Dion Padilla is a financial advisor at Blackridge Asset Management, LLC with 24 years of industry experience. He holds the Series 66 designation and has worked at Blackridge since 2017, following roles at Next Financial Group Inc, Securities America Advisors, Inc., and UBS Financial Services. Outside of his advisory work, Padilla serves as a board member for A Woman’s Haven, a nonprofit supporting women in pregnancy crises. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm utilizes a network of investment adviser representatives and offers tailored portfolio management through proprietary and third-party platforms.

Lisa Torres is a financial advisor at Frost Investment Services with two years of industry experience. She holds a Series 65 designation and has previously worked at USAA Federal Savings Bank, USAA, Frost Bank, San Antonio Water System, and SWBC. Outside of finance, she operates a photography and videography business in San Antonio. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining fundamental, technical, and cyclical research with optional tax and ESG overlay services.

Garrett Gomez is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 designations and 23 years of industry experience. He has worked at Frost Brokerage Services since 2003 and Frost National Bank since 2002. Outside of advisory duties, he serves as a Retirement Services Administrator, managing investment accounts and custody relationships in an operational capacity. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs implemented through the Fidelity Managed Account Xchange platform, utilizing a combination of fundamental, technical, and cyclical research.

Brian Alphin is a financial advisor at Frost Investment Services in San Antonio, TX, with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Frost Investment Services since 2017, following prior roles at Frost Brokerage Services and Frost Bank. Frost Investment Services is a multi-team firm advising individual and corporate clients, including high-net-worth households, providing portfolio management and investment advisory services. The firm’s affiliation with a banking institution and its enterprise scale distinguish it within the industry.

Emily Groves is a financial advisor with Frost Investment Services in Dallas, TX, holding a Series 63 designation and 14 years of industry experience. She has worked with Frost Brokerage Services Inc and Frost Bank since 2015 and was with Frost Investment Services in 2017. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a combination of fundamental, technical, and cyclical research alongside the Fidelity Managed Account Xchange platform.

Christina Rodgers is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. Her career includes roles at Wells Fargo Clearing and Frost Bank, where she has worked for over 11 years. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through an enterprise advisory platform with approximately 179 advisors managing about $3.7 billion in assets. The firm’s affiliation with a banking institution and its predominantly percentage-of-assets compensation model distinguish its operating structure.

Daniel Silguero is a CFP® and holds the Series 66 designation. He has four years of industry experience, currently serving at Frost Investment Services in San Antonio, TX. His prior experience includes roles at Frost Brokerage Services, AGIA, VALIC Financial Advisors, Prosperity Bank, and Home Loan Protector. Frost Investment Services advises individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with over 170 advisors managing approximately $3.7 billion in client assets and is affiliated with a banking institution, which influences its referral, custody, and compensation structures.

Ruth Forehand is a CFP® professional with 29 years of experience in the financial services industry. She has worked at IHT Wealth Management LLC since 2020 and previously spent seven years at Revolution Wealth Management and over a decade at LPL Financial, where she continues to maintain an affiliation. IHT Wealth Management serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blended investment approach combining fundamental stock selection with quantitative tools and diversified model portfolios, while also offering ERISA fiduciary services and a proprietary wrap-fee program through a large network of advisors.

Kaleb Talbot is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 66 license and eight years of industry experience. His prior roles include positions at Gallagher Fiduciary Advisors, Kestra Investment Services, and JPMorgan Chase Bank. Outside of advisory work, he was involved with Every Event Entertainment, LLC from 2022 to 2024. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through an enterprise platform with approximately 179 advisors managing about $3.7 billion in assets. The firm’s affiliation with a banking institution distinguishes its operating model from many peers.

Derek Perez is a financial advisor with Frost Investment Services in San Antonio, TX. He holds a Series 66 designation and has experience working at Frost Brokerage Services and H.E.B. outside the financial industry. He is also co-owner of a local cleaning business, Peel Good Cleaning, where he assists with budgeting and payroll. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs implemented through the Fidelity Managed Account Xchange platform, combining internal and third-party strategies.

David Parsons is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked within various USAA entities since 2008, including USAA Life Insurance Company and USAA Financial Advisors, Inc. Outside of his advisory role, he manages a small rental activity from his primary residence. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm offers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a retirement-advice intermediary rather than a portfolio manager.

Alina Tudor is a financial advisor at Frost Investment Services with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Frost Investment Services since 2017. Tudor also serves on the investment committee for Hospice Austin. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs through the Fidelity Managed Account Xchange platform, combining affiliated and third-party investment strategies.

William Harper is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at USAA and its affiliated entities since 2014, including a prior role at GHK Enterprises LP. Outside of finance, he owns Redfish Rod Company, a custom fishing rod building and repair business. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm emphasizes retirement income planning and refers clients to Charles Schwab for investment products, operating primarily as a retirement-advice intermediary rather than a portfolio manager.

Lorena Salazar is a financial advisor at Frost Investment Services with 23 years of industry experience. She holds the Series 63 designation and has worked at Frost Brokerage Services since 2001 and Frost Bank since 1986. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining fundamental, technical, and cyclical research in its investment process.

Jane Wakely is a financial advisor with Frost Investment Services in San Antonio, TX. She holds a Series 66 designation and has one year of industry experience. She has been affiliated with Frost Brokerage Services since 2015. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a combination of fundamental, technical, and cyclical research in its investment process.

Timal Robinson is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 17 years of industry experience. Prior to joining Frost, he worked at JP Morgan Chase Bank and JPMorgan Securities LLC from 2016 to 2024. Outside of his advisory role, he operates an e-commerce retail business selling personal care products on Amazon. Frost Investment Services serves individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm combines enterprise scale with a unique affiliation to a banking institution, managing approximately $3.7 billion in client assets through a primarily asset-based fee model.

Samuel Lopez is a financial advisor at Frost Investment Services with 20 years of industry experience. He holds the Series 66 designation and has worked at Frost Brokerage Services and Frost National Bank since 2008. Lopez was with Frost Investment Services in 2017. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, financial planning, and managed account programs, utilizing a combination of model portfolios, third-party managers, and multi-strategy implementation through the Fidelity Managed Account Xchange platform.

Marisol Sanchez is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has held various roles within the USAA organization since 2007, including positions at USAA Financial Advisors, Inc., USAA financial planning services, and USAA Life Insurance Company. Outside of her advisory work, she is also active as a licensed realtor with EXP REALTY. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm delivers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a referral and retirement-advice intermediary rather than as a portfolio manager.

Michael Luisi is a Series 65-licensed financial advisor with Frost Investment Services in Austin, TX. He has one year of industry experience and previously worked at AllianceBernstein for four years. Prior to his financial career, he held roles at Pro Football Focus and JCPenney. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs utilizing a combination of proprietary and third-party investment strategies.

Mary Medlin is a financial advisor at USAA Investment Services Company with 28 years of industry experience. She holds a Series 63 designation and has worked at multiple USAA-affiliated firms since 2007. Outside of her advisory role, she is a licensed real estate agent involved in buying and selling homes for clients. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm offers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products and account services.