Tyler Hunter is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. He has been with Wells Fargo Clearing since 2021 and previously worked in various roles including at Sonoma State University and Home Depot. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions, relying on research and analytics to support investment decisions.

Zachary Taylor is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. His prior roles include operating Zachary Taylor LLC from 2012 to 2016 and working at Merrill from 2004 to 2008. Outside of his advisory work, he is involved in property management in Lorida, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs and tailored financial planning. The firm utilizes structured planning tools and advanced modeling techniques while providing a variety of investment and financial services.

John Giffin is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at J.P. Morgan Securities for six years before joining Linsco/Private Ledger in 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Fatima Sosa Ortiz is a Financial Advisor with Merrill Lynch Wealth Management in Napa. In her role, she works closely with individuals and families to develop personalized financial strategies that support their long-term goals. Fatima focuses on managing new wealth, personal retirement planning, and empowering women to take an active role in their financial decision-making. Before joining Merrill in 2022, Fatima gained experience working with business owners at JPMorgan Chase in St. Helena, where she built trusted client relationships and helped clients navigate financial opportunities and challenges. She holds a Bachelor's degree from Pacific Union College and holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). A Napa Valley native, Fatima is involved in her local community through organizations such as the Napa County Hispanic Chamber of Commerce, Soroptimist International of St. Helena Sunrise, and The Order Sons and Daughters of Italy in America (OSDIA) Napa Lodge #2043. She is also a member of professional organizations including Girls on the Run and Leadership Napa Valley. Outside of work, Fatima enjoys cooking, hiking, music, painting, reading, running, skiing, traveling, writing, and spending time with family.

Gerlynbee Buencamino is a financial advisor with LPL Financial in Sonoma, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. Prior to joining LPL in 2024, Buencamino worked at Redwood Credit Union for 10 years and CUSO Financial Services, LP for 8 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Blake Watts is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and seven years of industry experience. His previous roles include positions at American AgCredit, Stockpile Investments, Social Finance, Inc., and J.P. Morgan Securities. Watts is based in Santa Rosa, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by centralized custody and a multi-asset model portfolio approach.

Valerie Kendrick is a financial advisor at OSAIC with 39 years of industry experience. She holds a Series 63 designation and has worked at OSAIC since 2018, following two years at Signator Investors, Inc. In addition to her advisory career, she is a general partner at Kendrick & Associates, a tax preparation and planning partnership she has been involved with since 1981. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs various portfolio construction tools including asset-allocation models, risk-tolerance assessments, and automated rebalancing.

Arthur Pierce is a financial advisor with LPL Financial in Santa Rosa, CA, holding a Series 63 designation and bringing 39 years of industry experience. He has worked at LPL Financial since 2006 and previously spent nine years with UBS Financial Services. Pierce Financial Group, Inc. is a DBA associated with his practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies, supported by a broad platform with significant scale and integrated financial services.

Erika Lockwood is a CFP®-designated financial advisor with Edward Jones, based in Santa Rosa, CA, and has 16 years of industry experience. She has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates with a nationwide network of more than 23,700 financial advisors.

Michael Bagley is a CFP® professional with 39 years of industry experience, currently affiliated with LPL Financial since 2012. His prior experience includes roles at Woodbury Financial Services and MSI Financial Services. He also serves as a non-variable insurance agent with BGA Insurance and Crump Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced advisor tools and a broad network of over 22,000 advisors.

Ghassan Howell is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and its related entities since 2011, with brief tenures at Merrill and Bank of America N.A. prior to his current role. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patrick Bentivegna is a financial advisor with Charles Schwab in Santa Rosa, CA, holding Series 63 and Series 66 licenses and having 31 years of industry experience. He has been with Charles Schwab since 1994 and Charles Schwab Bank since 2008. Outside of his advisory role, he is involved in real estate in Petaluma, California, where he owns a property that he rents out. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining comprehensive advisory, brokerage, custody, and cash-sweep services within an integrated operational platform.

Michael Avery is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Barrel Brothers Brewing Company. His background also includes roles at Exchange Bank and Sonoma State University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brian Frost is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Lincoln Financial Advisors, Sorrento Pacific Financial, LLC, and Morgan Stanley. Outside of his advisory role, he serves as a board member of West County Net Inc., a for-profit organization in Santa Rosa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Stephen Jang is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured processes and advanced modeling techniques.

Daniel Rosaschi is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at Wells Fargo Clearing, Wells Fargo Bank NA, Wells Fargo Advisors LLC, and U.S. Bancorp Advisors before joining Morgan Stanley. Outside of his advisory work, he serves as president of the board for the Demeo Teen Club, a nonprofit focused on youth development. Morgan Stanley Wealth Management offers advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach involves structured planning tools and a range of investment-related activities, including work with private funds and principal trading.

Henry Pak is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erica Minor is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 designations and 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Marisa Goldstein is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 20 years of industry experience. She has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing comprehensive financial planning and investment advisory services. The firm employs structured planning tools and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Genaro Fernandez is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2012, with prior experience at JP Morgan Securities and JP Morgan Chase Bank. Outside of his advisory role, Fernandez is involved in entrepreneurial activities, including ownership of a Baskin-Robbins franchise in Napa, CA, and serving as a notary public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice and offering a broad range of financial product options.