Washington, assisting in outreach and organizing events to connect emerging advisors with industry professionals. Centura Wealth Advisory provides financial planning, investment management, and retirement plan advisory services to individuals, trusts, charitable organizations, and business entities. The firm employs a diversified investment approach and serves clients with portfolio minimums typically around $2 million.

Steven Dougan is a financial advisor at Intelligence Driven Advisers, LLC and holds a Series 65 credential. He has one year of industry experience, with prior roles in financial services and other fields including education, real estate, and travel. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients. The firm offers financial planning, discretionary investment management using primarily low-cost institutional funds and ETFs, and retirement plan solutions, with an investment process overseen by an Investment Committee.

Brian Johnson is a financial advisor at DLK Investment Management with 23 years of industry experience. He has been with DLK Investment Management since 2012 and holds Series 63 and Series 65 designations. DLK Investment Management provides personalized investment management and financial planning services to individuals, trusts, estates, charitable organizations, small institutional investors, and employer retirement plans. The firm manages approximately $435 million in client assets using a tailored, allocation-driven approach based on a fundamental relative-value framework.

Frank Stanley is a CERTIFIED FINANCIAL PLANNER™ with 26 years of industry experience. He is currently with Tactive Advisors, LLC and serves as President of FactorOne Capital LLC, a Commodity Trading Advisor. His prior experience includes roles at Claraphi Advisory Network LLC and Global Wealth Analytics Inc. Tactive Advisors provides portfolio management services to individual clients, trusts, businesses, employee benefit plans, and institutional investors. The firm combines a tactical asset allocation approach with model portfolios delivered through both a robo-advisor platform and advisor-led services.

Scott Newman is a financial advisor at Nelson Securities, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has been with Nelson Securities since 2002. Nelson Securities, Inc. manages approximately $272 million for over 2,000 clients through nine advisors, offering discretionary investment management and consulting to a diverse client base including individuals, families, trusts, pension and profit-sharing plans, corporations, and nonprofit organizations. The firm uses a combination of fundamental and technical analysis with various investment strategies tailored to client profiles and continuously monitors accounts with client trade approval.

Brittney Partow is a financial advisor with Intelligence Driven Advisers, LLC, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at LPL Financial and TD Ameritrade - Charles Schwab & Co., Inc. She is based in Carlsbad, CA. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for a diverse client base, including individuals, institutions, retirement plans, trusts, estates, and Native American sovereign entities. The firm employs a model-driven investment approach focused on low-cost institutional funds, risk management, and fundamental analysis, and offers a range of services including financial planning, discretionary management, retirement plan consulting, and held-away account management.

Laura Mertz is a CFP® professional with eight years of industry experience. She has worked at Aspiriant Wealth Management from 2015 to 2025 before joining Blankinship & Foster, LLC in 2025. Blankinship & Foster, LLC provides customized wealth management services to individuals, families, trusts, small businesses, charitable organizations, and pension plans. The firm’s investment approach emphasizes asset allocation based on macroeconomic analysis and client-specific Investment Policy Statements, with portfolios typically managed on a discretionary basis.