Shannon Smithwick is a financial advisor with Osaic Wealth, Inc. She holds Series 63 and Series 65 licenses and has 29 years of industry experience. Prior to joining Osaic in 2018, she worked for Signator Investors, Inc. for 21 years. She is a co-founder of Foresight Wealth Solutions, an investment advisory and insurance firm, and serves as a grant committee member for the Brevard Community Foundation. OSAIC serves a broad range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to multiple managed-account platforms utilizing various portfolio construction tools and third-party solutions.

Whitney Colton is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 11 years of industry experience. Prior to joining LPL Financial in 2023, Whitney worked at Agia and Valic Financial Advisors. She has a business entity, Colton Wealth, LLC, established for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, portfolio programs, third-party asset management, and institutional platforms, combining scale with a broad range of advisory and non-advisory financial services.

Jay Anderson is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads business management efforts for his team. He brings more than 20 years of experience in the financial services industry, offering clients personalized financial strategies that align with their risk tolerance, investment goals, and liquidity needs. Jay specializes in areas such as college education planning, family wealth management, retirement income, legacy and philanthropic planning, as well as services for endowments, foundations, and non-profits. Jay earned his Bachelor of Science degree from Jacksonville State University and holds a Master of Business Administration from Auburn University. He has obtained the Chartered Retirement Planning Counselor (CRPC) designation and is also a Personal Investment Advisor (PIA). Jay maintains a range of FINRA registrations including Series 3, 6, 7, 9, 10, 31, 63, and 65. In addition to his professional responsibilities, Jay is active in the community through Rotary International. His approach focuses on listening to clients’ goals, gathering relevant information, and providing tailored recommendations to develop long-term relationships. Jay’s expertise includes creating predictable retirement income through a strategic process involving data gathering, risk assessment, and advanced simulation tools.

James Delaura is a financial advisor at Raymond James Financial Services Advisors, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Raymond James since 2015. Outside of his advisory role, he serves as a board member for the Waterford Pointe Homeowners Association, participating in community activities and committees. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm utilizes analytical tools and risk profiling to deliver non-discretionary planning and encourages implementation through its advisory programs and other providers.

William Slover Jr. is a financial advisor with LPL Financial based in Viera, Florida, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior positions include roles at Allen & Company of Florida, Merrill, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, and access to institutional platforms, serving over 22,800 advisors with more than $819 billion in discretionary assets under management.

Matthew Lamb is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. He previously worked at LPL Financial for 13 years and Space Coast Credit Union for 11 years. Lamb is a Series 66 credential holder and owns a business called Bank-It S Corp outside of his advisory work. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options supported by proprietary research and tools, with services tailored to clients who meet certain net-worth criteria.

Michael Welch is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides financial counsel with expertise in legacy and estate coordination, charitable giving, retirement risk management, workplace retirement plan distribution options, and tax minimization strategies. Michael focuses on areas including corporate executive services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Michael holds a Bachelor's Degree from the University of Florida and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is bilingual in English and Spanish. Michael has been recognized on the 2025 Forbes "Best-in-State Wealth Advisors" list and as a member of the McGee Welch & Associates team on the Forbes "Best-in-State Wealth Management Teams" list from 2023 through 2026. Outside of his professional work, Michael is involved with community organizations such as Club Esteem, Junior Achievement, and Tied Together Space Coast. His personal interests include baseball, biking, cooking, fishing, football, golfing, hiking, music, soccer, and traveling.

Elizabeth Braze is a financial advisor with Fidelity in Melbourne, FL, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Merrill, a Bank of America Company, Primerica, and DRB Capital. Outside of her advisory work, she is involved in sales of investment-related products and part-time referrals for home security and automation services through affiliated companies. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage investments across mutual funds, ETFs, and ETPs.

Thomas Wilson Jr. is a financial professional with 23 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 registrations and has worked with firms including Metlife Securities Inc. and MassMutual Life Insurance Company. In addition to his advisory role, he operates two financial services businesses and works as an insurance agent specializing in life, disability, fixed annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a broad network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.

Jake Sutherlin IV is a financial advisor with Edward Jones in Indialantic, FL, holding a Series 66 designation and 22 years of industry experience. He worked at Raymond James Financial Services, Inc. from 2003 to 2025 before joining Edward Jones in 2025. Outside of his advisory role, he owns a property through St. Clair Corp. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

William Harris is a financial advisor with Morgan Stanley in Melbourne, Florida, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, he serves on the Endowment Management Committee and Finance Committee of Holy Trinity Episcopal Academy and is a board member of the Roy and Barbara Stevens Charitable Trust. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and does not provide individual security recommendations as part of its standalone financial planning offerings.

Amanda Bixby is a financial advisor at Morgan Stanley in Melbourne, FL, holding a Series 66 designation. She has been with Morgan Stanley since 2024 and has prior work experience at the University of Central Florida and Publix Super Markets. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Nicole Wilbert is a financial advisor at LPL Financial with three years of industry experience. She holds the Series 66 designation and has worked at Van Buren Wealth Management, Corebridge Financial, and PNC Wealth Management. Wilbert is based in Melbourne, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on providing customizable investment strategies through a large network of investment adviser representatives.

Seth Riddle is a CFP® professional with 25 years of experience in the financial industry, currently serving with LPL Financial since 2009. Prior to this, he worked at Space Coast Credit Union for 16 years. He holds roles outside of his advisory work, including as Vice President of Huddleston, Robbins and Riddle, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing various portfolio strategies and advisor support tools.

Monique Nelson is a CFP® with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, she worked for The Law Offices of Germain and McCarthy for nine years. She volunteers as a business mentor with the Florida Institute of Technology-WeVenture SBA mentorship program. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Joel Sanders is a financial advisor at Edward Jones with one year of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Edward Jones, he worked at Big Blue for six years and 5nine for two years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices.

Timothy Manko is a financial advisor at Cetera with 13 years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial, LLC and Sterling National Bank. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supported by a large nationwide network of independent advisors.

Craig Dykstra is a financial advisor with Edward Jones in Melbourne, FL, holding a ChFC® designation and Series 63 and 66 licenses. He has 27 years of industry experience, including 22 years with Edward Jones. Outside of his advisory role, he serves as the treasurer for the South Lake Republican Club, providing financial status reports without handling funds. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm manages over $1 trillion in assets and supports its services through a large nationwide network of financial advisors and branch offices.

Michelle Reed is a financial advisor with LPL Financial in Indian Harbour Beach, FL, holding a Series 66 designation and five years of industry experience. She has been with LPL Financial and JD Bowen Financial Group since 2016. Outside of her advisory work, she serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services through a large network of advisors, utilizing proprietary research, third-party subadvisors, and technology tools.

Kathleen Carson is a financial advisor with Ameriprise, holding a Series 66 designation and three years of industry experience. She has been with Ameriprise and its affiliated entities since 2016. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement-income planning advice and written recommendation reports focused on dependable income sources and tax-aware withdrawal strategies.