Samuel Hauxwell is a financial advisor at Raymond James Financial with 17 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2011 and was also involved with Forty Creek Investments Inc., an S-Corp operating independently under his DBA, until 2021. Hauxwell holds Series 63 and Series 66 credentials. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, institutional, and nonprofit clients. The firm offers tailored, non-discretionary advisory services using analytical tools to model potential outcomes and supports a large advisor network with resources including municipal advisory and SIMPLE IRA employer consulting services.

William Morris is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Wells Fargo Advisors Financial Network LLC for 12 years. Outside of advisory services, he is involved in a BBQ sauce distribution business, Rib Rack Distributing, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Donald Kerr III is a CFP® professional with 22 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. since 2014. He is based in Bend, Oregon, and also serves as an associate at OnPoint Investment Services, where he provides financial planning, investment planning, and sales and marketing support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional accounts. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Niki Sands is a financial advisor at J.P. Morgan Securities with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, manager selection, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

David Thiele is a financial advisor with OSAIC, holding a Series 66 designation and 14 years of industry experience. He previously worked at Fsc Securities Corp for seven years before joining OSAIC in 2023. Outside of his advisory role, he is the owner and CEO of Undefined Gridlines Inc., which manages advisor business operations and communications. OSAIC serves a diverse client base, including individuals, high-net-worth investors, and institutions, offering a range of brokerage and advisory services. The firm employs various asset-allocation tools and third-party platforms to manage portfolios that incorporate multiple asset classes and investment strategies.

Nevin Hougardy is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Prior to that, he was employed at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer offering a range of advisory programs for individuals and institutions, including tailored financial planning through dedicated advisors and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

Megan Uht is a financial advisor at Edward Jones in Bend, OR, with two years of industry experience. She holds the Series 66 designation and has previous work history including roles at Balanced Solutions and the Center for Orthopedic and Neurosurgical Care and Research. Outside of finance, she is the owner of Retro Rides LLC, an automotive restoration business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of approximately 23,701 financial advisors.

Kyle Turner is a financial advisor with Raymond James & Associates in Bend, OR, holding a Series 66 credential and having one year of industry experience. Prior to joining Raymond James, he held roles at DraftKings and various positions related to the University of Idaho. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering customized financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Daniel Bertholet is a financial advisor at Edward Jones in Bend, Oregon, holding a Series 66 designation with three years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Patricia Cockell is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Raymond James since 2019 and previously spent ten years with Wells Fargo Advisors. Outside of her advisory role, she owns PC Wealth Management LLC, a financial support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary advisory services that incorporate detailed risk profiling and modeling tools.

Karen Vera is a financial advisor at Raymond James Financial with three years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo. Vera is also employed as a registered representative at The Westhoff Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm integrates risk profiling and analytical tools into its non-discretionary planning and supports both advisory programs and institutional portfolio management.

Sarah Hall is a financial advisor with Morgan Stanley in Bend, Oregon, holding Series 63 and Series 66 licenses and eight years of industry experience. She has been with Morgan Stanley since 2019, working with both the Private Bank and Smith Barney divisions. Outside of her advisory role, she is involved in the local community through nonprofit leadership as Board Chair of Volunteers In Medicine and participates in the arts as a partner in a dance-related business and as a dance teacher. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that include comprehensive planning without individual security recommendations as part of standalone programs.

Tommy Smothers is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He previously worked at Kms Financial Services, Inc. for 18 years and has been involved with Employee Benefit Design, Inc. since 1998. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Jacob Paltzer Jr. is a financial advisor with LPL Financial in Bend, Oregon. He holds Series 63 and Series 66 designations and has 25 years of industry experience, including 17 years with LPL Financial. Outside of his advisory role, he operates Jake Paltzer Financial Services, LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by both proprietary and third-party investment strategies.

Arnold Reinhart is a Series 66-licensed financial advisor with 22 years of industry experience. He has been with LPL Financial since 2011 and previously worked at Kms Financial Services, Inc. from 2004 to 2011. Outside of advising, he is involved with TNA Investment Holdings, LLC, a home-based excavation construction and equipment leasing company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing customizable strategies and technology tools to support client portfolios.

James Salmon is a financial advisor with Stifel in Bend, Oregon, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm provides customized, fee-based financial planning and works with a range of clients from high net worth individuals to municipal entities.

Steven Lewis is a CFP®-certified financial advisor with 41 years of industry experience, currently with Wells Fargo Advisors since 2019. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, totaling over 17 years within the Wells Fargo organization. Lewis serves as a trustee for a children's trust and a parent's trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations using proprietary research and planning tools, with specialty planning services available for clients meeting certain net-worth thresholds.

Judy Jorgensen is a financial advisor with LPL Financial in Bend, Oregon, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. She has been with LPL Financial since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Jorgensen operates Katahdin Financial Group as a distinct business entity affiliated with her LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research tools and a large network of investment adviser representatives.

Pamela Carty is a financial advisor with RBC Capital Markets in Bend, OR, holding Series 63 and Series 66 credentials and over 45 years of industry experience. She has been with RBC Capital Markets since 2008 and previously worked at City National Bank from 2020 to 2025. Pamela serves on the Board of Directors for The Rotary Club of Bend, a nonprofit organization. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies utilizing both in-house and third-party managers, and integrates capital markets and lending capabilities through its affiliated entities.

Timothy West is a financial advisor at Edward Jones in Bend, Oregon, holding Series 63 and Series 66 licenses with 10 years of industry experience. Prior to joining Edward Jones in 2019, he worked at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of his advisory role, he is involved in real estate management and consulting through ownership in several family-affiliated real estate entities. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory and investment management solutions, supported by a large network of financial advisors and branch offices nationwide.