D Miller is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, Miller focuses on creating personalized wealth management strategies that align with clients' individual financial goals. By leveraging the investment insights of Merrill and the banking and lending solutions of Bank of America, Miller aims to develop flexible strategies that respond to changing market conditions. Miller holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Slippery Rock University. Committed to community involvement, Miller participates in volunteer activities through local organizations, reflecting the Merrill tradition of service in the communities served.

Raquel Reynolds is a financial advisor with Wells Fargo Advisors in Palm Desert, CA, holding a Series 66 designation and 18 years of industry experience. She previously worked at Bank of America and Merrill. Reynolds is also a 30% owner of Valera Reynolds Wealth Management in Palm Desert. Wells Fargo Advisors serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm integrates advisory services with other financial product offerings and provides discrete planning engagements using proprietary research and tools.

Robert Bjekich is a financial advisor with Ameriprise in Palm Desert, CA, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in independent insurance brokering. Ameriprise is a large institutional firm offering a retirement-income planning service targeted at individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, emphasizing assets held in Ameriprise-managed accounts and using algorithmic automation alongside advisory oversight.

Courtney Hershberger is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 25 years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2023, she worked at RBC Capital Markets for 12 years. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Darren Gray is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in goals-based wealth planning, values-based investing including impact investing and Environmental, Social and Governance (ESG) criteria, retirement planning and income strategies, trust and estate planning services, and customized lending solutions through Bank of America. Darren focuses on serving independent women and sustainability-minded, impact investors. With professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), Darren combines his expertise to help clients create personalized plans aligned with their life priorities. He has experience working as a Professional Management Development Coordinator at Merrill and leads the client-focused RGR Wealth Management Group team. Darren holds a Bachelor's Degree from the University of Washington and a Master's Degree from the University of Chicago Booth School of Business. He is actively involved with community organizations such as Alaska Wilderness League, Summer Search, and YouthCare, and participates in professional and alumni associations including the Cascade Bicycle Club, College Club Seattle, USTA, and various university alumni associations. His personal interests include biking, cooking, hiking, running, soccer, swimming, tennis, traveling, and yoga.

Daniel Ramirez is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 13 years of industry experience. He has worked at Merrill and Bank of America, N.A. before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations to serve its clients.

Samir Sleiman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Sleiman is involved in several real estate investment and management activities, including ownership and supervision roles in multiple LLCs. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sherman Steen is a financial advisor with Thrivent Investment Management in Palm Springs, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior experience includes roles with RBC Capital Markets, Ameriprise Financial Services, and previous positions at Thrivent. Outside of finance, he works as a dog and house sitter. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across a broad range of topics, with an option to combine planning and managed-account services under a consolidated billing system called “WealthPlan.”

Rodney Halvorson is a financial advisor with Morgan Stanley in Palm Desert, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.

Lucas Vance Hills is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses. Hills has been affiliated with Fidelity Investments and its related entities since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its role in managing model portfolios, its registration as a commodity pool operator, and its advisory services to multiple registered investment companies.

Jarred Palmquist is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has been with Merrill since 2019 and previously worked at ACME 202 State Street LLC and Catalan Mediterranean Restaurant. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marshall Rankowitz is a financial advisor with Wells Fargo Clearing in Palm Desert, CA, holding Series 63 and Series 65 licenses and 30 years of industry experience. He has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing in 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s advisory process is IPS-driven and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Mark Vivian is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 26 years of industry experience. Prior to joining Raymond James in 2018, he worked at Edward Jones for 18 years. He is also the owner of Vivian Investment Partners in Palm Springs, CA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and advanced analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Martin Noble is a CFP® with 10 years of industry experience, all of which he has spent at Edward Jones since 2016. He is based in Palm Springs, CA. Outside of his advisory role, he is the owner of a rental property business in Raleigh, NC, managed by a third party. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Kimberly Quinonez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2010 and has also worked at Bank of America, N.A. since 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Legan is a financial advisor at RBC Capital Markets with 32 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio management strategies utilizing both in-house and third-party investment managers.

Lauren Xouleis is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has previously worked at First Republic Securities Company, LLC and Asset Retention Insurance Services, Inc. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ernesto Arcos is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His work history includes roles at T-Mobile USA Inc and PFS Investments Inc, alongside a long tenure at Primerica Financial Services. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Kerry Hendrix is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory role, Hendrix serves as a stage manager and board member for the Harvey Milk Diversity Breakfast, an educational event held in Palm Springs. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-focused planning using proprietary software and offers a range of specialized planning services including estate settlement and employer-sponsored programs.

Nanette Conradi is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.