Paulina Radpay is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2018, progressing through various positions including Investment Consultant, Relationship Manager, and Financial Representative. Throughout her tenure at Fidelity Investments, Paulina has focused on collaborating with clients to develop and implement sustainable financial plans. She emphasizes building long-lasting relationships based on dependability and trust to support clients in navigating important life events.

Steven Flodder is a financial advisor at Equitable Advisors with 27 years of industry experience. He holds the Series 65 and Series 66 designations and has been with Equitable Advisors since 1999, following a tenure at AXA Advisors. Outside of his advisory role, he has served as chairman of the board for the Katy Family YMCA and is a co-owner of FFG Capital, involved in land development and leasing. Equitable Advisors serves a broad range of clients, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates with a dual SEC-registered investment adviser and broker-dealer model, relying heavily on LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Todd Porter is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2010, progressing through roles as Investment Consultant, Financial Consultant, and currently serving as Vice President. Prior to joining Fidelity, Todd worked as a Wealth Advisor at LPL, a Financial Advisor at Merrill Lynch, and a Personal Financial Representative at Allstate Financial Services. His professional experience spans over two decades in financial services, focusing on creating financial plans tailored to client needs and fostering strong client relationships based on trust. Todd holds an Arkansas Insurance License. Outside of his professional responsibilities, Todd's personal interests include spending time at the beach, engaging in family activities, fitness, and caring for pets.

Chris Pinto is a Vice President and Financial Consultant at Fidelity Investments. In this role, he focuses on developing financial plans that address clients' wealth planning needs. Chris collaborates with clients to create investment strategies aimed at achieving their financial goals, particularly during significant life events such as retirement, job changes, loss of a loved one, or financial windfalls. Chris has been with Fidelity Investments since 2014, progressing through various positions including Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and currently serving as Vice President, Financial Consultant since 2020. His experience encompasses a broad range of financial consulting and client relationship roles within the firm.

Flo Saldana is Vice President, Wealth Planner at Fidelity Investments, where she has worked since 2018. In this role, she collaborates with clients and their families to develop and implement comprehensive financial plans. She is part of the Wealth Management financial planning team at Fidelity. Flo has extensive experience in the financial services industry, having held multiple positions at Fidelity Investments since 2007, including Financial Consultant, Private Client Specialist, and Branch Service Manager. Prior to her tenure at Fidelity, she held roles such as Call Center Manager at StockCross Financial Services and Fiserv Investor Services, Operations Manager at TradeCast Securities, Head Trader at GRO Corporation, Branch Office Manager at Self Trading Securities, and Financial Planner at IDS, also known as American Express Financial Advisors. She holds a California Insurance License.

Rodney Derbigny is a financial advisor with LPL Financial in Richmond, TX, holding Series 63 and Series 65 credentials and 23 years of industry experience. He previously worked for Next Financial Group, Inc. for 13 years before joining LPL Financial in 2025. Outside of his advisory role, he is involved with The Derbigny Group, a business focused on non-variable insurance and property and casualty services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by model portfolios and research.

Arnold Rivas Griswold is a financial advisor at Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior work includes roles at KAM Controls, Inc. in business development for the oil and gas sector and positions at RMG Americas Inc., Primerica Financial Services, and New York Life. Outside of finance, he is involved in business development for instrumentation and measurement products in the oil and gas market. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients with a focus on model-delivery strategies created by unaffiliated asset managers. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

John Brucato is a financial advisor at Primerica Advisors with eight years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at Plunkett Research, Aflac, and a brief affiliation with Amazon Affiliates. Outside of investment advisory, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven strategies managed by third parties and supports accounts through BNY Mellon Advisors and Pershing, focusing primarily on individual investors rather than institutional clients.

Michael Reed is a financial advisor with Fidelity who holds a Series 66 designation and has 23 years of industry experience. He previously worked at Morgan Stanley for 12 years before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and IRS-qualified charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Lee Chapman is a financial advisor at Edward Jones in Katy, TX, holding a Series 66 designation with eight years of industry experience. He worked at Tailored Brands LLC from 2010 to 2017 before joining Edward Jones, where he has been since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of approximately 23,701 financial advisors. The firm manages about $1.01 trillion in assets and provides discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products under a fiduciary standard.

Mitchell Sosa is a CFA® charterholder and Series 63 licensee with six years of experience in the financial industry. He is currently affiliated with Primerica Advisors and has a background that includes roles at INEOS, Axiom Space Inc., Intuit Inc., and Enterprise Products Company. Outside of his advisory work, he owns MS CPA LLC, providing tax preparation and filing services, and Mitchell Sosa Inc., a consulting business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on percentage-based billing rather than fixed fees.

Austin Muehlenbrock is a financial advisor at LPL Financial with a Series 66 credential and four years of industry experience. His prior roles include positions at Blue Maple Financial and various non-financial organizations, including 1836 Steakhouse and Camp Balcones Springs. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research from LPL and third-party subadvisors.

Jarred Moehlmann is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he has held roles at organizations including DoorDash, Inc., PDL Blue (Minor/Major League Baseball), and Brenham Independent School District. Outside of advising, he officiates baseball for several collegiate athletic conferences, including the Southeastern Conference and Southland Conference. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to both retail and institutional clients. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Lesley Pinney is a financial advisor with Fidelity and holds a Series 66 designation, bringing nine years of industry experience. Her background includes roles at Woodbury Financial Services, Capital One Advisors, and Capital One Bank. Outside of her advisory work, she operates a small design business specializing in planners and agendas. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, providing model portfolios and managing various registered investment companies.

Chioma Peter is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies tailored to individual and family financial goals. She focuses on a wide range of client needs including college education planning, family wealth management, defined benefit plans, liquidity management, retirement planning, tax minimization, and investment strategies for both individuals and corporations. Chioma supports clients through access to Merrill's investment insights alongside the banking and lending solutions provided by Bank of America. Chioma’s professional mission is to provide financial guidance and investment management services that foster financial confidence for individuals, families, and small business owners. With extensive experience serving retail, small business, and high-net-worth clients, she applies her expertise to develop strategies in investment, retirement, education, and risk management. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and has cultivated strong interpersonal skills working with diverse multicultural backgrounds. Her academic credentials include a Bachelor’s Degree from Obafemi Awolowo University and a Master of Business Administration (MBA) from the University of Lagos. Outside of her professional work, Chioma enjoys chess, interior decorating, music, reading, singing, and spending time with her family.

Jayesh Bhakta Bhakta is a financial advisor with Merrill based in Katy, Texas. He holds the Series 66 designation and has been with Merrill since 2022. His prior experience includes roles at Bank of America, N.A., and involvement in small business and homemaking activities. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Martin Hernandez Garcia is a Financial Advisor at Merrill Lynch Wealth Management based in Honolulu. He works with clients to build, preserve, and grow their wealth through personalized strategies that align with their values and long-term goals. His approach emphasizes understanding the significance of money in clients’ lives to tailor financial plans that support retirement preparation, wealth building, and navigating major life transitions. Martin holds a Bachelor's Degree from the University of California, Berkeley, and a Fellowship Certificate from Waseda University in Tokyo, Japan. He has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). Fluent in English, Spanish, Portuguese, French, and Japanese, he leverages his cultural insights and background in psychology to connect with clients and guide them holistically. In addition to his professional work, Martin is actively involved in his community. He participates in the Chamber of Commerce of Hawaii’s Young Professionals group and contributes to local efforts such as the Hawaii Food Bank. His personal interests include traveling, culture and arts, food, meditation, hiking, and diving.

Thomas Gardner is a Wealth Management Advisor and First Vice President with The RG Group at Merrill Lynch Wealth Management. Since beginning his career in 1999, he has focused on providing personalized financial guidance and counsel to a select group of families. In 2015, he co-founded The RG Group to enhance client service by connecting clients to a team of experienced financial advisors and dedicated support professionals, offering access to the resources and strategies of Merrill, Bank of America, and Bank of America Private Bank. Gardner’s expertise includes family wealth management strategies, endowments and foundations services, legacy planning, retirement and philanthropic planning, portfolio management, investment strategy, tax minimization, and retirement income. He is a CERTIFIED FINANCIAL PLANNER® (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from the University of Mississippi. Outside of his professional work, Gardner participates in community organizations such as Houston Livestock Show & Rodeo, Knights of Columbus, St. Cecilia’s Catholic Church, and Trinity Classical School. He also volunteers as a Sunday School teacher and coaches i9 Volleyball. His personal interests include gardening, hiking, hunting, reading, scuba diving, skiing, tennis, traveling, and spending time with his family.

Isabelle Lee is a financial advisor at Morgan Stanley in Sugar Land, TX, holding a Series 66 designation. She joined Morgan Stanley in 2025 and has prior experience in healthcare administration with Gao Dental. Morgan Stanley Wealth Management serves both individual and institutional clients by providing comprehensive financial planning and advisory services supported by advanced modeling tools and a wide range of investment programs.

Jon Heger is a Vice President and Financial Consultant at Fidelity Investments. In this capacity, he works closely with clients and their families to develop tailored financial plans aimed at achieving their unique financial goals. Jon has over 25 years of experience with Fidelity Investments, having held various roles including Regional Planning Consultant, Financial Consultant, and Financial Representative. He is a Certified Financial Planner™ and holds an insurance license in Arkansas. Outside of his professional work, Jon enjoys baseball, family activities, fishing, golf, running, and traveling.