Cathleen Petersen is a financial advisor with OSAIC holding a Series 63 designation and 45 years of industry experience. She previously worked at Securities America Advisors, Inc. and Foothill Securities, Inc., and has operated her own tax preparation and planning business since 1984. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform that includes comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with multiple program options and maintains complex affiliations and private-equity ownership.

Roger Evans is a financial advisor at Morgan Stanley with 12 years of industry experience. He has been with Morgan Stanley since 2013 and has worked with the Morgan Stanley Private Bank, National Association since 2015. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved tools to support client planning needs.

Ryan Cole is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include seven years at Fisher Investments and combined positions at Wells Fargo bank and Wells Fargo Clearing. He has been with Morgan Stanley and its private bank since 2025. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Samineh Shaeghi is a CFP® professional with 15 years of industry experience, currently serving at LPL Financial since 2023. Her prior experience includes nine years at Bancwest Investment Services, Inc. and two years at Fidelity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports over 22,900 advisors and manages more than $819 billion in discretionary assets, offering customizable investment strategies and multiple non-advisory financial services.

John Cole is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2010. Outside of his advisory work, he is the sole proprietor and owner of Calidus Vineyard, an agricultural business in Calistoga, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and scenario modeling.

Jennifer Smith is a Financial Consultant currently working with Fidelity Investments since 2024. She has extensive experience in the financial services industry, having previously served as a Senior Wealth Management Associate at UBS Financial Services from 2020 to 2024, and as Vice President - Financial Advisor at Morgan Stanley from 1994 to 2020. Her professional approach involves understanding clients' goals, values, and lifetime aspirations to develop holistic financial plans. She emphasizes the importance of regular plan reviews to accommodate any changes in clients' circumstances. Jennifer holds a California Insurance License. Outside of her professional career, Jennifer enjoys cooking and baking, participating in family activities, exploring culinary interests, attending social events with friends, listening to music, and traveling.

Trevor Strudley is a CFP® with 13 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He serves as a board member and finance committee member of the Cabrillo College Foundation and is the author of *Tech Success: How Technology Executives and their Families Manage Meaningful Wealth*. He is also CEO of Stiles-Strudley Inc., a concierge wealth management services company affiliated with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Ryan Bennett is a financial advisor with Edward Jones in Capitola, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of approximately 23,701 advisors. The firm manages around $1.01 trillion in assets under management and provides services including tax-efficient strategies and access to affiliated mutual funds.

Mary Bellizzi is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 22 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2003. Outside of her advisory role, she is involved in small group medical insurance and rents a room in her home. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning focused on a broad range of financial topics, with planning services delivered separately from portfolio management.

Haiqing Chen is a financial advisor with Merrill in San Jose, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Merrill, Chen held roles at Bank of America, Pacific Advisors, Guardian Life, MassMutual Life Insurance Company, Eagle Strategies, and New York Life, among others. Chen serves as Treasurer and Board Member of the US Chamber of Commerce Silicon Valley, where they assist with bookkeeping, event organization, and financial reporting to support the Chinese American business community. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tristan Kass is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015, also serving at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct client plans and Corporate Financial Planning agreements.

Ivor Thomas is a financial advisor with Edward Jones in Scotts Valley, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Agustin Ramirez is a financial advisor at Primerica Advisors with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked with San Andreas Regional Center, PFS Investments Inc., and Primerica Financial Services. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed accounts primarily to individual and high-net-worth clients. The firm utilizes third-party asset managers and a tiered wrap-fee structure for its services.

Joseph Winslow is a financial advisor with LPL Financial who holds a Series 63 designation and has 36 years of industry experience. He worked for over 28 years at Link Allen and Associates, Securian Financial Services, Inc., and Minnesota Life Insurance Co before joining LPL Financial in 2020. Outside of advisory services, he is involved as an insurance agent and is active with a corporate business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Simon Bonilla is a financial advisor at Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses with eight years of industry experience. His work history includes roles at Morgan Stanley since 2020, as well as previous positions at UnionBanc Investment Services and MUFG Union Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and advisory services without providing individual security recommendations as part of its standalone planning program.

Donald Elliott is a financial advisor with LPL Financial in Los Gatos, CA, holding Series 65 and Series 63 licenses and 28 years of industry experience. His career includes positions at Janus Henderson Investors, Cadaret, Grant & Co., and Wells Fargo Investments. He is involved with Elliott Family Wealth, a family business entity unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing various model portfolios and customized strategies.

Tyler Nguyen is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Citigroup Global Markets Inc. and Citigroup. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions and includes offerings that incorporate ESG eligibility frameworks.

Nick Almasov is a Financial Consultant currently working at Fidelity Investments since 2020. He has over a decade of experience in the financial services industry, specializing in assisting high-net-worth clients with their financial decision-making. Prior to his current role, Nick served as a Wealth Financial Advisor at Bank of the West from 2016 to 2020 and as a Premier Banker at Wells Fargo from 2014 to 2016. He holds a California Insurance License.

Shelley Goglio is a financial advisor at UBS Financial Services with 33 years of industry experience. She has been with UBS since 1989 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Thomas Boscardin is a financial advisor at Edward Jones in Los Gatos, CA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Local Eyes LLC, 90 Degrees West, and Don't Panic Production LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large national network of financial advisors and branch offices.