Traci Cerda is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and four years of industry experience. She has previously worked at Charles Schwab, TD Ameritrade, and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Yessenia Loza is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2022, following prior roles at Bank of America and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jeff Fluharty is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and 25 years of industry experience. He has worked within Wells Fargo entities since 2011. Outside of his advisory role, he owns Fluharty Financial Group, a separate financial practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized planning in areas such as business-owner transitions and special-needs analysis.

Nick Cozzone is a financial advisor at Osaic with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously spent 18 years with Woodbury Financial Services. Cozzone also owns Kane County Capital Advisors, a sole proprietorship that operates under a separate brand. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services with various portfolio management tools and third-party solutions.

Ernest Gonzalez is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been affiliated with both Merrill and Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Crystal Deaver is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding a Series 63 designation and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Roy James is a financial advisor at Morgan Stanley with 22 years of industry experience. He has held his current role since 2009. His credentials include Series 63 and Series 65 registrations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach involves structured discovery conversations and firm-approved planning tools, supported by its Global Investment Committee’s analyses, and manages approximately $2.74 trillion in client assets.

Cosimo Favaloro is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and previously worked at Hilltop Securities and Primerica. Outside of his financial career, he spent ten years at in Shape, a fitness-related business. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets, providing both brokerage and advisory solutions.

Brandon Calhoun is a financial advisor with OSAIC, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Lincoln Financial Advisors, City National Bank, RBC Capital Markets, Wells Fargo Clearing, and Wells Fargo Advisors. In addition to his advisory work, he acts as an insurance agent offering fixed insurance products such as accident, health, disability, annuities, and life insurance. OSAIC serves a diverse client base including retail and institutional investors, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across multiple asset classes, managing accounts on both discretionary and non-discretionary bases.

Jason Nenadov is a financial advisor at LPL Financial in Fresno, CA, holding Series 63 and Series 65 licenses with three years of industry experience. He has been with LPL Financial since 2022 and is also involved with Educational Employees Credit Union and Equity Assets Real Estate, INC., where he acts as a real estate broker. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationally. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, research, and various portfolio management strategies.

Beau Sweeney is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC since 2015. In addition to his advisory role, he is involved with Sweeney Investment Management Incorporated, a separate investment-related business he owns. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services supported by Wells Fargo research and tools, with a focus on discrete planning engagements and optional implementation through brokerage or advisory programs.

Jason Link is a CFP® with 23 years of industry experience, currently affiliated with LPL Financial since 2010. He holds the Series 66 designation and operates out of Fresno, CA. In addition to his role at LPL, he is the owner of Link Financial Inc., an investment-related business entity established in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Stephanie Cozzone is a financial advisor at OSAIC with six years of industry experience. She previously worked at Woodbury Financial Services and Old Second National Bank. Outside of advisory work, she serves as president of The Gallatin Valley Sentinel, a nonprofit focused on providing local educational resources about city ordinances and policies. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various investment platforms and third-party solutions to construct portfolios with a range of asset types and management approaches.

Daniel Bushey is a financial advisor with LPL Financial in Fresno, CA, holding a Series 66 designation and 28 years of industry experience. He has been with LPL Financial and its predecessor since 2007. Outside of his advisory role, Bushey is involved with Bushey Financial Services, Inc., a business entity maintained for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Mark Higbee is a financial advisor with Wells Fargo Clearing in Fresno, CA. He holds Series 66 and Series 63 licenses and has 10 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Premier Valley Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Angela Pulley is a financial advisor at RBC Capital Markets with a Series 66 designation. She has experience working at City National Bank since 2026 and spent 17 years at Wells Fargo Advisors prior to joining RBC in 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to client risk profiles through both in-house and third-party investment managers.

Lidia Leach is a financial advisor at LPL Financial with 15 years of industry experience. She holds the CFP® and Series 66 designations. Prior to joining LPL Financial in 2023, she worked at BancWest Investment Services for 10 years and has been affiliated with BMO Bank NA since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by various model portfolios, research, and technology tools.

Timothy Quick is a financial advisor with Charles Schwab in Fresno, CA, holding a Series 66 designation and 23 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2007. Outside of his advisory role, he is involved in property management in Bakersfield, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and centralized operational support.

Ivan Wilton is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

David Smith is a Series 63-registered financial advisor with Stifel, based in Fresno, CA, and has 40 years of industry experience. He has worked with Stifel Nicolaus since 2013. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing analyses and guidance on asset allocation, retirement, insurance, and estate planning.