Daniel Kim is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bank of America, Merrill, New York Life Insurance Company, and MK Novo Consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving a large network of investment adviser representatives.

Dale Schniederjan is a financial advisor with LPL Financial holding a Series 66 designation and one year of industry experience. He has worked at several firms including DATCU Wealth Management, First State Bank, and Mass Mutual / Canopy Capital Strategies. Schniederjan is involved in investment-related activities outside of his advisory role through associations with multiple insurance companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a broad range of investment strategies and non-advisory financial products.

Mark Caputo is a financial advisor with Wells Fargo Clearing in Denton, TX, holding a Series 63 designation and 46 years of industry experience. Prior to joining Wells Fargo in 2016, he spent over two decades at various Morgan Stanley entities. Outside of his advisory work, he is a member of the Public Arts Planning committee for the City of Lewisville, TX, and owns SAGE Natural Resources, LLC, which focuses on gas drilling leases. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Robert Alberts is a financial advisor with LPL Financial in Denton, TX, holding Series 63, 65, and 66 licenses and bringing 40 years of industry experience. He has been with LPL Financial since 2009, following previous roles at Stocker Woods Financial, Inc. and Mutual Service Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its network of over 22,800 advisors with various investment platforms and technology tools, overseeing more than $819 billion in discretionary assets.

Tobias Hananda is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mario Quintana is a financial advisor at Edward Jones with eight years of industry experience. He has worked at Edward Jones since 2017 and previously at Gateway One Lending and Finance for five years. Quintana holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jerome Ponzio is a financial advisor at Edward Jones in Frisco, TX, with 15 years of industry experience. He holds the CFP® and Series 66 designations and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, mutual funds, and trust services through a large nationwide network of financial advisors and branches.

Shanna Miller is a financial advisor with Ameriprise in McKinney, TX, holding a Series 66 designation and six years of industry experience. She previously worked at Northwestern Mutual before joining Ameriprise in 2017. Outside of her advisory role, she serves as Client Concierge for Encircle Wealth Advisors, assisting with administrative tasks. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Keith Rowland is a financial advisor at OSAIC with Series 63 and Series 65 licenses, bringing 32 years of industry experience. He has spent his career primarily with Wma Securities, Inc. and as a self-employed advisor since 1994. Outside of his advisory work, he has served as a director of the Steeplechase Lake Homeowners Association. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization via various managed account programs and third-party manager selections.

Natasha Verbsky is a Series 66 credentialed financial advisor at Cetera with 27 years of industry experience. She has worked with Cetera and its affiliates since 2017 and has previously been associated with Girard Securities, Inc. Since 2022, she has owned Anthology Designs LLC, a product sales business. Additionally, Verbsky serves as treasurer for both the Independence High School Choir and Theatre Booster Clubs and is a member of the investment committee for the Collin College Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform combining discretionary and non-discretionary portfolio management with access to third-party money managers and model portfolios.

Robert Vigus is a financial advisor with Ameriprise in McKinney, TX, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2020 and also teaches college history as an adjunct professor at Collin College. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

James Farish is a financial advisor with Edward Jones in Frisco, TX, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products.

Albert Aguilera is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining LPL Financial in 2025, he worked at Western International Securities, Inc. for six years and Wedbush Securities Inc. for thirteen years. Aguilera is also a licensed non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jennifer Heckart is a Series 66-licensed financial advisor at Edward Jones in Frisco, TX, with 10 years of industry experience. She has been with Edward Jones since 2016. Outside of her advisory role, she owns Easy Breezy Rentals LLC, a rental business based in Frisco. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of investment advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Jordan Fournier is a financial advisor with LPL Financial based in Prosper, TX, holding Series 63 and Series 65 designations and has nine years of industry experience. He has worked with LPL Financial and Thomson Investment Group since 2015. He is involved with Thomson Investment Group, Inc., an entity associated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Patrick Malany is a financial advisor with Charles Schwab & Co., Inc. in Denton, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Charles Schwab in 2019, he worked at Whole Foods Market for five years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory services with access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Aaron Francis is a financial advisor with Merrill in Frisco, TX, holding a Series 66 license and 18 years of industry experience. His prior roles include positions at UBS Financial Services, Scottrade, Inc., and Equitable Advisors. He serves as the executor of an estate and trustee for a living trust, managing assets and disbursing them according to the terms of the estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, and institutional investors.

Lloyd Woelfle is a CFP® with 50 years of industry experience, currently affiliated with Ameriprise in Frisco, TX. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of Woelfle-Notman, LLC, a business that manages his Ameriprise practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning advice through a centralized team working alongside advisors. The firm’s approach includes detailed retirement income recommendations focused on income sources and tax-efficient withdrawal strategies within an investment framework influenced by its affiliated product ecosystem.

Tyler Dempster is a CFP® professional with nine years of industry experience, currently serving at Cambridge Investment Research Advisors. He previously worked at Securities America Advisors and Securities America, Inc. Dempster is involved in financial education and public speaking through his role at My Secure Advantage, where he presents financial concepts and produces related content. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers a range of platforms and proprietary model strategies.

John Kopenhaver is a CFP® professional with 32 years of industry experience, currently affiliated with LPL Financial. He has a long tenure with Morgan Stanley, having worked there in various capacities from 1997 through 2020 before joining LPL in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a broad network of advisers, utilizing model portfolios, third-party subadvisors, and customized strategies.