Jacarri Williams is a Certified Financial Planner (CFP®) with 19 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc., where he has worked since 2019, and previously held roles at J.P. Morgan Securities and BOK Financial Securities. He is also associated with Tri Counties Advisors in Sacramento, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Robert Mc Mahon is a CFP® with 11 years of industry experience. He is currently with Cetera and its affiliates, having joined in 2026 after a decade at Edward Jones and a year at LPL Financial. He serves as a non-profit board member with Toastmasters. Cetera Investment Advisers LLC is a large SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management, financial planning, and retirement services.

Kenna Stukas serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she focuses on creating personalized wealth management strategies tailored to her clients' unique financial goals. She leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to support her clients' financial objectives. Kenna has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She holds a bachelor's degree from Sonoma State University. She is affiliated with The Fendley Group and follows Merrill's tradition of community involvement by volunteering with local organizations.

Senh Ly is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with LPL Financial since 2007 and has a concurrent role at Golden 1 Credit Union since 2005. Outside of advising, he is also active as a real estate agent assisting clients in buying and selling properties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and technology.

Edmardo Tomei III is a CFP® certified financial advisor with over 25 years of industry experience. He is currently with Cetera and has previously worked at Next Financial Group Inc. Tomei is also the owner and senior wealth manager of PWA Financial, where he has provided financial planning and retirement plan services since 2003. Additionally, he works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, ERISA retirement services, and access to third-party money managers.

Allyssa Clayworth is a financial advisor at Merrill with a Series 66 designation and four years at the firm. She has previously worked at California State University, Sacramento, and San Joaquin Delta College. Clayworth’s background also includes roles at Woodbridge Golf & Country Club and Sycamore Lane Kennels. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hillary Rupert is a financial advisor with Edward Jones in Sacramento, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2025, she worked at TRC (GNA) and Pacific Gas & Electric (PG&E), among other roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products. The firm operates under a fiduciary standard and maintains a large national network of financial advisors and branch offices.

Albert Solano is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with personal and business clients to build, manage, and preserve wealth by providing tailored financial strategies that support growth, stability, and long-term success. Albert's expertise includes college education planning, family wealth management strategies, retirement income, tax minimization, small business strategies, and portfolio management services. He emphasizes understanding each client's unique situation to create personalized plans aligned with their goals, whether for investing, retirement planning, or managing new wealth. Albert holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from the University of California Davis and is fluent in English and Spanish. Albert is a member of the Folsom Rotary Club and the Woodland Chamber of Commerce. Outside of work, he enjoys golfing, music, soccer, spending time with his family, traveling, and watching movies.

Harry Webb Jr. is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. Before joining Edward Jones in 2023, he held various roles across technology and media companies including Contour Design, Logitech, and AVer Media. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and investment options, operates under a fiduciary standard, and maintains a large nationwide network of financial advisors and branch offices.

Thomas Cleary is a financial advisor with Merrill in Sacramento, CA, holding Series 65 and Series 66 licenses and 18 years of industry experience. He has been with Merrill since 2011. Outside of his advisory role, he serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gregory Henderson Jr. is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors in Sacramento, CA, where he has worked since 2008. He has 25 years of industry experience. Outside of his advisory role, he serves as a board member for the Carmichael SDA Church and works as an assistant golf coach. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing multiple platform arrangements and proprietary and third-party model strategies.

Michael Tonis is a financial advisor with OSAIC in Sacramento, CA, holding a Series 66 designation and three years of industry experience. His prior experience includes roles at Retirement Security Centers (Lincoln Financial), Boras Corporation, and Molina Healthcare. Tonis is also a vice president and partner at Simas Tonis Wealth Advisors, LLC, which focuses on retirement, investment, and life planning. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory, and financial planning services through a large network of affiliated advisers and multiple platforms.

Adam Barnhill is a financial advisor at Osaic with five years of industry experience. His background includes roles at Lincoln Financial Group and California State University, Sacramento. He is a Series 66 license holder. Barnhill is also involved in retirement security through his role with Retirement Security Centers, where he offers and services fixed insurance products. Osaic Wealth, Inc. serves a wide range of clients including individual investors, pension plans, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services and utilizes multiple investment platforms and asset-allocation tools to manage diversified portfolios.

Zachary Vail is a financial advisor at Ameriprise with 17 years of industry experience and holds a Series 66 designation. He has been with Ameriprise Financial Services since 2008, serving in multiple roles within the firm. Outside of his advisory work, he has involvement in real estate ownership unrelated to investment activities. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, which combines proprietary research and third-party data to provide tailored recommendations and ongoing annual advice.

Victor Dillard is a financial advisor with Mass Mutual Investors Services in Sacramento, CA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His career includes long-term roles with Metlife Securities Inc and Metropolitan Life Ins Co since 1999, and he has been with Mass Mutual-related firms since 2016. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning processes to deliver tailored recommendations.

Jonathan Noel is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical among large institutional advisers.

Hector Rodarte is a Financial Consultant at Fidelity Investments, where he engages with individuals and families to assist them in achieving their personal and financial goals. His approach centers on comprehensive planning to understand clients’ values and help them progress towards their desired outcomes. Hector utilizes Fidelity's resources and investment strategies to support his client-focused services. His professional experience spans multiple roles within Fidelity Investments, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative from 2021 to the present. Prior to joining Fidelity, he worked as a Financial Planning Services Associate at Northwestern Mutual from 2020 to 2021. Hector holds a California Insurance License. Outside of his professional work, Hector's interests include family activities, fishing, fitness, outdoor adventures, soccer, and traveling.

Justin Qvistgaard is a financial advisor with UBS Financial Services in Sacramento, CA, holding a Series 66 designation and three years of industry experience. He previously worked at Cambridge Investment Research Advisors, HI Financial, and other firms. His background also includes roles outside finance, such as positions at Boise State University and Davis Senior High School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Soraya Rodriguez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 21 years of industry experience. She has worked at Wells Fargo Bank NA since 2001 and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Walters is a CFP® professional with 24 years of experience in the financial industry. He is affiliated with Raymond James Financial and has worked at Legacy Wealth Management since 2017. Walters previously held roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. In addition to his advisory work, he is a minority owner and occasional consultant for a business called Next Legacy. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical modeling and also maintains a municipal advisor affiliation that supports its public finance work.