Steven Timbal is a financial advisor with United Planners' Financial Services of America and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 19 years of industry experience and has operated his own entities, including MDTB LLC, for over 10 years. United Planners Financial Services is a national wealth-management enterprise serving a broad client base that includes individuals, retirement plans, corporations, trusts, estates, and institutional clients. The firm employs independent Investment Adviser Representatives and offers a combination of advisory and brokerage services, primarily managing client-directed accounts on a non-discretionary basis.

Scott Ziegelmeier is a financial advisor with Eagle Strategies (NY Life) who holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has been with Eagle Strategies since 2005 and operates Ziggy Financial & Insurance Services, which provides New York Life products and brokers non-registered insurance products. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advisory solutions through multiple program types and manages a substantial portion of its assets on a non-discretionary basis, operating within an integrated New York Life affiliate structure.

Charles Conner is a financial advisor at Focus Partners Wealth, LLC with 20 years of industry experience. He holds a Series 65 credential and previously worked at Churchill Management Group for 28 years before joining Focus Partners in 2025. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services, employing a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

John Solik is a financial advisor at Hightower Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley, Odeon Capital Group, Purshe Kaplan Sterling Investments, and Journey Strategic Wealth LLC. His outside business activities include serving as a private wealth manager at Journey Strategic Wealth and acting as an agent for fixed insurance products. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a variety of portfolio construction strategies including mutual funds, ETFs, alternative investments, and custom indexing.

Simone Devenny is a financial advisor at Allworth Financial, L.P. with 11 years of industry experience and holds the Series 66 designation. She has worked at several firms including Morgan Stanley and Eaton Vance, and currently serves as co-trustee of the Miner Family Trust. Additionally, she is the managing member of Aset Advisors LLC, where she consults on the development of various retreats. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios combining model strategies and third-party sub-advisers, and is notable for its private investment vehicle ownership, specialized divisions, and affiliated broker-dealer and tax/accounting practices.

Liliana Radu is a financial advisor at Commonwealth Financial Network with 34 years of industry experience. She holds a Series 63 designation and has worked at Commonwealth since 2018, following prior roles at Coastal Wealth Inc. and Linsco/Private Ledger Corp. Outside of her advisory work, she is involved in fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and practice-support services. The firm offers advisors discretion in portfolio construction and manages model portfolios through its Investment Management and Research team.

Brian Ephraim is a CFP® and ChFC® with 28 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and has previously worked at Northwestern Mutual in various roles from 1998 to 2018. Ephraim also conducts fixed insurance sales as an agent. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors, offering advisory support, managed-account programs, and a range of investment products to individual and institutional clients.

Samantha Mokma is a CFP® with seven years of industry experience, currently serving as a financial advisor at Stratos Wealth Partners, Ltd. She has previously worked at LPL Financial LLC, OSAIC, Cambridge Investment Research, Inc., and The Bishoff Financial Group. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base, including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of services such as advisor-managed portfolios, financial planning, third-party manager programs, and outsourced CIO solutions through an IAR-driven model with an open-architecture investment approach.

Brendan Archibald is a CFP® with 10 years of experience in the financial industry. He is currently with Mercer Global Advisors Inc. and has previously worked at Empower Advisory Group, Personal Capital Advisors, E*Trade, and Morgan Stanley. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by offering investment advisory services alongside financial, tax, retirement, and estate planning, as well as family office services. The firm employs a Modern Portfolio Theory-based investment approach that includes diversified portfolios, multi-factor tilts, and uses a variety of investment vehicles such as ETFs, index funds, separate account managers, and private funds.

William Blanke Jr. is a financial advisor at Hightower Advisors with 11 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Hightower Securities, LLC since 2014. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm’s approach incorporates manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with services that include discretionary portfolio management, financial planning, and retirement plan consulting.

Madison Evans is a financial advisor at Hightower Advisors with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Hightower, Madison held roles at multiple companies, including Agri-Stor Companies and Threads USA. Hightower Advisors serves a diverse client base that includes individuals, institutions, and pooled investment vehicles, offering portfolio management, financial planning, and retirement plan consulting. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a range of investment vehicles.

Brett Nilsson is a financial advisor at Creative Planning with a Series 65 credential and five years of industry experience. He has worked at Creative Planning since 2023 and previously held roles at flexPATH Strategies and NFP Retirement. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals while integrating private market exposure and tax-efficient techniques.

Tommy Tran is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering a variety of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing capabilities alongside specialized roles such as swap dealing and futures commission merchant activities.

Nesrin Guner Mann is a financial advisor at Independent Financial Group, LLC with one year of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Independent Financial Group, she worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Independent Financial Group provides investment advisory and brokerage services to a broad client base including individuals, high-net-worth clients, trusts, and corporations. The firm offers various portfolio management options and financial planning, utilizing firm- and third-party models to develop client strategies across multiple risk profiles.

Gabrielle Velazquez is a financial advisor with PlanMember Securities Corporation holding a Series 66 designation and has one year of industry experience. Prior to joining PlanMember, she worked at Grant Thornton and has been involved with the San Clemente United Soccer Club. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm emphasizes a top-down strategic asset allocation framework and manages unitized, risk-based mutual fund portfolios ranging from conservative to aggressive, offering education and support services to plan sponsors and participants.

Grant Prescott is a CFP® professional with six years of experience in the financial services industry. He is currently with Independent Financial Group, LLC and has prior experience at Wedbush Securities, Inc. and Ernst & Young. Outside of his advisory role, Prescott serves as an officer and director of Prescott Real Estate Services Inc., which provides real estate sales and property management services. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers financial planning and portfolio management through a combination of proprietary and third-party models, employing both passive and active investment strategies tailored to client risk tolerance.

Kraig Karnazes is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Coastal Wealth Inc. Karnazes is also the owner of Knick Inc., a private entity related to his securities and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services. The firm acts as a platform provider offering operations, technology, investment management, compliance, and practice-management support to affiliated advisors.

Paul Avila is a financial advisor at J. W. Cole Advisors, Inc. with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial, LLC, and Independent Financial Group prior to joining J.W. Cole Advisors. He is also involved in fixed and health insurance activities. J.W. Cole Advisors serves individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers a range of portfolio management and financial planning services, including access to third-party investment managers and multiple managed account solutions.

Christopher Vizzi is a CFP® with 20 years of industry experience, currently serving at Independent Financial Group, LLC since 2009. He is also the owner of Cool School Photography, a business he has operated since 2005. Vizzi holds positions on several nonprofit and community boards, including The Lift Foundation and the Terramour Homeowners Association Board of Directors. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional entities. The firm offers a range of portfolio management solutions and employs a model-driven approach combining active and passive strategies tailored to client risk profiles.

Vinit Madan is a financial advisor at Farther with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley, Pacific Rim Capital, 20/20 Capital Management, and Prime Capital Investment Advisors. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, equities, and fixed income.