Michael Donofrio is a financial advisor at Kovack Advisors, Inc. with 24 years of industry experience. He holds a Series 66 designation and has worked at Kovack Advisors since 2017, following a two-year tenure at Raymond James & Associates. Outside of his advisory role, he is president of Worth Ave Wealth Management, a firm focused on financial planning for retirees. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions through a nationwide network of representatives. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also offering third-party asset manager recommendations and comprehensive financial planning services.

Rene Villate Cortes is a financial advisor at Kovack Advisors, Inc. with 18 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2009. Outside of his advisory work, he is involved in boat management, supervising maintenance and repairs, and participates in a sports clothing e-commerce business as a partner. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a broad range of clients, including individuals, corporations, and financial institutions. The firm offers diversified asset management primarily through mutual funds and ETFs, along with financial planning and third-party manager recommendations.

Barry Young is a financial advisor with Gradient Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Gradient Advisors since 2017 and also has a longstanding role at Whitestone Wealth Management, LLC since 2012. In addition to his advisory work, he owns and operates Barry Young Enterprises Inc., an insurance sales business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a broad client base including individuals, retirement plans, trusts, charities, and corporations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, utilizing a largely non-discretionary model and a range of analytical tools to align portfolios with client objectives.

Rana Chander is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 66 licenses and having 14 years of industry experience. His prior work includes roles at Investacorp Inc. and Securities America Advisors. Outside of his advisory work, he is the managing partner of Ranas 2012 LLC, a residential and commercial real estate management company. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, registered advisors, and retirement plans. The firm emphasizes fixed-income and income-oriented strategies, combining fundamental and technical analysis, and offers a range of services including asset management, financial planning, and sub-advisory arrangements.

Winnaa Wright Villano is a financial advisor at Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation with 18 years of industry experience. She has been with Kovack Advisors and its affiliated firm Kovack Securities since 2009. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, offers discretionary and non-discretionary asset management, and provides additional services such as third-party manager recommendations and financial planning.

Stephen Cain is a CFP® professional with 24 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2015. He has prior experience with Lindner Capital Advisers, Inc. and Kovack Securities Inc. Cain is also involved with Warnick and Cain LLC, a financial planning and investment management firm. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, supplemented by individual equities, fixed income, and alternative investments, while also recommending third-party asset managers and offering comprehensive financial planning services.

Jose Nieves is a CFP® with 28 years of industry experience and has been with Kovack Advisors, Inc. since 2009. He holds a Series 66 license and is based in Ft. Lauderdale, FL. Outside of his advisory role, he provides guidance on employer-sponsored retirement plans through seminars and group meetings and is an authorized representative involved in the sales of fixed insurance products. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also recommending third-party asset managers and offering financial planning and retirement account management services.

Stephen Luscher is a financial advisor with Wealth Watch Advisors, Inc. in Hollywood, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. He has been a professor of communications at Florida International University since 1998. Outside of advising, Luscher is also a health insurance agent and involved in tax-sheltered annuity marketing and sales. Wealth Watch Advisors serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, and access to third-party model portfolios. The firm employs a model-driven investment approach, primarily using approved sub-advisors and diversified strategies including mutual funds, ETFs, and select option strategies.

Cecilia Mercado is a financial advisor at Kovack Advisors, Inc. with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Popular Securities from 2007 to 2018. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse range of clients, including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, offers both discretionary and non-discretionary asset management, and provides financial planning and third-party asset manager recommendations.

Gregory Abell II is a financial advisor at United Capital Financial Advisors with 11 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Lion Street Financial, CETERA Advisor Networks LLC, and Girard Securities. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers customizable investment strategies and operates FinLife Partners, a platform supporting other independent advisors with technology and practice management services.

Brendan Hayes is a financial advisor at Provenance Wealth Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Provenance Wealth Advisors and affiliated entities since 1997. Hayes also serves as an insurance agent, selling non-variable insurance through Provenance Wealth Advisors. Provenance Wealth Advisors provides investment advisory and planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and other business entities. The firm manages approximately $4.44 billion in assets and offers tailored portfolio management and financial planning using a range of investment vehicles and strategies across multiple custodians.

John Meo III is a financial advisor at Exodus Wealth, LLC with Series 63 and Series 65 credentials. He has one year of industry experience and previously served eight years in the U.S. Army. Prior to joining Exodus Wealth, he operated Meo Wealth Management, LLC for two years. Exodus Wealth serves individuals, including high net worth clients, as well as trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm offers asset management, financial planning, and consulting services, emphasizing tailored account supervision with portfolios constructed from a diverse range of investment vehicles and using multiple analytical approaches.

Scott Montgomery is a ChFC® credentialed financial advisor with 38 years of industry experience. He has been with Provenance Wealth Advisors since 2013 and has prior experience at Raymond James Financial Services. Outside of advising, he is the CEO of SRM Wealth Advisors, Inc., a business used for tax purposes and fee processing. Provenance Wealth Advisors provides investment advisory and planning services to individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $4.44 billion in assets and offers tailored portfolio management, financial planning, and retirement planning with both discretionary and non-discretionary mandates.

Valeria Ortega is a financial advisor at Modern Wealth Management, LLC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including LWM Advisory Services, LPL Financial LLC, Kovack Advisors, and Nationwide Investment Services Corporation. Outside of advising, she is the owner and president of a non-investment related business called Retirement Benefits Consulting. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets through about 94 advisors. The firm provides investment management, financial planning, and related services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, employing a centralized investment approach supported by model portfolios and third-party managers.

Kelly England is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and having 21 years of industry experience. He has been with Kovack Advisors and its affiliated firm, Kovack Securities, since 2011. Outside of his advisory role, he manages a small insurance-related business under the name England Financial Services. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, with an investment approach focused on diversified asset-class exposure through mutual funds, ETFs, and other vehicles tailored to client objectives.

Jason Teich is a financial advisor at SEIA with nine years of industry experience. Prior to joining SEIA, he worked at Sanford C. Bernstein for nine years. He holds Series 63 and Series 65 licenses. SEIA provides investment advisory and planning services to individuals, trusts, estates, retirement plans, and corporate clients through a multi-advisor platform managing approximately $22.5 billion in assets. The firm offers multiple managed account programs and comprehensive financial planning, utilizing a client-driven investment process supported by dedicated research and an Investment Committee.

Thomas Blair is a Certified Financial Planner (CFP®) with 40 years of industry experience. He is currently with Kovack Advisors, Inc., where he has worked since 2021, following nearly three decades at Investacorp, Inc. Blair is also president and owner of The Blair Group, Inc., an investment-related business. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also recommending third-party asset managers and offering financial planning and retirement account aggregation services.

Joshua Greenberg is a Series 65 licensed advisor with 15 years of industry experience. He is currently affiliated with Coppell Advisory Solutions LLC and has prior experience with Motiv8 Investments LLC and Fusion Investment Advisors, LLC. He also operates Greenburg Tax & Insurance. Coppell Advisory Solutions LLC, operating as Fusion Investment Advisors, serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm uses a tailored investment approach combining internally developed asset allocation models with fundamental and technical analysis, implementing strategies consistent with client objectives.

Antonio Ladron De Guevara is a financial advisor at Bison Wealth, LLC in Pembroke Pines, FL. He holds a Series 65 designation and has experience working at several firms, including Makoto and Katsuya, before joining Bison Wealth where he has been since 2024. Bison Wealth serves a broad client base including individuals, family offices, retirement plans, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and ERISA retirement plan advice. The firm is notable for its turnkey asset management platform for other advisers and its use of alternative investments and option-based overlay strategies.

Michael Quinlan is a financial advisor at AlphaStar Capital Management with 16 years of industry experience. He holds Series 65 and Series 63 credentials and has worked at AlphaStar since 2023. Quinlan also has experience with Barefoot Financial PLLC and Financial Independence Group, where he has been involved since 2014. In addition to his advisory roles, he is engaged in insurance services through Financial Independence Group. AlphaStar Capital Management serves individual, corporate, and retirement plan clients with discretionary investment management, financial planning, and subadvisory services. The firm employs a combination of strategic and tactical investment approaches using model portfolios and third-party technology, managing approximately $2.5 billion in assets across more than 8,400 client relationships.