John Caviglia is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He worked at Securities America Advisors, Inc. from 2000 to 2024 before joining OSAIC. His other business activities include insurance sales and investment advisory services through Caviglia Financial. OSAIC serves a broad range of retail and institutional clients and offers integrated brokerage and investment advisory services, utilizing firm-provided tools and multiple advisory platforms to manage accounts across various asset classes.

Richard Martin is a financial advisor with LPL Financial in Fresno, CA, holding a Series 63 designation and over 42 years of industry experience. He has been with LPL Financial since 1984. In addition to his advisory role, he provides tax preparation services and serves as a trustee of the Mary L Widony Irrevocable Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various portfolio management options.

Ryan Moll is a Financial Advisor with Merrill Lynch Wealth Management, serving clients by helping them manage their financial goals through personalized strategies. He works one-on-one with clients to define their objectives and develop portfolio strategies tailored to their needs, providing ongoing advice and adapting these strategies as clients' situations evolve. His expertise includes assisting clients with a wide range of financial priorities, such as investing, retirement planning, and managing competing demands like home purchasing, education funding, and healthcare preparation. Ryan holds the Personal Investment Advisor (PIA) professional designation and completed an Accredited Certificate Program at San Joaquin Delta College.

Daniel Bono is a financial advisor at Wells Fargo Clearing in Fresno, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Wells Fargo in 2022, he held positions at various companies including Top Golf and Everbowl. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Charles Johanson is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory and financial planning programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research from its Global Investment Committee.

Randall Biglione is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 63 license and having 42 years of industry experience. He has worked with Wells Fargo entities since 2009 in various capacities. Outside of his advisory role, he serves as a trustee for a family-related entity. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition planning and special-needs analysis, using Wells Fargo research and tools to tailor recommendations for clients.

Rob Robertson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2012 and was previously with RRS Investments LLC from 2021 to 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Spencer Jones is a financial advisor at LPL Financial with four years of industry experience. He previously worked at Citizens Business Bank for eight years before joining LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations across the United States. The firm offers a range of financial planning and advisory programs, including both discretionary and non-discretionary management, supported by research and model portfolios from internal and third-party sources.

Henry Menchaca is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Bank of America, Merrill, and multiple positions within Wells Fargo entities dating back to 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Philip Rogers Sr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He worked at JPMorgan Chase Bank NA for 10 years before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Arlie Rogers Jr. is a financial advisor with LPL Financial in Fresno, CA, holding a Series 66 designation and 16 years of industry experience. He has worked at LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Joseph Rochez is an advisor at Merrill in Fresno, CA, holding Series 63 and Series 66 licenses. He has worked at Merrill and Bank of America since 2026 and has prior experience at Wells Fargo and in real estate from 2018 to 2025. Rochez also served in the United States Navy from 2013 to 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Zachary Duncan is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously spent three years at Wells Fargo Advisors LLC. Duncan also has a long tenure with Wells Fargo Bank NA dating back to 2008. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Rose Silva is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Joseph Rendon is a Series 66-licensed financial advisor with seven years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2024, following roles at Citigroup Global Markets, Citigroup, Edward Jones, MUFG Union Bank, Hyatt Residence Club, Raiser LLC (Uber), and Bank of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Lexis Dunn is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo Advisors in 2026, Dunn worked at Valley Athletics, Raymond James Financial Services Advisors, and TriCounties Bank. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a range of investment and financial planning services, including cash-flow, retirement, education, and specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce. The firm combines advisory services with banking and lending products, offering tailored recommendations supported by proprietary research and planning tools.

Makenna Blied is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and previously worked at The Master's University, Chipotle Mexican Grill, and Campus Bible Church. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, delivering personalized Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Roberto Chiu is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has worked with Wells Fargo entities since 2013, including Wells Fargo Advisors, LLC, before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Paul Takhar is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and Jpmorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Michael Fitzgerald is a Series 66–licensed financial advisor with Thrivent Investment Management, based in Madera, CA, and has 21 years of industry experience. He has been with Thrivent Investment Management and its predecessor, Thrivent Financial for Lutherans, since 2004 and 2005 respectively. Outside of his advisory role, he serves as Treasurer for the Horn of Africa Evangelical Mission, a nonprofit focused on training and sending missionaries in Africa. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based, holistic financial analyses without discretionary portfolio management. The firm offers integrated planning and managed-account services through a consolidated billing option called “WealthPlan,” emphasizing comprehensive written recommendations across a range of financial topics.